Affordable & Low-Income Housing in San Diego, CA 92104
6 affordable buildings in 92104 · 129 more within 4 mi
San Diego, CA 92104 has 6 income-restricted buildings: 6 tax credit and 2 senior. 129 more are listed within 4 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 92104
Renaissance at North Park Senior Apts
4330 30th St, San Diego, CA 92104
96 units · 94 income-restricted · 1–2 BR
Florida Street Apts
3795 Florida St, San Diego, CA 92104
83 units · 82 income-restricted · 1–3 BR · People experiencing homelessness
Arbor Terrace (San Diego)
3693 Florida St, San Diego, CA 92104
71 units · 69 income-restricted · 2–4+ BR
One Mississippi (fka Mississippi Ecb)
4234 Mississippi St, San Diego, CA 92104
61 units · 60 income-restricted · Studio–2 BR
No buildings in 92104 match this filter.
Nearby
The 20 closest of 129 in nearby ZIPs. Pick a ZIP below to see all of them.
First Congregational Memorial Tower
3541 Park Blvd, San Diego, CA 92103
1.1 mi away
100 units · 99 income-restricted · Studio–1 BR
Cathedral Arms
3911 Park Blvd, San Diego, CA 92103
1.2 mi away
206 units · 205 income-restricted · Studio–1 BR
Grace Tower
3955 Park Blvd, San Diego, CA 92103
1.2 mi away
168 units · 165 income-restricted · Studio–1 BR
Georgia Street Apt
4105 Georgia St, San Diego, CA 92103
1.2 mi away
31 units · 30 income-restricted · 1–3 BR
The Lofts at Normal Heights
3808 El Cajon Boulevard, San Diego, CA 92105
1.3 mi away
53 units · 52 income-restricted · Studio–2 BR · People experiencing homelessness
City Heights Ten
3830 43rd Street, San Diego, CA 92105
1.6 mi away
132 units · 129 income-restricted · Studio–3 BR
City Heights Senior Housing
4065 43rd St, San Diego, CA 92105
1.6 mi away
151 units · 150 income-restricted · Studio–2 BR
City Heights Plaza Del Sol
4061 Fairmount Avenue, San Diego, CA 92105
1.7 mi away
75 units · 74 income-restricted · 2–3 BR
City Heights Place Apartments fka Union Bank Apts
4020 44th Street, San Diego, CA 92105
1.7 mi away
60 units · 59 income-restricted · 2–3 BR
Bridgeport Properties
4283 El Cajon Blvd, San Diego, CA 92105
1.7 mi away
401 units · 397 income-restricted · 1–4+ BR
Adaptable Housing
2420 44th St, San Diego, CA 92105
1.8 mi away
35 units · 2–3 BR
- Apply through San Diego Housing Commission
Hollywood Palms II
4372 Home Avenue, San Diego, CA 92105
1.8 mi away
94 units · 93 income-restricted · 2–4+ BR
Harris Family Senior Residence (fka East Block Senior Apartments)
4320 44th St, San Diego, CA 92115
1.9 mi away
117 units · 115 income-restricted · 1 BR
Mid-City Family Apartments (fka East Block Family Apartments)
4340 44th Street, San Diego, CA 92115
1.9 mi away
78 units · 77 income-restricted · 2–3 BR
No nearby buildings match this filter.
Rents and income limits in 92104
- Fair market rent, 2 bedrooms
- $2,910/mo
- Income needed to pay it at 30% of income
- $116,400/yr
- Renters in 92104 paying 30% or more of income on rent
- 49%
Income limits (2026)
San Diego-Chula Vista-Carlsbad, CA area · median family income $130,900. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $36,750 | $61,250 | $97,950 |
| 2 | $42,000 | $70,000 | $111,950 |
| 3 | $47,250 | $78,750 | $125,950 |
| 4 | $52,450 | $87,450 | $139,900 |
| 5 | $56,650 | $94,450 | $151,100 |
| 6 | $60,850 | $101,450 | $162,300 |
| 7 | $65,050 | $108,450 | $173,500 |
| 8 | $69,250 | $115,450 | $184,700 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 92104 | Wider area |
|---|---|---|
| Studio | $2,260 | $2,192 |
| 1 bedroom | $2,410 | $2,335 |
| 2 bedrooms | $2,910 | $2,823 |
| 3 bedrooms | $3,860 | $3,743 |
| 4 bedrooms | $4,670 | $4,526 |
Wider area = San Diego-Chula Vista-Carlsbad, CA. Two-bedroom fair market rents in 12 nearby ZIPs range from $2,240 (92113) to $4,120 (92108).
Census figures for 92104 (2020–2024 average): median rent $1,993. Median household income $94,014. 71% of homes are rented. 49% of renters pay 30% or more of their income on rent, and 19% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 92104's fair market rent.
Estimate your Section 8 rent share for 92104Frequently Asked Questions
Is there Section 8 housing in San Diego, CA 92104?
Yes — this directory lists income-restricted buildings in San Diego, CA 92104, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in San Diego, CA 92104 have openings?
These lists for San Diego, CA 92104 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in San Diego, CA 92104?
Use the phone number on each building card in San Diego, CA 92104. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in San Diego, CA 92104?
In San Diego, CA 92104, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 92104?
This directory lists 6 income-restricted buildings in San Diego, CA 92104. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 92104?
Yes — this page also lists 129 income-restricted buildings in ZIP codes near San Diego, CA 92104 (within about 4 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in San Diego, CA 92104?
Most income-restricted buildings in San Diego, CA 92104 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $61,250, and $87,450 for a 4-person household. Public housing can go up to 80% ($97,950 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in San Diego, CA 92104?
For many programs in San Diego, CA 92104, the 2026 HUD very low-income (50%) limit is $61,250 a year for 1 person and $87,450 for 4 people. The low-income (80%) limit is $97,950 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in San Diego, CA 92104?
There is no single waiting list for San Diego, CA 92104. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in San Diego, CA 92104?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists tax-credit apartments in San Diego, CA 92104. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in San Diego, CA 92104?
In public housing and most Section 8 in San Diego, CA 92104, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near San Diego, CA 92104 is $2,910 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in San Diego, CA 92104?
A Housing Choice Voucher is not automatically accepted at every building in San Diego, CA 92104. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in San Diego, CA 92104?
Yes — this directory flags senior (often 62+) buildings in San Diego, CA 92104. Use the Seniors filter on the list. Age rules vary; call to confirm.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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