Speer Vlg — Income-Restricted Housing in Passaic, NJ 07055
11 Aspen Pl, Passaic, NJ 07055
384 units · 383 income-restricted · 1–3 BR
- Apply through Housing Authority of the City of Passaic
- Residents waited about 30 months to move in (HUD, Oct 2026)
Housing authority: (973) 365-6330Directions
How to apply
- Apply through Housing Authority of the City of Passaic. They run this development and take applications.
- Call the housing authority at (973) 365-6330.
- These records do not show openings — call to confirm vacancies and waiting lists.
At this building
- Bedrooms (estimated)
- 51 1 bedroom · 194 2 bedrooms · 139 3 bedrooms
- Average tenant rent
- $658/mo
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Nearby income-restricted buildings
The Garden Building
29 Howe Avenue, Passaic, NJ 07055
0.3 mi away
39 units · 1–2 BR
- Affordability period may have ended — call to confirm
Passaic Consumer Home
234 Paulison Ave, Passaic, NJ 07055
0.5 mi away
4 units · 1 BR · People with disabilities
Passaic Sr.
299 Gregory Avenue, 14-34 Monroe Street, 59-63 Ascension Street, Passaic, NJ 07055
0.5 mi away
130 units
Garden Street Senior Citizens
29-31 Howe Ave, Passaic, NJ 07055
0.6 mi away
40 units · 38 income-restricted · 1–2 BR
Chestnut Street Housing
290-304 Chestnut Street, Passaic, NJ 07055
0.7 mi away
76 units · 75 income-restricted · 1–3 BR
Rents and income limits in 07055
- Fair market rent, 2 bedrooms
- $1,920/mo
- Income needed to pay it at 30% of income
- $76,800/yr
- Renters in 07055 paying 30% or more of income on rent
- 58%
Income limits (2026)
Bergen-Passaic, NJ area · median family income $139,100. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $29,250 | $48,700 | $75,900 |
| 2 | $33,400 | $55,650 | $86,750 |
| 3 | $37,600 | $62,600 | $97,600 |
| 4 | $41,750 | $69,550 | $108,400 |
| 5 | $45,100 | $75,150 | $117,100 |
| 6 | $48,450 | $80,700 | $125,750 |
| 7 | $51,800 | $86,250 | $134,450 |
| 8 | $55,720 | $91,850 | $143,100 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 07055 | Wider area |
|---|---|---|
| Studio | $1,490 | $1,772 |
| 1 bedroom | $1,670 | $1,987 |
| 2 bedrooms | $1,920 | $2,282 |
| 3 bedrooms | $2,330 | $2,771 |
| 4 bedrooms | $2,940 | $3,497 |
Wider area = Bergen-Passaic, NJ. Two-bedroom fair market rents in 12 nearby ZIPs range from $1,990 (07057) to $2,770 (07014).
Census figures for 07055 (2020–2024 average): median rent $1,465. Median household income $55,371. 76% of homes are rented. 58% of renters pay 30% or more of their income on rent, and 32% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 07055's fair market rent.
Estimate your Section 8 rent share for 07055Frequently Asked Questions
How do I apply to Speer Vlg?
Apply through Housing Authority of the City of Passaic, which runs Speer Vlg. Call (973) 365-6330. Do not treat a walk-up at the building as the application. These records do not show openings.
Is Speer Vlg Section 8 housing?
Speer Vlg is public housing, not a project-based Section 8 contract. Apply with the housing authority. A Housing Choice Voucher is a separate program.
How many units are at Speer Vlg?
Public records list 384 units at Speer Vlg in Passaic, NJ 07055. That is a building size, not a count of open apartments.
Are there other affordable apartments near Speer Vlg?
Yes — this page lists other income-restricted buildings in 07055 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.
People Also Ask
How do I get into Speer Vlg?
Call the number on this page and ask about the waiting list or how to apply at Speer Vlg in Passaic, NJ 07055. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.
How do I qualify for affordable housing in Passaic, NJ 07055?
Most income-restricted buildings in Passaic, NJ 07055 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $48,700, and $69,550 for a 4-person household. Public housing can go up to 80% ($75,900 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Passaic, NJ 07055?
For many programs in Passaic, NJ 07055, the 2026 HUD very low-income (50%) limit is $48,700 a year for 1 person and $69,550 for 4 people. The low-income (80%) limit is $75,900 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How much rent do you pay for low-income housing in Passaic, NJ 07055?
In public housing and most Section 8 in Passaic, NJ 07055, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Passaic, NJ 07055 is $1,920 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Does Speer Vlg take Section 8 vouchers?
This file does not say that Speer Vlg has a project-based Section 8 contract. Some landlords in Passaic, NJ 07055 accept Housing Choice Vouchers; you have to ask. Apply for a voucher with the housing authority, then call Speer Vlg.
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction.