Affordable & Low-Income Housing in Fargo, ND 58105
No income-restricted buildings are listed in 58105 — here are the closest ones.
No income-restricted buildings are listed in Fargo, ND 58105. 105 income-restricted buildings are listed nearby (within about 9 miles). These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 58105
The 20 closest of 105 in nearby ZIPs. Pick a ZIP below to see all of them.
The Edge Artist Flats
1321 5th Avenue N, Fargo, ND 58102
1 mi away
42 units · 1–3 BR · People with disabilities · People experiencing homelessness
Fargo Scattered Site
922 25th St N, Fargo, ND 58102
1 mi away
88 units · 2–3 BR
- Apply through Fargo Housing and Redevelopment Authority
- Residents waited about 8 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
Cooper House
414 11th St N, Fargo, ND 58102
1.1 mi away
43 units · 42 income-restricted · Studio–1 BR · People experiencing homelessness
Pioneer Manor
201 11th St N, Fargo, ND 58102
1.3 mi away
46 units · 1 BR
- Apply through Fargo Housing and Redevelopment Authority
- Residents waited about 18 months to move in (HUD, Oct 2026)
New Horizons Manor
2525 N Broadway, Fargo, ND 58102
1.3 mi away
98 units · 97 income-restricted · 1–2 BR
Dakotah Pioneer Center
633 First Ave N, Fargo, ND 58102
1.5 mi away
31 units · 30 income-restricted · Studio–2 BR · People with disabilities · People experiencing homelessness
Park View Terrace Apartments
100 Third St N, Moorhead, MN 56560
1.8 mi away
121 units · 120 income-restricted · 1–2 BR · People with disabilities
Riverview Heights
800 2nd Ave N, Moorhead, MN 56560
2.1 mi away
148 units · 1–2 BR
- Apply through Moorhead Public Housing Agency
- Residents waited about 4 months to move in (HUD, Oct 2026)
No nearby buildings match this filter.
Rents and income limits in 58105
- Fair market rent, 2 bedrooms
- $1,040/mo
- Income needed to pay it at 30% of income
- $41,600/yr
Income limits (2026)
Fargo, ND-MN area · median family income $115,200. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $24,200 | $40,350 | $64,550 |
| 2 | $27,650 | $46,100 | $73,750 |
| 3 | $31,100 | $51,850 | $82,950 |
| 4 | $34,550 | $57,600 | $92,150 |
| 5 | $38,680 | $62,250 | $99,550 |
| 6 | $44,360 | $66,850 | $106,900 |
| 7 | $50,040 | $71,450 | $114,300 |
| 8 | $55,720 | $76,050 | $121,650 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 58105 | Wider area |
|---|---|---|
| Studio | $740 | $781 |
| 1 bedroom | $850 | $903 |
| 2 bedrooms | $1,040 | $1,104 |
| 3 bedrooms | $1,440 | $1,529 |
| 4 bedrooms | $1,740 | $1,845 |
Wider area = Fargo, ND-MN. Two-bedroom fair market rents in 9 nearby ZIPs range from $1,040 (58102) to $1,300 (58104).
Census figures for 58105 (2020–2024 average): Median household income $123,636 (uncertain estimate).
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 58105's fair market rent.
Estimate your Section 8 rent share for 58105Frequently Asked Questions
Is there Section 8 housing in Fargo, ND 58105?
Yes — this directory lists income-restricted buildings in Fargo, ND 58105, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Fargo, ND 58105 have openings?
These lists for Fargo, ND 58105 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Fargo, ND 58105?
Use the phone number on each building card in Fargo, ND 58105. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Fargo, ND 58105?
In Fargo, ND 58105, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 58105?
No income-restricted buildings are listed in ZIP 58105 right now. 105 nearby buildings are shown on this page. Call to confirm openings.
Is there affordable housing near 58105?
Yes — this page also lists 105 income-restricted buildings in ZIP codes near Fargo, ND 58105 (within about 9 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Fargo, ND 58105?
Most income-restricted buildings in Fargo, ND 58105 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $40,350, and $57,600 for a 4-person household. Public housing can go up to 80% ($64,550 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Fargo, ND 58105?
For many programs in Fargo, ND 58105, the 2026 HUD very low-income (50%) limit is $40,350 a year for 1 person and $57,600 for 4 people. The low-income (80%) limit is $64,550 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Fargo, ND 58105?
There is no single waiting list for Fargo, ND 58105. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Fargo, ND 58105?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Fargo, ND 58105?
In public housing and most Section 8 in Fargo, ND 58105, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Fargo, ND 58105 is $1,040 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Fargo, ND 58105?
A Housing Choice Voucher is not automatically accepted at every building in Fargo, ND 58105. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Fargo, ND 58105?
This page may still list buildings in Fargo, ND 58105 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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