Affordable & Low-Income Housing in Kentucky
1,845 affordable buildingsin 239 cities and towns
Kentucky has 1,845 income-restricted buildings in 239 cities and towns — Louisville has the most on this list (331). Pick a city for the map and phone numbers. These are HUD, USDA, and tax-credit records — not a vacancy list.
Cities with the most buildings
All cities and towns
- Louisville (331)
- Lexington (91)
- Bowling Green (50)
- Covington (35)
- Elizabethtown (33)
- Shelbyville (32)
- Leitchfield (27)
- Somerset (26)
- Corbin (24)
- Henderson (24)
- Newport (24)
- Owensboro (22)
- Campbellsville (21)
- Frankfort (21)
- Hopkinsville (19)
- Georgetown (18)
- Paducah (18)
- Florence (16)
- London (16)
- Paris (16)
- Nicholasville (15)
- Winchester (15)
- Barbourville (14)
- Mayfield (14)
- Shepherdsville (14)
- Albany (13)
- Ashland (13)
- Richmond (13)
- Danville (12)
- Mount Vernon (12)
- Irvine (11)
- La Grange (11)
- Morehead (11)
- Morgantown (11)
- Mount Washington (11)
- Stanford (11)
- Bardstown (10)
- Grayson (10)
- Maysville (10)
- Middlesboro (10)
- Monticello (10)
- Mount Sterling (10)
- Russellville (10)
- Columbia (9)
- Glasgow (9)
- Greensburg (9)
- Madisonville (9)
- Pikeville (9)
- Beattyville (8)
- Berea (8)
- Cynthiana (8)
- Franklin (8)
- Harlan (8)
- Independence (8)
- Louisa (8)
- Manchester (8)
- Munfordville (8)
- Owenton (8)
- Tompkinsville (8)
- Walton (8)
- Warsaw (8)
- Cumberland (7)
- Edmonton (7)
- Harrodsburg (7)
- Hodgenville (7)
- Lancaster (7)
- Murray (7)
- Prestonsburg (7)
- Princeton (7)
- Radcliff (7)
- Russell Springs (7)
- Scottsville (7)
- Taylorsville (7)
- Beaver Dam (6)
- Benton (6)
- Booneville (6)
- Brandenburg (6)
- Burkesville (6)
- Campton (6)
- Carlisle (6)
- Crestwood (6)
- Dry Ridge (6)
- Flatwoods (6)
- Fulton (6)
- Hazard (6)
- Hickman (6)
- Horse Cave (6)
- Jackson (6)
- Lebanon (6)
- Paintsville (6)
- Vanceburg (6)
- Versailles (6)
- Williamsburg (6)
- Williamstown (6)
- Bedford (5)
- Brownsville (5)
- Cadiz (5)
- Caneyville (5)
- Central City (5)
- Crab Orchard (5)
- Eminence (5)
- Flemingsburg (5)
- Frenchburg (5)
- Liberty (5)
- Mc Kee (5)
- Owingsville (5)
- Sandy Hook (5)
- South Shore (5)
- Stanton (5)
- West Liberty (5)
- Whitley City (5)
- Brodhead (4)
- Carrollton (4)
- Clay City (4)
- Clearfield (4)
- Clinton (4)
- Cloverport (4)
- Dawson Springs (4)
- Erlanger (4)
- Falmouth (4)
- Hindman (4)
- Jenkins (4)
- Lawrenceburg (4)
- Livermore (4)
- Morganfield (4)
- New Haven (4)
- Pine Knot (4)
- Providence (4)
- Salyersville (4)
- Bardwell (3)
- Belfry (3)
- Calvert City (3)
- Cave City (3)
- Clarkson (3)
- Crittenden (3)
- Crofton (3)
- Eddyville (3)
- Fancy Farm (3)
- Greenville (3)
- Hardinsburg (3)
- Hawesville (3)
- Inez (3)
- La Center (3)
- Latonia (3)
- Lebanon Junction (3)
- Lily (3)
- Marion (3)
- Pineville (3)
- Springfield (3)
- Stamping Ground (3)
- Sturgis (3)
- Wingo (3)
- Adairville (2)
- Arlington (2)
- Augusta (2)
- Barlow (2)
- Bellevue (2)
- Brooksville (2)
- Burlington (2)
- Butler (2)
- Calhoun (2)
- Campbellsburg (2)
- Clay (2)
- Corinth (2)
- Dayton (2)
- Dixon (2)
- Elkhorn City (2)
- Elkton (2)
- Fairdale (2)
- Fort Thomas (2)
- Greenup (2)
- Hardin (2)
- Hazel (2)
- Hebron (2)
- Hustonville (2)
- Jamestown (2)
- Martin (2)
- Millersburg (2)
- Mount Olivet (2)
- New Castle (2)
- Olive Hill (2)
- Pembroke (2)
- Russell (2)
- Sacramento (2)
- Science Hill (2)
- Simpsonville (2)
- Stambaugh (2)
- Vine Grove (2)
- Warfield (2)
- Wilmore (2)
- Alexandria (1)
- Beverly (1)
- Bighill (1)
- Bloomfield (1)
- Buffalo (1)
- Catlettsburg (1)
- Earlington (1)
- Emmalena (1)
- Evarts (1)
- Fordsville (1)
- Freeburn (1)
- Ft Mitchell (1)
- Grand Rivers (1)
- Guthrie (1)
- Hartford (1)
- Huddy (1)
- Hyden (1)
- Irvington (1)
- Jeffersonville (1)
- Junction City (1)
- Langley (1)
- Lewisburg (1)
- Lewisport (1)
- Masonic Home (1)
- Mc Carr (1)
- Midway (1)
- Milton (1)
- Minnie (1)
- Nazareth (1)
- Neon (1)
- North Middletown (1)
- Nortonville (1)
- Perryville (1)
- Pittsburg (1)
- Prospect (1)
- Salem (1)
- Sharpsburg (1)
- Smithland (1)
- Smiths Grove (1)
- Stearns (1)
- Symsonia (1)
- Thelma (1)
- Wheelwright (1)
- Whitesburg (1)
- Whitesville (1)
- Wickliffe (1)
- Willard (1)
- Wittensville (1)
- Zoe (1)
Frequently Asked Questions
Is there affordable housing in Kentucky?
Yes — this directory lists 1,845 income-restricted buildings across 239 Kentucky cities and towns: tax-credit, public housing, Section 8, senior, and USDA rural rentals. Lists do not show vacancies.
Which cities in Kentucky have affordable housing?
Every Kentucky city and town with listed buildings is on this page. Cities with the most listed buildings include Louisville, Lexington, Bowling Green, Covington, Elizabethtown. Open a city for the map, ZIP codes, and phone numbers.
How do I find Section 8 housing in Kentucky?
Pick a city, then use the Section 8 filter on the results. That shows project-based Section 8 buildings. For a Housing Choice Voucher, apply with the local housing authority and estimate rent share on the Section 8 calculator. Search by ZIP if you already know it.
Do Kentucky affordable housing lists show vacancies?
No. KY building lists on this site come from HUD and USDA files. Call each property or housing authority to ask about openings and waiting lists.
People Also Ask
How do I apply for low-income housing in Kentucky?
Search a Kentucky ZIP or city, open a building, and call the number. Public housing applications go to the housing authority. Project-based Section 8 and tax-credit apartments take applications at the building or its manager. Voucher waitlists are separate.
What is the income limit for affordable housing in Kentucky?
HUD sets income limits by metro or county, not one number for all of Kentucky. Open a ZIP page for the current 30% / 50% / 80% table for that area. Limits change each fiscal year.
How long is the Section 8 waiting list in Kentucky?
Kentucky has many housing authorities, each with its own voucher and public housing lists. Some stay closed for years. This site does not publish a statewide wait time. Call the authority that serves your city, or start from a ZIP page.
Can I use Section 8 in any KY city?
A Housing Choice Voucher is often portable after you lease up, but you still apply with a housing authority that has an open list. Project-based Section 8 stays with a specific building. Use this directory to find those buildings by city or ZIP.