Affordable & Low-Income Housing in Coupeville, WA 98239
2 affordable buildings in 98239 · 14 more within 10 mi
Coupeville, WA 98239 has 2 income-restricted buildings: 1 tax credit, 1 Section 8, 1 senior, and 1 usda rural. 14 more are listed within 10 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 98239
Madrona Valley
204 N Main St, Coupeville, WA 98239
24 units · 1–3 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
No buildings in 98239 match this filter.
Nearby
Madrona Manor (Oak Harbor)
890 SW Kimball Dr, Oak Harbor, WA 98277
6 mi away
49 units · 1–3 BR · People with disabilities
- Affordability period may have ended — call to confirm
Brookhaven
640 SE 8th Ave Apt C1, Oak Harbor, WA 98277
6.5 mi away
110 units · 1–2 BR
- Apply through HA Of Island County
- Residents waited about 63 months to move in (HUD, Oct 2026)
Cambridge Cove
470 SE 4th Ave, Oak Harbor, WA 98277
6.7 mi away
37 units · 1–2 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Chelsea Apartments
240 NE Izett St, Oak Harbor, WA 98277
7 mi away
40 units · 39 income-restricted · 1–2 BR
Oak Harbor Estates
191 NE Ernst St, Oak Harbor, WA 98277
7 mi away
42 units
- Affordability period may have ended — call to confirm
Oak Bay Station
116 Barron Drive, Oak Harbor, WA 98277
7 mi away
82 units · 81 income-restricted · 1–3 BR · People with disabilities
Chelsea Apartments
280 NE Izett St, Oak Harbor, WA 98277
7.1 mi away
40 units · 1–2 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Newport Apartments
380 NE Izett St, Oak Harbor, WA 98277
7.1 mi away
16 units · 2–3 BR
- 2 vacant units reported (Oct 2026) — call to confirm
Sag Preservation Portfolio 1
Multiple, Oak Harbor, WA 98277
7.3 mi away
298 units · 293 income-restricted · 1–3 BR · People with disabilities
Lexy Manor
300 NE Seventh Ave, Oak Harbor, WA 98277
7.3 mi away
26 units · 25 income-restricted · 1–3 BR · People with disabilities
- Affordability period may have ended — call to confirm
Fir Village
869 N Oak Harbor St, Oak Harbor, WA 98277
7.4 mi away
29 units · 1–3 BR · People with disabilities
- 1 vacant unit reported (Oct 2026) — call to confirm
Oak Harbor Ridge
950 N Oak Harbor St, Oak Harbor, WA 98277
7.5 mi away
156 units · 1–3 BR
- 14 vacant units reported (Oct 2026) — call to confirm
Harbor Heights
31 NW Crosby Ave, Oak Harbor, WA 98277
7.6 mi away
37 units
- Affordability period may have ended — call to confirm
No nearby buildings match this filter.
Rents and income limits in 98239
- Fair market rent, 2 bedrooms
- $1,650/mo
- Income needed to pay it at 30% of income
- $66,000/yr
- Renters in 98239 paying 30% or more of income on rent
- 62%
Income limits (2026)
Island County, WA area · median family income $107,200. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $22,550 | $37,550 | $60,050 |
| 2 | $25,750 | $42,900 | $68,600 |
| 3 | $28,950 | $48,250 | $77,200 |
| 4 | $33,000 | $53,600 | $85,750 |
| 5 | $38,680 | $57,900 | $92,650 |
| 6 | $44,360 | $62,200 | $99,500 |
| 7 | $50,040 | $66,500 | $106,350 |
| 8 | $55,720 | $70,800 | $113,200 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 98239 | Wider area |
|---|---|---|
| Studio | $1,150 | $1,270 |
| 1 bedroom | $1,320 | $1,459 |
| 2 bedrooms | $1,650 | $1,824 |
| 3 bedrooms | $2,260 | $2,501 |
| 4 bedrooms | $2,700 | $2,987 |
Wider area = Island County, WA. Two-bedroom fair market rents in 4 nearby ZIPs range from $1,870 (98277) to $2,200 (98253).
Census figures for 98239 (2020–2024 average): median rent $1,287. Median household income $92,125. 14% of homes are rented. 62% of renters pay 30% or more of their income on rent, and 32% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 98239's fair market rent.
Estimate your Section 8 rent share for 98239Frequently Asked Questions
Is there Section 8 housing in Coupeville, WA 98239?
Yes — this directory lists income-restricted buildings in Coupeville, WA 98239, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Coupeville, WA 98239 have openings?
These lists for Coupeville, WA 98239 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Coupeville, WA 98239?
Use the phone number on each building card in Coupeville, WA 98239. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Coupeville, WA 98239?
In Coupeville, WA 98239, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 98239?
This directory lists 2 income-restricted buildings in Coupeville, WA 98239. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 98239?
Yes — this page also lists 14 income-restricted buildings in ZIP codes near Coupeville, WA 98239 (within about 10 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Coupeville, WA 98239?
Most income-restricted buildings in Coupeville, WA 98239 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $37,550, and $53,600 for a 4-person household. Public housing can go up to 80% ($60,050 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Coupeville, WA 98239?
For many programs in Coupeville, WA 98239, the 2026 HUD very low-income (50%) limit is $37,550 a year for 1 person and $53,600 for 4 people. The low-income (80%) limit is $60,050 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Coupeville, WA 98239?
There is no single waiting list for Coupeville, WA 98239. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Coupeville, WA 98239?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists project-based Section 8, tax-credit apartments in Coupeville, WA 98239. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Coupeville, WA 98239?
In public housing and most Section 8 in Coupeville, WA 98239, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Coupeville, WA 98239 is $1,650 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Coupeville, WA 98239?
A Housing Choice Voucher is not automatically accepted at every building in Coupeville, WA 98239. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Coupeville, WA 98239?
Yes — this directory flags senior (often 62+) buildings in Coupeville, WA 98239. Use the Seniors filter on the list. Age rules vary; call to confirm.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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