Rachael Commons — Income-Restricted Housing in Mc Gregor, TX 76657
435 Little Avenue, McGregor, TX 76657
48 units · 43 income-restricted
How to apply
- No phone is listed. Try visiting the property or asking the city housing office how to apply.
- These records do not show openings — call to confirm vacancies and waiting lists.
At this building
- Opened
- 2017
- Income limit
- 60% AMI
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Nearby income-restricted buildings
Unnamed
301 N Johnson Dr, McGregor, TX 76657
1.9 mi away
74 units · 1–3 BR
- Apply through Housing Authority of McGregor
- Residents waited about 7 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
Unnamed
118 College Ave, Oglesby, TX 76561
6.9 mi away
14 units · 1–2 BR
- Apply through Housing Authority of City of Oglesby
- Residents waited about 6 months to move in (HUD, Oct 2026)
Unnamed
1308 Avenue E, Moody, TX 76557
8.4 mi away
50 units · 1–3 BR
- Apply through Housing Authority of City of Moody
- Residents waited about 13 months to move in (HUD, Oct 2026)
Cottages of Oak Springs
1900 Woodgate Dr, Waco, TX 76712
11.4 mi away
144 units · 100 income-restricted · 1–3 BR
Residences at Lake Waco
1700 W State Hwy 6, Waco, TX 76712
12.6 mi away
114 units · 79 income-restricted · People with disabilities · People experiencing homelessness
Rents and income limits in 76657
- Fair market rent, 2 bedrooms
- $1,410/mo
- Income needed to pay it at 30% of income
- $56,400/yr
- Renters in 76657 paying 30% or more of income on rent
- 46%
Income limits (2026)
Waco, TX area · median family income $90,300. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $19,000 | $31,650 | $50,600 |
| 2 | $21,700 | $36,150 | $57,800 |
| 3 | $27,320 | $40,650 | $65,050 |
| 4 | $33,000 | $45,150 | $72,250 |
| 5 | $38,680 | $48,800 | $78,050 |
| 6 | $44,360 | $52,400 | $83,850 |
| 7 | $50,040 | $56,000 | $89,600 |
| 8 | $55,720 | $59,600 | $95,400 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 76657 | Wider area |
|---|---|---|
| Studio | $980 | $903 |
| 1 bedroom | $1,120 | $1,029 |
| 2 bedrooms | $1,410 | $1,297 |
| 3 bedrooms | $1,840 | $1,693 |
| 4 bedrooms | $1,870 | $1,705 |
Wider area = Waco, TX. Two-bedroom fair market rents in 4 nearby ZIPs range from $1,120 (76561) to $1,520 (76712).
Census figures for 76657 (2020–2024 average): median rent $1,295. Median household income $97,634. 18% of homes are rented. 46% of renters pay 30% or more of their income on rent, and 33% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 76657's fair market rent.
Estimate your Section 8 rent share for 76657Frequently Asked Questions
How do I apply to Rachael Commons?
No phone is listed for Rachael Commons. Try the city housing office or, for USDA rural properties, USDA's Multifamily Housing search. These records do not show openings.
Is Rachael Commons Section 8 housing?
Rachael Commons is listed as income-restricted housing in Mc Gregor, TX 76657 (lihtc). It is not labeled as project-based Section 8 in this file. Call to ask which programs they run.
How many units are at Rachael Commons?
Public records list 48 units at Rachael Commons in Mc Gregor, TX 76657. That is a building size, not a count of open apartments.
Are there other affordable apartments near Rachael Commons?
Yes — this page lists other income-restricted buildings in 76657 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.
People Also Ask
How do I get into Rachael Commons?
Call the number on this page and ask about the waiting list or how to apply at Rachael Commons in Mc Gregor, TX 76657. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.
How do I qualify for affordable housing in Mc Gregor, TX 76657?
Most income-restricted buildings in Mc Gregor, TX 76657 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $31,650, and $45,150 for a 4-person household. Public housing can go up to 80% ($50,600 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Mc Gregor, TX 76657?
For many programs in Mc Gregor, TX 76657, the 2026 HUD very low-income (50%) limit is $31,650 a year for 1 person and $45,150 for 4 people. The low-income (80%) limit is $50,600 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How much rent do you pay for low-income housing in Mc Gregor, TX 76657?
In public housing and most Section 8 in Mc Gregor, TX 76657, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Mc Gregor, TX 76657 is $1,410 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Does Rachael Commons take Section 8 vouchers?
This file does not say that Rachael Commons has a project-based Section 8 contract. Some landlords in Mc Gregor, TX 76657 accept Housing Choice Vouchers; you have to ask. Apply for a voucher with the housing authority, then call Rachael Commons.
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction.