SB Thrive — Income-Restricted Housing in South Bend, IN 46615
3301 McKinley Ave, South Bend, IN 46615
13 units · 1–4+ BR
Leasing office: (574) 206-6694Directions
How to apply
- Call the leasing office at (574) 206-6694 to ask about applying, vacancies, and waiting lists.
- These records do not show openings — call to confirm vacancies and waiting lists.
At this building
- Opened
- 2025
- Bedrooms
- 3 1 bedroom · 2 2 bedrooms · 5 3 bedrooms · 3 4+ bedrooms
Map loads here…
This buildingNearbyOpen a pin for the building name.
Nearby income-restricted buildings
Uhrig Apartments
3001 Hope Avenue, South Bend, IN 46615
0.7 mi away
21 units · 20 income-restricted · 1 BR · People with disabilities
Hellenic Senior Living of Mishawaka
1540 S Logan St, Mishawaka, IN 46544
0.5 mi away
136 units · Studio–1 BR
Silver Birch of Mishawaka
3630 Hickory Rd, Mishawaka, IN 46545
0.9 mi away
119 units · Studio–1 BR
- Several buildings — call for addresses
Carriage House Mishawaka II
216-230 Charleston Dr, Mishawaka, IN 46545
1.2 mi away
240 units · 48 income-restricted · 1–3 BR
Carriage House Mishawaka I
220 Portsmouth Court, Mishawaka, IN 46545
1.4 mi away
240 units · 48 income-restricted · 1–3 BR
Rents and income limits in 46615
- Fair market rent, 2 bedrooms
- $1,180/mo
- Income needed to pay it at 30% of income
- $47,200/yr
- Renters in 46615 paying 30% or more of income on rent
- 38%
Income limits (2026)
South Bend-Mishawaka, IN area · median family income $88,100. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $18,550 | $30,850 | $49,350 |
| 2 | $21,640 | $35,250 | $56,400 |
| 3 | $27,320 | $39,650 | $63,450 |
| 4 | $33,000 | $44,050 | $70,500 |
| 5 | $38,680 | $47,600 | $76,150 |
| 6 | $44,360 | $51,100 | $81,800 |
| 7 | $50,040 | $54,650 | $87,450 |
| 8 | $55,720 | $58,150 | $93,100 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 46615 | Wider area |
|---|---|---|
| Studio | $870 | $937 |
| 1 bedroom | $1,010 | $1,093 |
| 2 bedrooms | $1,180 | $1,276 |
| 3 bedrooms | $1,430 | $1,545 |
| 4 bedrooms | $1,550 | $1,677 |
Wider area = South Bend-Mishawaka, IN. Two-bedroom fair market rents in 12 nearby ZIPs range from $1,170 (46601) to $1,910 (46530).
Census figures for 46615 (2020–2024 average): median rent $988. Median household income $62,964. 37% of homes are rented. 38% of renters pay 30% or more of their income on rent, and 18% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 46615's fair market rent.
Estimate your Section 8 rent share for 46615Frequently Asked Questions
How do I apply to SB Thrive?
Call (574) 206-6694 and ask about applying, vacancies, and waiting lists at SB Thrive in South Bend, IN 46615. These records do not show openings.
Is SB Thrive Section 8 housing?
SB Thrive is listed with a HUD-assisted or project-based Section 8 contract. The subsidy stays with the apartment. A Housing Choice Voucher is different — you apply with the housing authority. Confirm the program when you call.
How many units are at SB Thrive?
Public records list 13 units at SB Thrive in South Bend, IN 46615. That is a building size, not a count of open apartments.
Are there other affordable apartments near SB Thrive?
Yes — this page lists other income-restricted buildings in 46615 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.
People Also Ask
How do I get into SB Thrive?
Call the number on this page and ask about the waiting list or how to apply at SB Thrive in South Bend, IN 46615. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.
How do I qualify for affordable housing in South Bend, IN 46615?
Most income-restricted buildings in South Bend, IN 46615 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $30,850, and $44,050 for a 4-person household. Public housing can go up to 80% ($49,350 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in South Bend, IN 46615?
For many programs in South Bend, IN 46615, the 2026 HUD very low-income (50%) limit is $30,850 a year for 1 person and $44,050 for 4 people. The low-income (80%) limit is $49,350 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How much rent do you pay for low-income housing in South Bend, IN 46615?
In public housing and most Section 8 in South Bend, IN 46615, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near South Bend, IN 46615 is $1,180 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Does SB Thrive take Section 8 vouchers?
SB Thrive is listed with project-based Section 8 or HUD assistance — the subsidy is on the unit, so you usually apply at the building rather than bringing a tenant voucher. Ask when you call whether they also accept Housing Choice Vouchers.
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction.