Affordable & Low-Income Housing in Wood Ridge, NJ 07075
2 affordable buildings in 07075 · 24 more within 3 mi
Wood Ridge, NJ 07075 has 2 income-restricted buildings: 2 tax credit. 24 more are listed within 3 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 07075
No buildings in 07075 match this filter.
Nearby
The 20 closest of 24 in nearby ZIPs. Pick a ZIP below to see all of them.
Advance Supportive Housing Pro
202 E Terhune Ave, Lodi, NJ 07644
0.8 mi away
5 units · People with disabilities
Rutherford Senior Housing
67 Kip Ave, Rutherford, NJ 07070
1.8 mi away
56 units · 55 income-restricted · Studio–1 BR
Golden Tws
225 Midland Ave, Garfield, NJ 07026
1.8 mi away
149 units · 1–3 BR
- Apply through Garfield Housing Authority
- Residents waited about 203 months to move in (HUD, Oct 2026)
De Vries Park
20 Rennie Pl, Lodi, NJ 07644
1.9 mi away
220 units · 1–3 BR
- Apply through Housing Authority of the Borough of Lodi
- Residents waited about 29 months to move in (HUD, Oct 2026)
Speer Vlg
11 Aspen Pl, Passaic, NJ 07055
1.9 mi away
384 units · 383 income-restricted · 1–3 BR
- Apply through Housing Authority of the City of Passaic
- Residents waited about 30 months to move in (HUD, Oct 2026)
Belmont Grdn
377 Midland Ave, Garfield, NJ 07026
2 mi away
135 units · 1 BR
- Apply through Garfield Housing Authority
- Residents waited about 230 months to move in (HUD, Oct 2026)
Grove Street Senior Housing
41 Grove Street, South Hackensack, NJ 07606
2.1 mi away
25 units
- Affordability period may have ended — call to confirm
Grove Gardens
43 Grove St, South Hackensack, NJ 07606
2.1 mi away
25 units
- Affordability period may have ended — call to confirm
MONSIGNOR JOSEPH BRISTEL RESIDENCE/a.k.a. MARIA HA
194 - 200 Pennington Ave, Passaic, NJ 07055
2.2 mi away
96 units · 95 income-restricted · Studio–1 BR
The Garden Building
29 Howe Avenue, Passaic, NJ 07055
2.2 mi away
39 units · 1–2 BR
- Affordability period may have ended — call to confirm
Passaic Consumer Home
234 Paulison Ave, Passaic, NJ 07055
2.3 mi away
4 units · 1 BR · People with disabilities
Passaic Sr.
299 Gregory Avenue, 14-34 Monroe Street, 59-63 Ascension Street, Passaic, NJ 07055
2.4 mi away
130 units
Garden Street Senior Citizens
29-31 Howe Ave, Passaic, NJ 07055
2.5 mi away
40 units · 38 income-restricted · 1–2 BR
Chestnut Street Housing
290-304 Chestnut Street, Passaic, NJ 07055
2.6 mi away
76 units · 75 income-restricted · 1–3 BR
No nearby buildings match this filter.
Rents and income limits in 07075
- Fair market rent, 2 bedrooms
- $2,370/mo
- Income needed to pay it at 30% of income
- $94,800/yr
- Renters in 07075 paying 30% or more of income on rent
- 38%
Income limits (2026)
Bergen-Passaic, NJ area · median family income $139,100. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $29,250 | $48,700 | $75,900 |
| 2 | $33,400 | $55,650 | $86,750 |
| 3 | $37,600 | $62,600 | $97,600 |
| 4 | $41,750 | $69,550 | $108,400 |
| 5 | $45,100 | $75,150 | $117,100 |
| 6 | $48,450 | $80,700 | $125,750 |
| 7 | $51,800 | $86,250 | $134,450 |
| 8 | $55,720 | $91,850 | $143,100 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 07075 | Wider area |
|---|---|---|
| Studio | $1,840 | $1,772 |
| 1 bedroom | $2,060 | $1,987 |
| 2 bedrooms | $2,370 | $2,282 |
| 3 bedrooms | $2,880 | $2,771 |
| 4 bedrooms | $3,630 | $3,497 |
Wider area = Bergen-Passaic, NJ. Two-bedroom fair market rents in 12 nearby ZIPs range from $1,440 (07074) to $2,460 (07606).
Census figures for 07075 (2020–2024 average): median rent $1,878. Median household income $136,108. 33% of homes are rented. 38% of renters pay 30% or more of their income on rent, and 16% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 07075's fair market rent.
Estimate your Section 8 rent share for 07075Frequently Asked Questions
Is there Section 8 housing in Wood Ridge, NJ 07075?
Yes — this directory lists income-restricted buildings in Wood Ridge, NJ 07075, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Wood Ridge, NJ 07075 have openings?
These lists for Wood Ridge, NJ 07075 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Wood Ridge, NJ 07075?
Use the phone number on each building card in Wood Ridge, NJ 07075. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Wood Ridge, NJ 07075?
In Wood Ridge, NJ 07075, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 07075?
This directory lists 2 income-restricted buildings in Wood Ridge, NJ 07075. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 07075?
Yes — this page also lists 24 income-restricted buildings in ZIP codes near Wood Ridge, NJ 07075 (within about 3 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Wood Ridge, NJ 07075?
Most income-restricted buildings in Wood Ridge, NJ 07075 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $48,700, and $69,550 for a 4-person household. Public housing can go up to 80% ($75,900 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Wood Ridge, NJ 07075?
For many programs in Wood Ridge, NJ 07075, the 2026 HUD very low-income (50%) limit is $48,700 a year for 1 person and $69,550 for 4 people. The low-income (80%) limit is $75,900 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Wood Ridge, NJ 07075?
There is no single waiting list for Wood Ridge, NJ 07075. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Wood Ridge, NJ 07075?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists tax-credit apartments in Wood Ridge, NJ 07075. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Wood Ridge, NJ 07075?
In public housing and most Section 8 in Wood Ridge, NJ 07075, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Wood Ridge, NJ 07075 is $2,370 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Wood Ridge, NJ 07075?
A Housing Choice Voucher is not automatically accepted at every building in Wood Ridge, NJ 07075. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Wood Ridge, NJ 07075?
This page may still list buildings in Wood Ridge, NJ 07075 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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