Affordable & Low-Income Housing in Anacortes, WA 98221

10 affordable buildings in 98221 · 36 more within 11 mi

Anacortes, WA 98221 has 10 income-restricted buildings: 7 tax credit, 1 public housing, 2 Section 8, 3 senior, and 3 usda rural. 36 more are listed within 11 miles. These lists don't show openings — call to ask about vacancies and waiting lists.

In 98221

Nearby

The 20 closest of 36 in nearby ZIPs. Pick a ZIP below to see all of them.

  • Harbor Villa

    403 State St, La Conner, WA 98257

    6.6 mi away

    Tax creditUSDA ruralSeniors

    16 units · 1–2 BR

    • 2 vacant units reported (Oct 2026) — call to confirm
    No phone listedDetailsDirections
  • Harbor Heights

    31 NW Crosby Ave, Oak Harbor, WA 98277

    10.4 mi away

    Tax credit

    37 units

    • Affordability period may have ended — call to confirm
    No phone listedDetailsDirections
  • Oak Harbor Ridge

    950 N Oak Harbor St, Oak Harbor, WA 98277

    10.5 mi away

    Tax creditUSDA rural

    156 units · 1–3 BR

    • 14 vacant units reported (Oct 2026) — call to confirm
    No phone listedDetailsDirections
  • Fir Village

    869 N Oak Harbor St, Oak Harbor, WA 98277

    10.6 mi away

    Tax creditUSDA rural

    29 units · 1–3 BR · People with disabilities

    • 1 vacant unit reported (Oct 2026) — call to confirm
    No phone listedDetailsDirections
  • Lexy Manor

    300 NE Seventh Ave, Oak Harbor, WA 98277

    10.6 mi away

    Tax credit

    26 units · 25 income-restricted · 1–3 BR · People with disabilities

    • Affordability period may have ended — call to confirm
    No phone listedDetailsDirections
  • Newport Apartments

    380 NE Izett St, Oak Harbor, WA 98277

    10.8 mi away

    USDA rural

    16 units · 2–3 BR

    • 2 vacant units reported (Oct 2026) — call to confirm
    No phone listedDetailsDirections
  • Sag Preservation Portfolio 1

    Multiple, Oak Harbor, WA 98277

    10.8 mi away

    Tax credit

    298 units · 293 income-restricted · 1–3 BR · People with disabilities

    No phone listedDetailsDirections
  • Chelsea Apartments

    280 NE Izett St, Oak Harbor, WA 98277

    10.8 mi away

    Tax creditUSDA ruralSeniors

    40 units · 1–2 BR

    • 1 vacant unit reported (Oct 2026) — call to confirm
    No phone listedDetailsDirections
  • Chelsea Apartments

    240 NE Izett St, Oak Harbor, WA 98277

    10.9 mi away

    Tax credit

    40 units · 39 income-restricted · 1–2 BR

    No phone listedDetailsDirections
  • Oak Harbor Estates

    191 NE Ernst St, Oak Harbor, WA 98277

    10.9 mi away

    Tax credit

    42 units

    • Affordability period may have ended — call to confirm
    No phone listedDetailsDirections
  • Oak Bay Station

    116 Barron Drive, Oak Harbor, WA 98277

    10.9 mi away

    Tax credit

    82 units · 81 income-restricted · 1–3 BR · People with disabilities

    No phone listedDetailsDirections
  • Cambridge Cove

    470 SE 4th Ave, Oak Harbor, WA 98277

    11.2 mi away

    Tax creditUSDA ruralSeniors

    37 units · 1–2 BR

    • 1 vacant unit reported (Oct 2026) — call to confirm
    No phone listedDetailsDirections
  • Harbor Village Apts

    55 SW 6th Ave, Oak Harbor, WA 98277

    11.4 mi away

    Tax creditSection 8

    28 units · 1–3 BR

  • Brookhaven

    640 SE 8th Ave Apt C1, Oak Harbor, WA 98277

    11.4 mi away

    Public housing

    110 units · 1–2 BR

    • Apply through HA Of Island County
    • Residents waited about 63 months to move in (HUD, Oct 2026)
  • Madrona Manor (Oak Harbor)

    890 SW Kimball Dr, Oak Harbor, WA 98277

    12.1 mi away

    Tax credit

    49 units · 1–3 BR · People with disabilities

    • Affordability period may have ended — call to confirm
    No phone listedDetailsDirections
  • Vintage at Mt. Vernon

