Affordable & Low-Income Housing in Winnebago, WI 54985
No income-restricted buildings are listed in 54985 — here are the closest ones.
No income-restricted buildings are listed in Winnebago, WI 54985. 45 income-restricted buildings are listed nearby (within about 9 miles). These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 54985
The 20 closest of 45 in nearby ZIPs. Pick a ZIP below to see all of them.
Scattered Sites
621 Nicolet Ave, Oshkosh, WI 54901
1.7 mi away
70 units · 2–3 BR
- Apply through Housing Authority of the City of Oshkosh, WI
- Residents waited about 43 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
Jackson Square
2490 Jackson St, Oshkosh, WI 54901
2.3 mi away
54 units · 17 income-restricted · 1–4+ BR
Clarity Care
930 Mallard Avenue, Oshkosh, WI 54901
2.3 mi away
16 units · 2 BR · People with disabilities
Fair Acres Townhomes
1835 N Main St, Oshkosh, WI 54901
2.6 mi away
55 units · 12 income-restricted · 2–3 BR
Waite Rug Place
300 E Custer Ave, Oshkosh, WI 54901
2.9 mi away
28 units · 1–2 BR
- Apply through Housing Authority of the City of Oshkosh, WI
- Residents waited about 54 months to move in (HUD, Oct 2026)
Willo Apartments
202 E Tennessee Ave, Oshkosh, WI 54901
3 mi away
12 units · 2 BR · People with disabilities
618 E Pkwy Ave
618 E Pkwy Ave, Oshkosh, WI 54901
3.7 mi away
1 unit · 4+ BR
- Affordability period may have ended — call to confirm
Advocap Project #4
219 Oxford Ave, Oshkosh, WI 54901
3.7 mi away
1 unit · 4+ BR
- Affordability period may have ended — call to confirm
Irving Place Apts
645 Division St, Oshkosh, WI 54901
3.7 mi away
24 units · 16 income-restricted · 1–2 BR
Raulf Place
530 N Main St, Oshkosh, WI 54901
3.9 mi away
104 units · 1–2 BR
- Apply through Housing Authority of the City of Oshkosh, WI
- Residents waited about 9 months to move in (HUD, Oct 2026)
Division Street Apts
545 Division St, Oshkosh, WI 54901
3.9 mi away
23 units · 11 income-restricted · 1–2 BR
- Affordability period may have ended — call to confirm
The Rivers Senior Living
475 Marion Rd, Oshkosh, WI 54901
4.2 mi away
60 units · 9 income-restricted · 1–2 BR
The Rivers- Phase II
455 Marion Rd, Oshkosh, WI 54901
4.2 mi away
40 units · 17 income-restricted · 1–2 BR
Court Tower One
100 Court St Apt 611, Oshkosh, WI 54901
4.3 mi away
51 units · 1–2 BR
- Apply through Housing Authority of the City of Oshkosh, WI
- Residents waited about 17 months to move in (HUD, Oct 2026)
No nearby buildings match this filter.
Rents and income limits in 54985
- Fair market rent, 2 bedrooms
- $1,190/mo
- Income needed to pay it at 30% of income
- $47,600/yr
Income limits (2026)
Oshkosh-Neenah, WI area · median family income $100,500. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $21,150 | $35,200 | $56,300 |
| 2 | $24,150 | $40,200 | $64,350 |
| 3 | $27,320 | $45,250 | $72,400 |
| 4 | $33,000 | $50,250 | $80,400 |
| 5 | $38,680 | $54,300 | $86,850 |
| 6 | $44,360 | $58,300 | $93,300 |
| 7 | $50,040 | $62,350 | $99,700 |
| 8 | $55,720 | $66,350 | $106,150 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 54985 | Wider area |
|---|---|---|
| Studio | $910 | $909 |
| 1 bedroom | $930 | $936 |
| 2 bedrooms | $1,190 | $1,195 |
| 3 bedrooms | $1,600 | $1,609 |
| 4 bedrooms | $1,640 | $1,646 |
Wider area = Oshkosh-Neenah, WI. Two-bedroom fair market rents in 5 nearby ZIPs range from $1,090 (54902) to $1,380 (54956).
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures). Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 54985's fair market rent.
Estimate your Section 8 rent share for 54985Frequently Asked Questions
Is there Section 8 housing in Winnebago, WI 54985?
Yes — this directory lists income-restricted buildings in Winnebago, WI 54985, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Winnebago, WI 54985 have openings?
These lists for Winnebago, WI 54985 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Winnebago, WI 54985?
Use the phone number on each building card in Winnebago, WI 54985. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Winnebago, WI 54985?
In Winnebago, WI 54985, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 54985?
No income-restricted buildings are listed in ZIP 54985 right now. 45 nearby buildings are shown on this page. Call to confirm openings.
Is there affordable housing near 54985?
Yes — this page also lists 45 income-restricted buildings in ZIP codes near Winnebago, WI 54985 (within about 9 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Winnebago, WI 54985?
Most income-restricted buildings in Winnebago, WI 54985 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $35,200, and $50,250 for a 4-person household. Public housing can go up to 80% ($56,300 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Winnebago, WI 54985?
For many programs in Winnebago, WI 54985, the 2026 HUD very low-income (50%) limit is $35,200 a year for 1 person and $50,250 for 4 people. The low-income (80%) limit is $56,300 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Winnebago, WI 54985?
There is no single waiting list for Winnebago, WI 54985. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Winnebago, WI 54985?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Winnebago, WI 54985?
In public housing and most Section 8 in Winnebago, WI 54985, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Winnebago, WI 54985 is $1,190 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Winnebago, WI 54985?
A Housing Choice Voucher is not automatically accepted at every building in Winnebago, WI 54985. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Winnebago, WI 54985?
This page may still list buildings in Winnebago, WI 54985 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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