Affordable & Low-Income Housing in Thelma, KY 41260
1 affordable building in 41260 · 9 more within 7 mi
Thelma, KY 41260 has 1 income-restricted building: 1 Section 8 and 1 usda rural. 9 more are listed within 7 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 41260
Riverview Village
104 Martin Childers Dr, Bldg. 5, Thelma, KY 41260
59 units · 1–3 BR
- 2 vacant units reported (Oct 2026) — call to confirm
No buildings in 41260 match this filter.
Nearby
Mayfair Village Apt
447 Ponderosa Dr, Paintsville, KY 41240
2.8 mi away
22 units · 1–2 BR
- 7 vacant units reported (Oct 2026) — call to confirm
Westview Manor
625 Main St, Paintsville, KY 41240
3.3 mi away
150 units · 1 BR
- Apply through Housing Authority of Paintsville
- Residents waited about 3 months to move in (HUD, Oct 2026)
Southland Housing
717 6th St, Paintsville, KY 41240
3.4 mi away
123 units · 1–3 BR
- Apply through Housing Authority of Paintsville
- Residents waited about 15 months to move in (HUD, Oct 2026)
Perry Van Hoose Memorial Housing Complex
207 WILLIAMS BR, Bldg 8, Wittensville, KY 41274
3.9 mi away
44 units · 1–3 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Hidden Valley
454 Hidden Valley Rd, Paintsville, KY 41240
4.3 mi away
80 units · 1–3 BR
- 5 vacant units reported (Oct 2026) — call to confirm
No nearby buildings match this filter.
Rents and income limits in 41260
- Fair market rent, 2 bedrooms
- $910/mo
- Income needed to pay it at 30% of income
- $36,400/yr
- Renters in 41260 paying 30% or more of income on rent
- 18%
Income limits (2026)
Johnson County, KY area · median family income $64,100. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $15,960 | $25,200 | $40,250 |
| 2 | $21,640 | $28,800 | $46,000 |
| 3 | $27,320 | $32,400 | $51,750 |
| 4 | $33,000 | $35,950 | $57,500 |
| 5 | $38,680 | $38,850 | $62,100 |
| 6 | $41,750 | $41,750 | $66,700 |
| 7 | $44,600 | $44,600 | $71,300 |
| 8 | $47,500 | $47,500 | $75,900 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 41260 | Wider area |
|---|---|---|
| Studio | $650 | $650 |
| 1 bedroom | $790 | $788 |
| 2 bedrooms | $910 | $909 |
| 3 bedrooms | $1,190 | $1,186 |
| 4 bedrooms | $1,310 | $1,308 |
Wider area = Johnson County, KY. Two-bedroom fair market rents in 12 nearby ZIPs range from $910 (41271) to $980 (41257).
Census figures for 41260 (2020–2024 average): 40% of homes are rented. 18% of renters pay 30% or more of their income on rent, and 9% pay half or more.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 41260's fair market rent.
Estimate your Section 8 rent share for 41260Frequently Asked Questions
Is there Section 8 housing in Thelma, KY 41260?
Yes — this directory lists income-restricted buildings in Thelma, KY 41260, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Thelma, KY 41260 have openings?
These lists for Thelma, KY 41260 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Thelma, KY 41260?
Use the phone number on each building card in Thelma, KY 41260. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Thelma, KY 41260?
In Thelma, KY 41260, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 41260?
This directory lists 1 income-restricted building in Thelma, KY 41260. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 41260?
Yes — this page also lists 9 income-restricted buildings in ZIP codes near Thelma, KY 41260 (within about 7 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Thelma, KY 41260?
Most income-restricted buildings in Thelma, KY 41260 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $25,200, and $35,950 for a 4-person household. Public housing can go up to 80% ($40,250 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Thelma, KY 41260?
For many programs in Thelma, KY 41260, the 2026 HUD very low-income (50%) limit is $25,200 a year for 1 person and $35,950 for 4 people. The low-income (80%) limit is $40,250 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Thelma, KY 41260?
There is no single waiting list for Thelma, KY 41260. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Thelma, KY 41260?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists project-based Section 8 in Thelma, KY 41260. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Thelma, KY 41260?
In public housing and most Section 8 in Thelma, KY 41260, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Thelma, KY 41260 is $910 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Thelma, KY 41260?
A Housing Choice Voucher is not automatically accepted at every building in Thelma, KY 41260. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Thelma, KY 41260?
This page may still list buildings in Thelma, KY 41260 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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