Affordable & Low-Income Housing in San Diego, CA 92120
5 affordable buildings in 92120 · 51 more within 5 mi
San Diego, CA 92120 has 5 income-restricted buildings: 5 tax credit. 51 more are listed within 5 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 92120
Shoreline
4470 Alvarado Canyon Rd, San Diego, CA 92120
126 units · 124 income-restricted · Studio–3 BR
Zephyr
4370-4380 Alvarado Canyon Rd, San Diego, CA 92120
85 units · 84 income-restricted · Studio–2 BR · People experiencing homelessness
Bluewater (fka Fairmount Family Housing)
6121 Fairmount Avenue, San Diego, CA 92120
80 units · 79 income-restricted · 1–3 BR · People experiencing homelessness
Twain Housing
4304 Twain Ave, San Diego, CA 92120
80 units · 79 income-restricted · Studio–1 BR · People experiencing homelessness
Trinity Place Apartments
4445 Glacier Ave., San Diego, CA 92120
74 units · 73 income-restricted · Studio–2 BR · People experiencing homelessness
No buildings in 92120 match this filter.
Nearby
The 20 closest of 51 in nearby ZIPs. Pick a ZIP below to see all of them.
Lakeshore Villa
6888 Golfcrest Dr, San Diego, CA 92119
2.1 mi away
126 units · 124 income-restricted · 1 BR
Mesa Commons Apts
6470 El Cajon Blvd., San Diego, CA 92115
2.1 mi away
78 units · 77 income-restricted · 1–3 BR
Mission Terrace Apts
10210 San Diego Mission Rd, San Diego, CA 92108
2.3 mi away
77 units · 76 income-restricted · 1–3 BR
Wesley Terrace
5343 Monroe Ave, San Diego, CA 92115
2.4 mi away
161 units · 160 income-restricted · Studio–1 BR
Reese Village
4809 70th St, San Diego, CA 92115
2.5 mi away
19 units · 18 income-restricted · 1 BR · People with disabilities
Talmadge Senior Village
5252 El Cajon Blvd, San Diego, CA 92115
2.6 mi away
91 units · 90 income-restricted · 1–2 BR
Murray Manor Apartments
5700 Cowles Mountain Blvd, La Mesa, CA 91942
2.6 mi away
218 units · 198 income-restricted · 1–2 BR
Colina Park North Apts
4333 Dawson Ave, San Diego, CA 92115
2.7 mi away
64 units · 63 income-restricted · Studio–2 BR
Dawson Avenue Senior Apts
4321 52nd St, San Diego, CA 92115
2.7 mi away
88 units · 87 income-restricted · 1–2 BR
North Park
4238 54th Pl and 4501 Logan Ave, San Diego, CA 92115
2.8 mi away
166 units · 164 income-restricted
Talmadge Gateway
4422 Euclid Avenue, San Diego, CA 92115
2.8 mi away
60 units · 59 income-restricted · Studio–2 BR
Village Green Apts
4140 Bonillo Dr, San Diego, CA 92115
3 mi away
93 units · 92 income-restricted · 2–3 BR
Mid-City Family Apartments (fka East Block Family Apartments)
4340 44th Street, San Diego, CA 92115
3.1 mi away
78 units · 77 income-restricted · 2–3 BR
Harris Family Senior Residence (fka East Block Senior Apartments)
4320 44th St, San Diego, CA 92115
3.1 mi away
117 units · 115 income-restricted · 1 BR
Casa Colina Del Sol
5207 52nd Place, San Diego, CA 92105
3.1 mi away
75 units · 74 income-restricted · 1 BR
Bridgeport Properties
4283 El Cajon Blvd, San Diego, CA 92105
3.2 mi away
401 units · 397 income-restricted · 1–4+ BR
Auburn Park Apts
5135 University Ave, San Diego, CA 92105
3.2 mi away
69 units · 67 income-restricted · Studio–3 BR
No nearby buildings match this filter.
Rents and income limits in 92120
- Fair market rent, 2 bedrooms
- $3,110/mo
- Income needed to pay it at 30% of income
- $124,400/yr
- Renters in 92120 paying 30% or more of income on rent
- 58%
Income limits (2026)
San Diego-Chula Vista-Carlsbad, CA area · median family income $130,900. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $36,750 | $61,250 | $97,950 |
| 2 | $42,000 | $70,000 | $111,950 |
| 3 | $47,250 | $78,750 | $125,950 |
| 4 | $52,450 | $87,450 | $139,900 |
| 5 | $56,650 | $94,450 | $151,100 |
| 6 | $60,850 | $101,450 | $162,300 |
| 7 | $65,050 | $108,450 | $173,500 |
| 8 | $69,250 | $115,450 | $184,700 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 92120 | Wider area |
|---|---|---|
| Studio | $2,410 | $2,192 |
| 1 bedroom | $2,570 | $2,335 |
| 2 bedrooms | $3,110 | $2,823 |
| 3 bedrooms | $4,120 | $3,743 |
| 4 bedrooms | $4,990 | $4,526 |
Wider area = San Diego-Chula Vista-Carlsbad, CA. Two-bedroom fair market rents in 12 nearby ZIPs range from $2,290 (92105) to $4,120 (92108).
Census figures for 92120 (2020–2024 average): median rent $2,457. Median household income $120,661. 35% of homes are rented. 58% of renters pay 30% or more of their income on rent, and 32% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 92120's fair market rent.
Estimate your Section 8 rent share for 92120Frequently Asked Questions
Is there Section 8 housing in San Diego, CA 92120?
Yes — this directory lists income-restricted buildings in San Diego, CA 92120, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in San Diego, CA 92120 have openings?
These lists for San Diego, CA 92120 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in San Diego, CA 92120?
Use the phone number on each building card in San Diego, CA 92120. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in San Diego, CA 92120?
In San Diego, CA 92120, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 92120?
This directory lists 5 income-restricted buildings in San Diego, CA 92120. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 92120?
Yes — this page also lists 51 income-restricted buildings in ZIP codes near San Diego, CA 92120 (within about 5 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in San Diego, CA 92120?
Most income-restricted buildings in San Diego, CA 92120 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $61,250, and $87,450 for a 4-person household. Public housing can go up to 80% ($97,950 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in San Diego, CA 92120?
For many programs in San Diego, CA 92120, the 2026 HUD very low-income (50%) limit is $61,250 a year for 1 person and $87,450 for 4 people. The low-income (80%) limit is $97,950 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in San Diego, CA 92120?
There is no single waiting list for San Diego, CA 92120. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in San Diego, CA 92120?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists tax-credit apartments in San Diego, CA 92120. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in San Diego, CA 92120?
In public housing and most Section 8 in San Diego, CA 92120, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near San Diego, CA 92120 is $3,110 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in San Diego, CA 92120?
A Housing Choice Voucher is not automatically accepted at every building in San Diego, CA 92120. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in San Diego, CA 92120?
This page may still list buildings in San Diego, CA 92120 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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