Zephyr — Income-Restricted Housing in San Diego, CA 92120
4370-4380 Alvarado Canyon Rd, San Diego, CA 92120
85 units · 84 income-restricted · Studio–2 BR · People experiencing homelessness
How to apply
- No phone is listed. Try visiting the property or asking the city housing office how to apply.
- These records do not show openings — call to confirm vacancies and waiting lists.
At this building
- Opened
- 2019
- Income limit
- 60% AMI
- Bedrooms
- 79 Studio · 5 1 bedroom · 1 2 bedrooms
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Nearby income-restricted buildings
Shoreline
4470 Alvarado Canyon Rd, San Diego, CA 92120
0.1 mi away
126 units · 124 income-restricted · Studio–3 BR
Bluewater (fka Fairmount Family Housing)
6121 Fairmount Avenue, San Diego, CA 92120
0.4 mi away
80 units · 79 income-restricted · 1–3 BR · People experiencing homelessness
Twain Housing
4304 Twain Ave, San Diego, CA 92120
0.4 mi away
80 units · 79 income-restricted · Studio–1 BR · People experiencing homelessness
Trinity Place Apartments
4445 Glacier Ave., San Diego, CA 92120
0.6 mi away
74 units · 73 income-restricted · Studio–2 BR · People experiencing homelessness
Mission Terrace Apts
10210 San Diego Mission Rd, San Diego, CA 92108
0.9 mi away
77 units · 76 income-restricted · 1–3 BR
Talmadge Gateway
4422 Euclid Avenue, San Diego, CA 92115
1.6 mi away
60 units · 59 income-restricted · Studio–2 BR
Mid-City Family Apartments (fka East Block Family Apartments)
4340 44th Street, San Diego, CA 92115
1.7 mi away
78 units · 77 income-restricted · 2–3 BR
Harris Family Senior Residence (fka East Block Senior Apartments)
4320 44th St, San Diego, CA 92115
1.7 mi away
117 units · 115 income-restricted · 1 BR
Rents and income limits in 92120
- Fair market rent, 2 bedrooms
- $3,110/mo
- Income needed to pay it at 30% of income
- $124,400/yr
- Renters in 92120 paying 30% or more of income on rent
- 58%
Income limits (2026)
San Diego-Chula Vista-Carlsbad, CA area · median family income $130,900. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $36,750 | $61,250 | $97,950 |
| 2 | $42,000 | $70,000 | $111,950 |
| 3 | $47,250 | $78,750 | $125,950 |
| 4 | $52,450 | $87,450 | $139,900 |
| 5 | $56,650 | $94,450 | $151,100 |
| 6 | $60,850 | $101,450 | $162,300 |
| 7 | $65,050 | $108,450 | $173,500 |
| 8 | $69,250 | $115,450 | $184,700 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 92120 | Wider area |
|---|---|---|
| Studio | $2,410 | $2,192 |
| 1 bedroom | $2,570 | $2,335 |
| 2 bedrooms | $3,110 | $2,823 |
| 3 bedrooms | $4,120 | $3,743 |
| 4 bedrooms | $4,990 | $4,526 |
Wider area = San Diego-Chula Vista-Carlsbad, CA. Two-bedroom fair market rents in 12 nearby ZIPs range from $2,290 (92105) to $4,120 (92108).
Census figures for 92120 (2020–2024 average): median rent $2,457. Median household income $120,661. 35% of homes are rented. 58% of renters pay 30% or more of their income on rent, and 32% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 92120's fair market rent.
Estimate your Section 8 rent share for 92120Frequently Asked Questions
How do I apply to Zephyr?
No phone is listed for Zephyr. Try the city housing office or, for USDA rural properties, USDA's Multifamily Housing search. These records do not show openings.
Is Zephyr Section 8 housing?
Zephyr is listed as income-restricted housing in San Diego, CA 92120 (lihtc). It is not labeled as project-based Section 8 in this file. Call to ask which programs they run.
How many units are at Zephyr?
Public records list 85 units at Zephyr in San Diego, CA 92120. That is a building size, not a count of open apartments.
Are there other affordable apartments near Zephyr?
Yes — this page lists other income-restricted buildings in 92120 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.
People Also Ask
How do I get into Zephyr?
Call the number on this page and ask about the waiting list or how to apply at Zephyr in San Diego, CA 92120. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.
How do I qualify for affordable housing in San Diego, CA 92120?
Most income-restricted buildings in San Diego, CA 92120 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $61,250, and $87,450 for a 4-person household. Public housing can go up to 80% ($97,950 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in San Diego, CA 92120?
For many programs in San Diego, CA 92120, the 2026 HUD very low-income (50%) limit is $61,250 a year for 1 person and $87,450 for 4 people. The low-income (80%) limit is $97,950 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How much rent do you pay for low-income housing in San Diego, CA 92120?
In public housing and most Section 8 in San Diego, CA 92120, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near San Diego, CA 92120 is $3,110 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Does Zephyr take Section 8 vouchers?
This file does not say that Zephyr has a project-based Section 8 contract. Some landlords in San Diego, CA 92120 accept Housing Choice Vouchers; you have to ask. Apply for a voucher with the housing authority, then call Zephyr.
Sources: HUD LIHTC database, 2024 (released Apr 2026). Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction.