Affordable & Low-Income Housing in Cosmopolis, WA 98537
No income-restricted buildings are listed in 98537 — here are the closest ones.
No income-restricted buildings are listed in Cosmopolis, WA 98537. 3 income-restricted buildings are listed nearby (within about 16 miles). These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 98537
Riverdale Heights
1220 Willapa St, Raymond, WA 98577
10.9 mi away
32 units · 1–3 BR
- 2 vacant units reported (Oct 2026) — call to confirm
Raymond House
331 1st St, Raymond, WA 98577
11.1 mi away
30 units · 1–2 BR
- 2 vacant units reported (Oct 2026) — call to confirm
Montesano Harbor Annex
141 S River St, Montesano, WA 98563
12 mi away
24 units · 1 BR · People with disabilities
Clarke Court
620 W Cushing St, Aberdeen, WA 98520
15.2 mi away
26 units · 25 income-restricted · 2–3 BR · People with disabilities
- Affordability period may have ended — call to confirm
Herman Johnson Rad Conversion
505 North F Street, 1109 Skyview Ln, Aberdeen, WA 98520
16 mi away
160 units · Studio–1 BR · People with disabilities
Grays Harbor Affordable Housing Group
602 E. First Steet, Aberdeen, WA 98520
16.2 mi away
338 units · Studio–4+ BR
Elma Gardens
309 E Martin St, Elma, WA 98541
16.2 mi away
36 units · 1–2 BR · People with disabilities
- 2 vacant units reported (Oct 2026) — call to confirm
Riverside Apartments
1114 Randall St, Aberdeen, WA 98520
16.3 mi away
20 units · 18 income-restricted · 3–4+ BR
No nearby buildings match this filter.
Rents and income limits in 98537
- Fair market rent, 2 bedrooms
- $1,670/mo
- Income needed to pay it at 30% of income
- $66,800/yr
- Renters in 98537 paying 30% or more of income on rent
- 58%
Income limits (2026)
Grays Harbor County, WA area · median family income $84,200. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $20,400 | $33,950 | $54,350 |
| 2 | $23,300 | $38,800 | $62,100 |
| 3 | $27,320 | $43,650 | $69,850 |
| 4 | $33,000 | $48,500 | $77,600 |
| 5 | $38,680 | $52,400 | $83,850 |
| 6 | $44,360 | $56,300 | $90,050 |
| 7 | $50,040 | $60,150 | $96,250 |
| 8 | $55,720 | $64,050 | $102,450 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 98537 | Wider area |
|---|---|---|
| Studio | $1,160 | $937 |
| 1 bedroom | $1,300 | $1,045 |
| 2 bedrooms | $1,670 | $1,345 |
| 3 bedrooms | $2,310 | $1,862 |
| 4 bedrooms | $2,640 | $2,123 |
Wider area = Grays Harbor County, WA. Two-bedroom fair market rents in 4 nearby ZIPs range from $1,240 (98583) to $1,770 (98568).
Census figures for 98537 (2020–2024 average): median rent $974 (uncertain estimate). Median household income $79,459. 15% of homes are rented. 58% of renters pay 30% or more of their income on rent, and 21% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 98537's fair market rent.
Estimate your Section 8 rent share for 98537Frequently Asked Questions
Is there Section 8 housing in Cosmopolis, WA 98537?
Yes — this directory lists income-restricted buildings in Cosmopolis, WA 98537, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Cosmopolis, WA 98537 have openings?
These lists for Cosmopolis, WA 98537 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Cosmopolis, WA 98537?
Use the phone number on each building card in Cosmopolis, WA 98537. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Cosmopolis, WA 98537?
In Cosmopolis, WA 98537, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 98537?
No income-restricted buildings are listed in ZIP 98537 right now. 3 nearby buildings are shown on this page. Call to confirm openings.
Is there affordable housing near 98537?
Yes — this page also lists 3 income-restricted buildings in ZIP codes near Cosmopolis, WA 98537 (within about 16 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Cosmopolis, WA 98537?
Most income-restricted buildings in Cosmopolis, WA 98537 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $33,950, and $48,500 for a 4-person household. Public housing can go up to 80% ($54,350 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Cosmopolis, WA 98537?
For many programs in Cosmopolis, WA 98537, the 2026 HUD very low-income (50%) limit is $33,950 a year for 1 person and $48,500 for 4 people. The low-income (80%) limit is $54,350 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Cosmopolis, WA 98537?
There is no single waiting list for Cosmopolis, WA 98537. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Cosmopolis, WA 98537?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Cosmopolis, WA 98537?
In public housing and most Section 8 in Cosmopolis, WA 98537, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Cosmopolis, WA 98537 is $1,670 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Cosmopolis, WA 98537?
A Housing Choice Voucher is not automatically accepted at every building in Cosmopolis, WA 98537. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Cosmopolis, WA 98537?
This page may still list buildings in Cosmopolis, WA 98537 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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