    2110 Urban Avenue, Mount Vernon, WA 98273

    12.5 mi away

    Tax creditSeniors

    154 units · 152 income-restricted · 1–2 BR · People with disabilities

    No phone listedDetailsDirections
  • Milwaukee Park Apts

    209 Milwaukee St, Mt Vernon, WA 98273

    12.5 mi away

    Tax credit

    15 units · Studio · People with disabilities · People experiencing homelessness

    No phone listedDetailsDirections
  • Salem Village

    2619 North La Venture Road, Mount Vernon, WA 98273

    12.6 mi away

    Tax creditSeniors

    47 units · 46 income-restricted · 1–2 BR · People with disabilities

    No phone listedDetailsDirections
  • Laventure Village Apartments

    422 North La Venture Rd., Mount Vernon, WA 98273

    12.6 mi away

    Tax credit

    30 units · 29 income-restricted · 1–3 BR

    No phone listedDetailsDirections
  • La Casa De San Jose

    2419 Continental Pl, Mt Vernon, WA 98273

    12.8 mi away

    Tax credit

    50 units · 2–4+ BR · People with disabilities

    No phone listedDetailsDirections

Rents and income limits in 98221

Fair market rent, 2 bedrooms
$1,940/mo
Income needed to pay it at 30% of income
$77,600/yr
Renters in 98221 paying 30% or more of income on rent
49%

Income limits (2026)

Mount Vernon-Anacortes, WA area · median family income $120,200. Your household's yearly income before taxes must be at or below the limit.

PeopleExtremely low 30%Very low 50%Low 80%
1$25,250$42,050$67,350
2$28,850$48,100$76,950
3$32,450$54,100$86,550
4$36,050$60,100$96,150
5$38,950$64,950$103,850
6$44,360$69,750$111,550
7$50,040$74,550$119,250
8$55,720$79,350$126,950

Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.

Fair market rents (2027)

HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.

Size98221Wider area
Studio$1,350$1,162
1 bedroom$1,480$1,275
2 bedrooms$1,940$1,668
3 bedrooms$2,690$2,310
4 bedrooms$3,000$2,578

Wider area = Mount Vernon-Anacortes, WA. Two-bedroom fair market rents in 4 nearby ZIPs range from $1,550 (98257) to $1,870 (98277).

Census figures for 98221 (2020–2024 average): median rent $1,691. Median household income $96,528. 27% of homes are rented. 49% of renters pay 30% or more of their income on rent, and 23% pay half or more.

Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.

Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.

Estimate your Section 8 rent share

Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 98221's fair market rent.

Estimate your Section 8 rent share for 98221

Frequently Asked Questions

Is there Section 8 housing in Anacortes, WA 98221?

Yes — this directory lists income-restricted buildings in Anacortes, WA 98221, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.

Do affordable housing buildings in Anacortes, WA 98221 have openings?

These lists for Anacortes, WA 98221 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.

How do I apply for affordable housing in Anacortes, WA 98221?

Use the phone number on each building card in Anacortes, WA 98221. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.

What counts as affordable housing in Anacortes, WA 98221?

In Anacortes, WA 98221, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.

How many affordable housing buildings are in ZIP 98221?

This directory lists 10 income-restricted buildings in Anacortes, WA 98221. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.

Is there affordable housing near 98221?

Yes — this page also lists 36 income-restricted buildings in ZIP codes near Anacortes, WA 98221 (within about 11 miles). Pick a nearby ZIP to see every building there.

People Also Ask

How do I qualify for affordable housing in Anacortes, WA 98221?

Most income-restricted buildings in Anacortes, WA 98221 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $42,050, and $60,100 for a 4-person household. Public housing can go up to 80% ($67,350 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.

What is the income limit for low-income housing in Anacortes, WA 98221?

For many programs in Anacortes, WA 98221, the 2026 HUD very low-income (50%) limit is $42,050 a year for 1 person and $60,100 for 4 people. The low-income (80%) limit is $67,350 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.

How long is the waiting list for Section 8 in Anacortes, WA 98221?

There is no single waiting list for Anacortes, WA 98221. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.

What is the difference between Section 8 and public housing in Anacortes, WA 98221?

Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists public housing, project-based Section 8, tax-credit apartments in Anacortes, WA 98221. Estimate voucher rent share with the Section 8 calculator.

How much rent do you pay for low-income housing in Anacortes, WA 98221?

In public housing and most Section 8 in Anacortes, WA 98221, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Anacortes, WA 98221 is $1,940 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.

Can I use a Section 8 voucher at affordable apartments in Anacortes, WA 98221?

A Housing Choice Voucher is not automatically accepted at every building in Anacortes, WA 98221. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.

Is there senior affordable housing in Anacortes, WA 98221?

Yes — this directory flags senior (often 62+) buildings in Anacortes, WA 98221. Use the Seniors filter on the list. Age rules vary; call to confirm.

Nearby ZIP codes

Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.

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