Harbor Heights — Income-Restricted Housing in Oak Harbor, WA 98277
31 NW Crosby Ave, Oak Harbor, WA 98277
37 units
- Affordability period may have ended — call to confirm
How to apply
- No phone is listed. Try visiting the property or asking the city housing office how to apply.
- These records do not show openings — call to confirm vacancies and waiting lists.
At this building
- Opened
- 1989
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Nearby income-restricted buildings
Oak Harbor Ridge
950 N Oak Harbor St, Oak Harbor, WA 98277
0.1 mi away
156 units · 1–3 BR
- 14 vacant units reported (Oct 2026) — call to confirm
Fir Village
869 N Oak Harbor St, Oak Harbor, WA 98277
0.2 mi away
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- 1 vacant unit reported (Oct 2026) — call to confirm
Lexy Manor
300 NE Seventh Ave, Oak Harbor, WA 98277
0.3 mi away
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- Affordability period may have ended — call to confirm
Sag Preservation Portfolio 1
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0.3 mi away
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Oak Bay Station
116 Barron Drive, Oak Harbor, WA 98277
0.5 mi away
82 units · 81 income-restricted · 1–3 BR · People with disabilities
Oak Harbor Estates
191 NE Ernst St, Oak Harbor, WA 98277
0.6 mi away
42 units
- Affordability period may have ended — call to confirm
Chelsea Apartments
280 NE Izett St, Oak Harbor, WA 98277
0.7 mi away
40 units · 1–2 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Newport Apartments
380 NE Izett St, Oak Harbor, WA 98277
0.7 mi away
16 units · 2–3 BR
- 2 vacant units reported (Oct 2026) — call to confirm
Rents and income limits in 98277
- Fair market rent, 2 bedrooms
- $1,870/mo
- Income needed to pay it at 30% of income
- $74,800/yr
- Renters in 98277 paying 30% or more of income on rent
- 53%
Income limits (2026)
Island County, WA area · median family income $107,200. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $22,550 | $37,550 | $60,050 |
| 2 | $25,750 | $42,900 | $68,600 |
| 3 | $28,950 | $48,250 | $77,200 |
| 4 | $33,000 | $53,600 | $85,750 |
| 5 | $38,680 | $57,900 | $92,650 |
| 6 | $44,360 | $62,200 | $99,500 |
| 7 | $50,040 | $66,500 | $106,350 |
| 8 | $55,720 | $70,800 | $113,200 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 98277 | Wider area |
|---|---|---|
| Studio | $1,300 | $1,270 |
| 1 bedroom | $1,500 | $1,459 |
| 2 bedrooms | $1,870 | $1,824 |
| 3 bedrooms | $2,560 | $2,501 |
| 4 bedrooms | $3,060 | $2,987 |
Wider area = Island County, WA. Two-bedroom fair market rents in 5 nearby ZIPs range from $1,550 (98257) to $1,950 (98282).
Census figures for 98277 (2020–2024 average): median rent $1,672. Median household income $83,253. 40% of homes are rented. 53% of renters pay 30% or more of their income on rent, and 22% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 98277's fair market rent.
Estimate your Section 8 rent share for 98277Frequently Asked Questions
How do I apply to Harbor Heights?
No phone is listed for Harbor Heights. Try the city housing office or, for USDA rural properties, USDA's Multifamily Housing search. These records do not show openings.
Is Harbor Heights Section 8 housing?
Harbor Heights is listed as income-restricted housing in Oak Harbor, WA 98277 (lihtc). It is not labeled as project-based Section 8 in this file. Call to ask which programs they run.
How many units are at Harbor Heights?
Public records list 37 units at Harbor Heights in Oak Harbor, WA 98277. That is a building size, not a count of open apartments.
Are there other affordable apartments near Harbor Heights?
Yes — this page lists other income-restricted buildings in 98277 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.
People Also Ask
How do I get into Harbor Heights?
Call the number on this page and ask about the waiting list or how to apply at Harbor Heights in Oak Harbor, WA 98277. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.
How do I qualify for affordable housing in Oak Harbor, WA 98277?
Most income-restricted buildings in Oak Harbor, WA 98277 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $37,550, and $53,600 for a 4-person household. Public housing can go up to 80% ($60,050 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Oak Harbor, WA 98277?
For many programs in Oak Harbor, WA 98277, the 2026 HUD very low-income (50%) limit is $37,550 a year for 1 person and $53,600 for 4 people. The low-income (80%) limit is $60,050 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How much rent do you pay for low-income housing in Oak Harbor, WA 98277?
In public housing and most Section 8 in Oak Harbor, WA 98277, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Oak Harbor, WA 98277 is $1,870 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Does Harbor Heights take Section 8 vouchers?
This file does not say that Harbor Heights has a project-based Section 8 contract. Some landlords in Oak Harbor, WA 98277 accept Housing Choice Vouchers; you have to ask. Apply for a voucher with the housing authority, then call Harbor Heights.
Sources: HUD LIHTC database, 2024 (released Apr 2026); USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction.