Affordable & Low-Income Housing in Eddy, TX 76524
No income-restricted buildings are listed in 76524 — here are the closest ones.
No income-restricted buildings are listed in Eddy, TX 76524. 2 income-restricted buildings are listed nearby (within about 9 miles). These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 76524
Village Place Apts
1 Village Place Dr, Lorena, TX 76655
8.5 mi away
32 units · 1–2 BR
- 3 vacant units reported (Oct 2026) — call to confirm
Unnamed
1308 Avenue E, Moody, TX 76557
9.8 mi away
50 units · 1–3 BR
- Apply through Housing Authority of City of Moody
- Residents waited about 13 months to move in (HUD, Oct 2026)
Unnamed
102 S 3rd St, Lott, TX 76656
10.8 mi away
47 units · 1–3 BR
- Apply through Housing Authority of Lott
- Residents waited about 3 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
The Reserve at Dry Creek
701 N Old Temple Hwy, Hewitt, TX 76643
13.5 mi away
113 units · 90 income-restricted
Golden Haven Apartments
505 N 2nd St, Temple, TX 76501
14.1 mi away
100 units · 1–2 BR · People with disabilities
Jmh/Cv/Wb Fam
711 W Calhoun Ave, Temple, TX 76501
14.4 mi away
144 units · 1–3 BR
- Apply through Housing Authority of Temple
- Residents waited about 6 months to move in (HUD, Oct 2026)
Frances Graham Hall
100 N 7th St, Temple, TX 76501
14.4 mi away
100 units · 1–2 BR
- Apply through Housing Authority of Temple
- Residents waited about 4 months to move in (HUD, Oct 2026)
Kyle Building
111 N Main St, Temple, TX 76501
14.4 mi away
61 units · 1 BR
- Affordability period may have ended — call to confirm
Cottages of Oak Springs
1900 Woodgate Dr, Waco, TX 76712
14.5 mi away
144 units · 100 income-restricted · 1–3 BR
No nearby buildings match this filter.
Rents and income limits in 76524
- Fair market rent, 2 bedrooms
- $1,320/mo
- Income needed to pay it at 30% of income
- $52,800/yr
- Renters in 76524 paying 30% or more of income on rent
- 85%
Income limits (2026)
Falls County, TX area · median family income $76,100. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $17,600 | $29,300 | $46,900 |
| 2 | $21,640 | $33,500 | $53,600 |
| 3 | $27,320 | $37,700 | $60,300 |
| 4 | $33,000 | $41,850 | $66,950 |
| 5 | $38,680 | $45,200 | $72,350 |
| 6 | $44,360 | $48,550 | $77,700 |
| 7 | $50,040 | $51,900 | $83,050 |
| 8 | $55,250 | $55,250 | $88,400 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 76524 | Wider area |
|---|---|---|
| Studio | $920 | $706 |
| 1 bedroom | $1,040 | $775 |
| 2 bedrooms | $1,320 | $1,014 |
| 3 bedrooms | $1,740 | $1,404 |
| 4 bedrooms | $1,800 | $1,695 |
Wider area = Falls County, TX. Two-bedroom fair market rents in 4 nearby ZIPs range from $1,170 (76579) to $1,570 (76655).
Census figures for 76524 (2020–2024 average): median rent $1,135. Median household income $69,286 (uncertain estimate). 17% of homes are rented. 85% of renters pay 30% or more of their income on rent, and 85% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 76524's fair market rent.
Estimate your Section 8 rent share for 76524Frequently Asked Questions
Is there Section 8 housing in Eddy, TX 76524?
Yes — this directory lists income-restricted buildings in Eddy, TX 76524, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Eddy, TX 76524 have openings?
These lists for Eddy, TX 76524 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Eddy, TX 76524?
Use the phone number on each building card in Eddy, TX 76524. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Eddy, TX 76524?
In Eddy, TX 76524, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 76524?
No income-restricted buildings are listed in ZIP 76524 right now. 2 nearby buildings are shown on this page. Call to confirm openings.
Is there affordable housing near 76524?
Yes — this page also lists 2 income-restricted buildings in ZIP codes near Eddy, TX 76524 (within about 9 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Eddy, TX 76524?
Most income-restricted buildings in Eddy, TX 76524 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $29,300, and $41,850 for a 4-person household. Public housing can go up to 80% ($46,900 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Eddy, TX 76524?
For many programs in Eddy, TX 76524, the 2026 HUD very low-income (50%) limit is $29,300 a year for 1 person and $41,850 for 4 people. The low-income (80%) limit is $46,900 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Eddy, TX 76524?
There is no single waiting list for Eddy, TX 76524. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Eddy, TX 76524?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Eddy, TX 76524?
In public housing and most Section 8 in Eddy, TX 76524, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Eddy, TX 76524 is $1,320 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Eddy, TX 76524?
A Housing Choice Voucher is not automatically accepted at every building in Eddy, TX 76524. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Eddy, TX 76524?
This page may still list buildings in Eddy, TX 76524 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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