Affordable & Low-Income Housing in Morgan City, MS 38946
No income-restricted buildings are listed in 38946 — here are the closest ones.
No income-restricted buildings are listed in Morgan City, MS 38946. 13 income-restricted buildings are listed nearby (within about 10 miles). These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 38946
Franklin Coffey Estates
Itta Bena, MS 38941
7.4 mi away
51 units · 50 income-restricted · 3–4+ BR · People with disabilities
Eastmoor Estates
Moorhead, MS 38761
7.5 mi away
68 units · 3–4+ BR
- Affordability period may have ended — call to confirm
Sun Manor Apts
303 Sunflower Rd, Itta Bena, MS 38941
8.7 mi away
36 units · 1–2 BR · People with disabilities
Itta Bena
301 Sunflower Rd, Itta Bena, MS 38941
8.7 mi away
70 units · 1–3 BR
- Apply through The Housing Authority of the City of Itta Bena
- Residents waited about 25 months to move in (HUD, Oct 2026)
Itta Bena Estates
300 Sunflower Rd, Itta Bena, MS 38941
9.1 mi away
32 units · 1–2 BR
- 3 vacant units reported (Oct 2026) — call to confirm
Moorhead Ltd.
404 Spruce St, Moorhead, MS 38761
9.4 mi away
44 units · 1–3 BR
- 9 vacant units reported (Oct 2026) — call to confirm
Moorhead Manor Apts
305 Sunflower St, Moorhead, MS 38761
10.1 mi away
62 units · 1–4+ BR · People with disabilities
Pine Circle Gardens
1408 W Pine Cir St, Moorhead, MS 38761
10.3 mi away
30 units · 29 income-restricted · 3–4+ BR · People with disabilities
Pleasant View Villa
51500 County Road 512, Sidon, MS 38954
13.3 mi away
36 units · 1–2 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
No nearby buildings match this filter.
Rents and income limits in 38946
- Fair market rent, 2 bedrooms
- $1,160/mo
- Income needed to pay it at 30% of income
- $46,400/yr
Income limits (2026)
Leflore County, MS area · median family income $47,600. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $15,960 | $25,200 | $40,350 |
| 2 | $21,640 | $28,800 | $46,100 |
| 3 | $27,320 | $32,400 | $51,850 |
| 4 | $33,000 | $36,000 | $57,600 |
| 5 | $38,680 | $38,900 | $62,250 |
| 6 | $41,800 | $41,800 | $66,850 |
| 7 | $44,650 | $44,650 | $71,450 |
| 8 | $47,550 | $47,550 | $76,050 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 38946 | Wider area |
|---|---|---|
| Studio | $880 | $687 |
| 1 bedroom | $890 | $692 |
| 2 bedrooms | $1,160 | $905 |
| 3 bedrooms | $1,480 | $1,157 |
| 4 bedrooms | $1,520 | $1,189 |
Wider area = Leflore County, MS. Two-bedroom fair market rents in 4 nearby ZIPs range from $910 (38941) to $1,340 (38924).
Census figures for 38946 (2020–2024 average): median rent $1,250. 43% of homes are rented.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 38946's fair market rent.
Estimate your Section 8 rent share for 38946Frequently Asked Questions
Is there Section 8 housing in Morgan City, MS 38946?
Yes — this directory lists income-restricted buildings in Morgan City, MS 38946, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Morgan City, MS 38946 have openings?
These lists for Morgan City, MS 38946 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Morgan City, MS 38946?
Use the phone number on each building card in Morgan City, MS 38946. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Morgan City, MS 38946?
In Morgan City, MS 38946, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 38946?
No income-restricted buildings are listed in ZIP 38946 right now. 13 nearby buildings are shown on this page. Call to confirm openings.
Is there affordable housing near 38946?
Yes — this page also lists 13 income-restricted buildings in ZIP codes near Morgan City, MS 38946 (within about 10 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Morgan City, MS 38946?
Most income-restricted buildings in Morgan City, MS 38946 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $25,200, and $36,000 for a 4-person household. Public housing can go up to 80% ($40,350 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Morgan City, MS 38946?
For many programs in Morgan City, MS 38946, the 2026 HUD very low-income (50%) limit is $25,200 a year for 1 person and $36,000 for 4 people. The low-income (80%) limit is $40,350 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Morgan City, MS 38946?
There is no single waiting list for Morgan City, MS 38946. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Morgan City, MS 38946?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Morgan City, MS 38946?
In public housing and most Section 8 in Morgan City, MS 38946, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Morgan City, MS 38946 is $1,160 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Morgan City, MS 38946?
A Housing Choice Voucher is not automatically accepted at every building in Morgan City, MS 38946. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Morgan City, MS 38946?
This page may still list buildings in Morgan City, MS 38946 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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