Affordable & Low-Income Housing in Granger, IN 46530
No income-restricted buildings are listed in 46530 — here are the closest ones.
No income-restricted buildings are listed in Granger, IN 46530. 41 income-restricted buildings are listed nearby (within about 8 miles). These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 46530
The 20 closest of 41 in nearby ZIPs. Pick a ZIP below to see all of them.
The Preserve at Fir Road
2705 Spicer Ln, Mishawaka, IN 46545
4.2 mi away
144 units · 122 income-restricted · 2–4+ BR · People with disabilities
Carriage House Mishawaka I
220 Portsmouth Court, Mishawaka, IN 46545
4.3 mi away
240 units · 48 income-restricted · 1–3 BR
Emerald Pointe Apartments (Formerly Dunedin I & II)
53880 Generations Drive, South Bend, IN 46635
4.5 mi away
167 units · 1–3 BR
Ahepa 100
53871 Generations Dr, South Bend, IN 46635
4.5 mi away
122 units · 121 income-restricted · 1 BR
Carriage House Mishawaka II
216-230 Charleston Dr, Mishawaka, IN 46545
4.5 mi away
240 units · 48 income-restricted · 1–3 BR
Edwardsburg Manor
69138 Gateway Dr, Edwardsburg, MI 49112
4.5 mi away
24 units · 20 income-restricted · 1–2 BR
- Affordability period may have ended — call to confirm
Silver Birch of Mishawaka
3630 Hickory Rd, Mishawaka, IN 46545
4.9 mi away
119 units · Studio–1 BR
- Several buildings — call for addresses
Uhrig Apartments
3001 Hope Avenue, South Bend, IN 46615
5.3 mi away
21 units · 20 income-restricted · 1 BR · People with disabilities
Northwest Plaza
1253 S Bend Ave, South Bend, IN 46617
6.4 mi away
162 units · 2–3 BR
- Apply through Housing Authority of South Bend
- Residents waited about 33 months to move in (HUD, Oct 2026)
Golden Oaks Village
5150 Hamlin Ct, South Bend, IN 46637
6.8 mi away
64 units · 1–3 BR
- Affordability period may have ended — call to confirm
Hellenic Senior Living of Elkhart
2528 Bypass Rd, Elkhart, IN 46514
7.1 mi away
136 units · Studio–1 BR
Madison Apts
437 N Niles Ave, South Bend, IN 46617
7.3 mi away
28 units · 1–2 BR
- Affordability period may have ended — call to confirm
River Court Apartments
800 Riverside Dr, South Bend, IN 46601
7.4 mi away
14 units · 1 BR · People with disabilities
No nearby buildings match this filter.
Rents and income limits in 46530
- Fair market rent, 2 bedrooms
- $1,910/mo
- Income needed to pay it at 30% of income
- $76,400/yr
- Renters in 46530 paying 30% or more of income on rent
- 54%
Income limits (2026)
South Bend-Mishawaka, IN area · median family income $88,100. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $18,550 | $30,850 | $49,350 |
| 2 | $21,640 | $35,250 | $56,400 |
| 3 | $27,320 | $39,650 | $63,450 |
| 4 | $33,000 | $44,050 | $70,500 |
| 5 | $38,680 | $47,600 | $76,150 |
| 6 | $44,360 | $51,100 | $81,800 |
| 7 | $50,040 | $54,650 | $87,450 |
| 8 | $55,720 | $58,150 | $93,100 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 46530 | Wider area |
|---|---|---|
| Studio | $1,410 | $937 |
| 1 bedroom | $1,630 | $1,093 |
| 2 bedrooms | $1,910 | $1,276 |
| 3 bedrooms | $2,320 | $1,545 |
| 4 bedrooms | $2,520 | $1,677 |
Wider area = South Bend-Mishawaka, IN. Two-bedroom fair market rents in 12 nearby ZIPs range from $1,170 (46635) to $1,770 (46617).
Census figures for 46530 (2020–2024 average): median rent $1,754. Median household income $122,129. 16% of homes are rented. 54% of renters pay 30% or more of their income on rent, and 39% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 46530's fair market rent.
Estimate your Section 8 rent share for 46530Frequently Asked Questions
Is there Section 8 housing in Granger, IN 46530?
Yes — this directory lists income-restricted buildings in Granger, IN 46530, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Granger, IN 46530 have openings?
These lists for Granger, IN 46530 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Granger, IN 46530?
Use the phone number on each building card in Granger, IN 46530. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Granger, IN 46530?
In Granger, IN 46530, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 46530?
No income-restricted buildings are listed in ZIP 46530 right now. 41 nearby buildings are shown on this page. Call to confirm openings.
Is there affordable housing near 46530?
Yes — this page also lists 41 income-restricted buildings in ZIP codes near Granger, IN 46530 (within about 8 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Granger, IN 46530?
Most income-restricted buildings in Granger, IN 46530 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $30,850, and $44,050 for a 4-person household. Public housing can go up to 80% ($49,350 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Granger, IN 46530?
For many programs in Granger, IN 46530, the 2026 HUD very low-income (50%) limit is $30,850 a year for 1 person and $44,050 for 4 people. The low-income (80%) limit is $49,350 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Granger, IN 46530?
There is no single waiting list for Granger, IN 46530. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Granger, IN 46530?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Granger, IN 46530?
In public housing and most Section 8 in Granger, IN 46530, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Granger, IN 46530 is $1,910 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Granger, IN 46530?
A Housing Choice Voucher is not automatically accepted at every building in Granger, IN 46530. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Granger, IN 46530?
This page may still list buildings in Granger, IN 46530 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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