Garfield Senior Housing Program — Income-Restricted Housing in Garfield, NJ 07026
15 Commerce Street, Garfield City, NJ 07026
36 units
How to apply
- No phone is listed. Try visiting the property or asking the city housing office how to apply.
- These records do not show openings — call to confirm vacancies and waiting lists.
At this building
- Opened
- 2012
- Income limit
- 50% AMI
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Nearby income-restricted buildings
Golden Tws
225 Midland Ave, Garfield, NJ 07026
0.3 mi away
149 units · 1–3 BR
- Apply through Garfield Housing Authority
- Residents waited about 203 months to move in (HUD, Oct 2026)
Belmont Grdn
377 Midland Ave, Garfield, NJ 07026
0.6 mi away
135 units · 1 BR
- Apply through Garfield Housing Authority
- Residents waited about 230 months to move in (HUD, Oct 2026)
Gen Pulaski Ct
19 Daniel P Conte Ct, Garfield, NJ 07026
1.5 mi away
171 units · 1–3 BR
- Apply through Garfield Housing Authority
- Residents waited about 228 months to move in (HUD, Oct 2026)
Speer Vlg
11 Aspen Pl, Passaic, NJ 07055
0.9 mi away
384 units · 383 income-restricted · 1–3 BR
- Apply through Housing Authority of the City of Passaic
- Residents waited about 30 months to move in (HUD, Oct 2026)
The Garden Building
29 Howe Avenue, Passaic, NJ 07055
1.1 mi away
39 units · 1–2 BR
- Affordability period may have ended — call to confirm
Rents and income limits in 07026
- Fair market rent, 2 bedrooms
- $2,140/mo
- Income needed to pay it at 30% of income
- $85,600/yr
- Renters in 07026 paying 30% or more of income on rent
- 53%
Income limits (2026)
Bergen-Passaic, NJ area · median family income $139,100. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $29,250 | $48,700 | $75,900 |
| 2 | $33,400 | $55,650 | $86,750 |
| 3 | $37,600 | $62,600 | $97,600 |
| 4 | $41,750 | $69,550 | $108,400 |
| 5 | $45,100 | $75,150 | $117,100 |
| 6 | $48,450 | $80,700 | $125,750 |
| 7 | $51,800 | $86,250 | $134,450 |
| 8 | $55,720 | $91,850 | $143,100 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 07026 | Wider area |
|---|---|---|
| Studio | $1,660 | $1,772 |
| 1 bedroom | $1,860 | $1,987 |
| 2 bedrooms | $2,140 | $2,282 |
| 3 bedrooms | $2,600 | $2,771 |
| 4 bedrooms | $3,280 | $3,497 |
Wider area = Bergen-Passaic, NJ. Two-bedroom fair market rents in 12 nearby ZIPs range from $1,910 (07504) to $2,640 (07407).
Census figures for 07026 (2020–2024 average): median rent $1,688. Median household income $79,700. 55% of homes are rented. 53% of renters pay 30% or more of their income on rent, and 28% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 07026's fair market rent.
Estimate your Section 8 rent share for 07026Frequently Asked Questions
How do I apply to Garfield Senior Housing Program?
No phone is listed for Garfield Senior Housing Program. Try the city housing office or, for USDA rural properties, USDA's Multifamily Housing search. These records do not show openings.
Is Garfield Senior Housing Program Section 8 housing?
Garfield Senior Housing Program is listed as income-restricted housing in Garfield, NJ 07026 (lihtc). It is not labeled as project-based Section 8 in this file. Call to ask which programs they run.
How many units are at Garfield Senior Housing Program?
Public records list 36 units at Garfield Senior Housing Program in Garfield, NJ 07026. That is a building size, not a count of open apartments.
Are there other affordable apartments near Garfield Senior Housing Program?
Yes — this page lists other income-restricted buildings in 07026 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.
People Also Ask
How do I get into Garfield Senior Housing Program?
Call the number on this page and ask about the waiting list or how to apply at Garfield Senior Housing Program in Garfield, NJ 07026. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.
How do I qualify for affordable housing in Garfield, NJ 07026?
Most income-restricted buildings in Garfield, NJ 07026 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $48,700, and $69,550 for a 4-person household. Public housing can go up to 80% ($75,900 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Garfield, NJ 07026?
For many programs in Garfield, NJ 07026, the 2026 HUD very low-income (50%) limit is $48,700 a year for 1 person and $69,550 for 4 people. The low-income (80%) limit is $75,900 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How much rent do you pay for low-income housing in Garfield, NJ 07026?
In public housing and most Section 8 in Garfield, NJ 07026, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Garfield, NJ 07026 is $2,140 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Does Garfield Senior Housing Program take Section 8 vouchers?
This file does not say that Garfield Senior Housing Program has a project-based Section 8 contract. Some landlords in Garfield, NJ 07026 accept Housing Choice Vouchers; you have to ask. Apply for a voucher with the housing authority, then call Garfield Senior Housing Program.
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction.