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Carriage House Mishawaka I — Income-Restricted Housing in Mishawaka, IN 46545

220 Portsmouth Court, Mishawaka, IN 46545

Section 8

240 units · 48 income-restricted · 1–3 BR

Leasing office: (574) 255-9902Directions

How to apply

  1. Call the leasing office at (574) 255-9902 to ask about applying, vacancies, and waiting lists.
  2. These records do not show openings — call to confirm vacancies and waiting lists.

At this building

Opened
1971
Bedrooms
25 1 bedroom · 20 2 bedrooms · 3 3 bedrooms
HUD inspection
HUD inspection score: 94/100 (Jan 2026) HUD inspects subsidized buildings on a 0–100 scale. This is a snapshot, not a pass/fail grade.

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Nearby income-restricted buildings

Rents and income limits in 46545

Fair market rent, 2 bedrooms
$1,350/mo
Income needed to pay it at 30% of income
$54,000/yr
Renters in 46545 paying 30% or more of income on rent
47%

Income limits (2026)

South Bend-Mishawaka, IN area · median family income $88,100. Your household's yearly income before taxes must be at or below the limit.

PeopleExtremely low 30%Very low 50%Low 80%
1$18,550$30,850$49,350
2$21,640$35,250$56,400
3$27,320$39,650$63,450
4$33,000$44,050$70,500
5$38,680$47,600$76,150
6$44,360$51,100$81,800
7$50,040$54,650$87,450
8$55,720$58,150$93,100

Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.

Fair market rents (2027)

HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.

Size46545Wider area
Studio$990$937
1 bedroom$1,160$1,093
2 bedrooms$1,350$1,276
3 bedrooms$1,630$1,545
4 bedrooms$1,770$1,677

Wider area = South Bend-Mishawaka, IN. Two-bedroom fair market rents in 12 nearby ZIPs range from $1,170 (46635) to $1,910 (46530).

Census figures for 46545 (2020–2024 average): median rent $1,027. Median household income $56,865. 47% of homes are rented. 47% of renters pay 30% or more of their income on rent, and 23% pay half or more.

Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.

Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.

Estimate your Section 8 rent share

Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 46545's fair market rent.

Estimate your Section 8 rent share for 46545

Frequently Asked Questions

How do I apply to Carriage House Mishawaka I?

Call (574) 255-9902 and ask about applying, vacancies, and waiting lists at Carriage House Mishawaka I in Mishawaka, IN 46545. These records do not show openings.

Is Carriage House Mishawaka I Section 8 housing?

Carriage House Mishawaka I is listed with a HUD-assisted or project-based Section 8 contract. The subsidy stays with the apartment. A Housing Choice Voucher is different — you apply with the housing authority. Confirm the program when you call.

How many units are at Carriage House Mishawaka I?

Public records list 240 units at Carriage House Mishawaka I in Mishawaka, IN 46545. That is a building size, not a count of open apartments.

Are there other affordable apartments near Carriage House Mishawaka I?

Yes — this page lists other income-restricted buildings in 46545 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.

People Also Ask

How do I get into Carriage House Mishawaka I?

Call the number on this page and ask about the waiting list or how to apply at Carriage House Mishawaka I in Mishawaka, IN 46545. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.

How do I qualify for affordable housing in Mishawaka, IN 46545?

Most income-restricted buildings in Mishawaka, IN 46545 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $30,850, and $44,050 for a 4-person household. Public housing can go up to 80% ($49,350 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.

What is the income limit for low-income housing in Mishawaka, IN 46545?

For many programs in Mishawaka, IN 46545, the 2026 HUD very low-income (50%) limit is $30,850 a year for 1 person and $44,050 for 4 people. The low-income (80%) limit is $49,350 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.

How much rent do you pay for low-income housing in Mishawaka, IN 46545?

In public housing and most Section 8 in Mishawaka, IN 46545, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Mishawaka, IN 46545 is $1,350 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.

Does Carriage House Mishawaka I take Section 8 vouchers?

Carriage House Mishawaka I is listed with project-based Section 8 or HUD assistance — the subsidy is on the unit, so you usually apply at the building rather than bringing a tenant voucher. Ask when you call whether they also accept Housing Choice Vouchers.

Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction. To add a different building, use the suggestion rubric.