Affordable & Low-Income Housing in Summer Lake, OR 97640
No income-restricted buildings are listed in 97640 — here are the closest ones.
No income-restricted buildings are listed in Summer Lake, OR 97640. These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 97640
Lakeview Commons
555 S Ninth St, Lakeview, OR 97630
56.6 mi away
28 units · 27 income-restricted · 1–4+ BR
Little Deschutes Lodge II
51745 Little Deschutes Ln, La Pine, OR 97739
68.2 mi away
26 units · 1–2 BR · People experiencing homelessness
Bonanza
31770 Yonna St., Bonanza, OR 97623
69.8 mi away
8 units · 2 BR
- 2 vacant units reported (Oct 2026) — call to confirm
Luther Square Retirement Village
2314 Homedale Rd, Altamont, OR 97603
80.9 mi away
30 units · Studio–1 BR
Klamath View Retirement Center
2175 N Eldorado Ave, Klamath Falls, OR 97601
81.5 mi away
40 units · 1 BR
High Valley Estates
1333 Avalon St, Klamath Falls, OR 97603
81.5 mi away
36 units · 2–3 BR · People with disabilities
Crestview Commons
3900 Hilyard Ave, Klamath Falls, OR 97603
81.9 mi away
64 units · 63 income-restricted · 1–3 BR
No nearby buildings match this filter.
Rents and income limits in 97640
- Fair market rent, 2 bedrooms
- $1,350/mo
- Income needed to pay it at 30% of income
- $54,000/yr
Income limits (2026)
Lake County, OR area · median family income $85,700. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $18,000 | $30,000 | $48,000 |
| 2 | $21,640 | $34,300 | $54,850 |
| 3 | $27,320 | $38,600 | $61,700 |
| 4 | $33,000 | $42,850 | $68,550 |
| 5 | $38,680 | $46,300 | $74,050 |
| 6 | $44,360 | $49,750 | $79,550 |
| 7 | $50,040 | $53,150 | $85,050 |
| 8 | $55,720 | $56,600 | $90,500 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 97640 | Wider area |
|---|---|---|
| Studio | $940 | $740 |
| 1 bedroom | $1,120 | $887 |
| 2 bedrooms | $1,350 | $1,062 |
| 3 bedrooms | $1,860 | $1,471 |
| 4 bedrooms | $2,250 | $1,775 |
Wider area = Lake County, OR. Two-bedroom fair market rents in 3 nearby ZIPs range from $1,040 (97641) to $1,380 (97636).
Census figures for 97640 (2020–2024 average): Median household income $63,636. 31% of homes are rented.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 97640's fair market rent.
Estimate your Section 8 rent share for 97640Frequently Asked Questions
Is there Section 8 housing in Summer Lake, OR 97640?
Yes — this directory lists income-restricted buildings in Summer Lake, OR 97640, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Summer Lake, OR 97640 have openings?
These lists for Summer Lake, OR 97640 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Summer Lake, OR 97640?
Use the phone number on each building card in Summer Lake, OR 97640. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Summer Lake, OR 97640?
In Summer Lake, OR 97640, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 97640?
No income-restricted buildings are listed in ZIP 97640 right now. Call to confirm openings.
People Also Ask
How do I qualify for affordable housing in Summer Lake, OR 97640?
Most income-restricted buildings in Summer Lake, OR 97640 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $30,000, and $42,850 for a 4-person household. Public housing can go up to 80% ($48,000 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Summer Lake, OR 97640?
For many programs in Summer Lake, OR 97640, the 2026 HUD very low-income (50%) limit is $30,000 a year for 1 person and $42,850 for 4 people. The low-income (80%) limit is $48,000 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Summer Lake, OR 97640?
There is no single waiting list for Summer Lake, OR 97640. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Summer Lake, OR 97640?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Summer Lake, OR 97640?
In public housing and most Section 8 in Summer Lake, OR 97640, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Summer Lake, OR 97640 is $1,350 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Summer Lake, OR 97640?
A Housing Choice Voucher is not automatically accepted at every building in Summer Lake, OR 97640. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Summer Lake, OR 97640?
This page may still list buildings in Summer Lake, OR 97640 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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