Affordable & Low-Income Housing in Moody, TX 76557
1 affordable building in 76557 · 10 more within 12 mi
Moody, TX 76557 has 1 income-restricted building: 1 public housing. 10 more are listed within 12 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 76557
Unnamed
1308 Avenue E, Moody, TX 76557
50 units · 1–3 BR
- Apply through Housing Authority of City of Moody
- Residents waited about 13 months to move in (HUD, Oct 2026)
No buildings in 76557 match this filter.
Nearby
Unnamed
301 N Johnson Dr, McGregor, TX 76657
10.1 mi away
74 units · 1–3 BR
- Apply through Housing Authority of McGregor
- Residents waited about 7 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
Lofts at Temple Medical District
NW of 400 SW H K Dodgen Loop (E of Scott and White Blvd.), Temple, TX 76504
13.4 mi away
120 units · 102 income-restricted · People with disabilities · People experiencing homelessness
Al/Rat/ Wb Eld
511 W Avenue V, Temple, TX 76504
15.3 mi away
82 units · 1–2 BR
- Apply through Housing Authority of Temple
- Residents waited about 32 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
Village at Meadowbend Apts
2787 S Mlk Dr, Temple, TX 76504
16.1 mi away
138 units · 103 income-restricted
Country Lane Seniors-Temple Community
2916 Country Ln Dr, Temple, TX 76504
16.2 mi away
102 units · 98 income-restricted · 1–2 BR
Village at Meadowbend Apts II
1638 Case Rd, Temple, TX 76504
16.4 mi away
99 units · 79 income-restricted · 1–3 BR
No nearby buildings match this filter.
Rents and income limits in 76557
- Fair market rent, 2 bedrooms
- $1,230/mo
- Income needed to pay it at 30% of income
- $49,200/yr
- Renters in 76557 paying 30% or more of income on rent
- 16%
Income limits (2026)
Killeen-Temple, TX area · median family income $85,100. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $17,900 | $29,800 | $47,700 |
| 2 | $21,640 | $34,050 | $54,500 |
| 3 | $27,320 | $38,300 | $61,300 |
| 4 | $33,000 | $42,550 | $68,100 |
| 5 | $38,680 | $46,000 | $73,550 |
| 6 | $44,360 | $49,400 | $79,000 |
| 7 | $50,040 | $52,800 | $84,450 |
| 8 | $55,720 | $56,200 | $89,900 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 76557 | Wider area |
|---|---|---|
| Studio | $920 | $921 |
| 1 bedroom | $990 | $927 |
| 2 bedrooms | $1,230 | $1,138 |
| 3 bedrooms | $1,650 | $1,576 |
| 4 bedrooms | $1,870 | $1,902 |
Wider area = Killeen-Temple, TX. Two-bedroom fair market rents in 4 nearby ZIPs range from $1,170 (76579) to $1,410 (76657).
Census figures for 76557 (2020–2024 average): median rent $1,154. Median household income $86,056. 19% of homes are rented. 16% of renters pay 30% or more of their income on rent, and 5% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 76557's fair market rent.
Estimate your Section 8 rent share for 76557Frequently Asked Questions
Is there Section 8 housing in Moody, TX 76557?
Yes — this directory lists income-restricted buildings in Moody, TX 76557, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Moody, TX 76557 have openings?
These lists for Moody, TX 76557 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Moody, TX 76557?
Use the phone number on each building card in Moody, TX 76557. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Moody, TX 76557?
In Moody, TX 76557, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 76557?
This directory lists 1 income-restricted building in Moody, TX 76557. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 76557?
Yes — this page also lists 10 income-restricted buildings in ZIP codes near Moody, TX 76557 (within about 12 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Moody, TX 76557?
Most income-restricted buildings in Moody, TX 76557 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $29,800, and $42,550 for a 4-person household. Public housing can go up to 80% ($47,700 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Moody, TX 76557?
For many programs in Moody, TX 76557, the 2026 HUD very low-income (50%) limit is $29,800 a year for 1 person and $42,550 for 4 people. The low-income (80%) limit is $47,700 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Moody, TX 76557?
There is no single waiting list for Moody, TX 76557. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Moody, TX 76557?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists public housing in Moody, TX 76557. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Moody, TX 76557?
In public housing and most Section 8 in Moody, TX 76557, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Moody, TX 76557 is $1,230 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Moody, TX 76557?
A Housing Choice Voucher is not automatically accepted at every building in Moody, TX 76557. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Moody, TX 76557?
This page may still list buildings in Moody, TX 76557 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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