Affordable & Low-Income Housing in Whitehall, MI 49461
3 affordable buildings in 49461 · 6 more within 10 mi
Whitehall, MI 49461 has 3 income-restricted buildings: 2 tax credit, 2 Section 8, 1 senior, and 2 usda rural. 6 more are listed within 10 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 49461
Whitehall Apartments II
1123 E. Colby St., Whitehall, MI 49461
48 units · 1–3 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Senior Housing Association of White Lake
225 S Hall St, Whitehall, MI 49461
40 units · 1 BR · People with disabilities
West Shore Apts
1201 East Colby Street, Whitehall, MI 49461
48 units · 1–2 BR
- 13 vacant units reported (Oct 2026) — call to confirm
No buildings in 49461 match this filter.
Nearby
Channel View Apts
8050 Cook St, Montague, MI 49437
2.7 mi away
56 units · 1–3 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
The Village at Bay Ridge - East
3901 3903 Scenic Ridge, Muskegon, MI 49445
4.8 mi away
63 units · 55 income-restricted
Blue Lakes Residences, LP
7190 Progress Drive, Twin Lake, MI 49457
5.7 mi away
70 units · 68 income-restricted · 2–4+ BR
Creekwood Housing
2190 E Creekwood Dr, Twin Lake, MI 49457
10.6 mi away
86 units · 2 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
No nearby buildings match this filter.
Rents and income limits in 49461
- Fair market rent, 2 bedrooms
- $1,200/mo
- Income needed to pay it at 30% of income
- $48,000/yr
- Renters in 49461 paying 30% or more of income on rent
- 38%
Income limits (2026)
Muskegon-Norton Shores, MI area · median family income $77,500. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $17,600 | $29,300 | $46,850 |
| 2 | $21,640 | $33,450 | $53,550 |
| 3 | $27,320 | $37,650 | $60,250 |
| 4 | $33,000 | $41,800 | $66,900 |
| 5 | $38,680 | $45,150 | $72,300 |
| 6 | $44,360 | $48,500 | $77,650 |
| 7 | $50,040 | $51,850 | $83,000 |
| 8 | $55,200 | $55,200 | $88,350 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 49461 | Wider area |
|---|---|---|
| Studio | $870 | $937 |
| 1 bedroom | $920 | $982 |
| 2 bedrooms | $1,200 | $1,285 |
| 3 bedrooms | $1,430 | $1,534 |
| 4 bedrooms | $1,580 | $1,689 |
Wider area = Muskegon-Norton Shores, MI. Two-bedroom fair market rents in 4 nearby ZIPs range from $1,070 (49452) to $1,490 (49445).
Census figures for 49461 (2020–2024 average): median rent $960. Median household income $83,363. 11% of homes are rented. 38% of renters pay 30% or more of their income on rent, and 17% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 49461's fair market rent.
Estimate your Section 8 rent share for 49461Frequently Asked Questions
Is there Section 8 housing in Whitehall, MI 49461?
Yes — this directory lists income-restricted buildings in Whitehall, MI 49461, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Whitehall, MI 49461 have openings?
These lists for Whitehall, MI 49461 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Whitehall, MI 49461?
Use the phone number on each building card in Whitehall, MI 49461. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Whitehall, MI 49461?
In Whitehall, MI 49461, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 49461?
This directory lists 3 income-restricted buildings in Whitehall, MI 49461. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 49461?
Yes — this page also lists 6 income-restricted buildings in ZIP codes near Whitehall, MI 49461 (within about 10 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Whitehall, MI 49461?
Most income-restricted buildings in Whitehall, MI 49461 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $29,300, and $41,800 for a 4-person household. Public housing can go up to 80% ($46,850 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Whitehall, MI 49461?
For many programs in Whitehall, MI 49461, the 2026 HUD very low-income (50%) limit is $29,300 a year for 1 person and $41,800 for 4 people. The low-income (80%) limit is $46,850 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Whitehall, MI 49461?
There is no single waiting list for Whitehall, MI 49461. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Whitehall, MI 49461?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists project-based Section 8, tax-credit apartments in Whitehall, MI 49461. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Whitehall, MI 49461?
In public housing and most Section 8 in Whitehall, MI 49461, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Whitehall, MI 49461 is $1,200 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Whitehall, MI 49461?
A Housing Choice Voucher is not automatically accepted at every building in Whitehall, MI 49461. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Whitehall, MI 49461?
Yes — this directory flags senior (often 62+) buildings in Whitehall, MI 49461. Use the Seniors filter on the list. Age rules vary; call to confirm.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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