Affordable & Low-Income Housing in Oshkosh, WI 54902
8 affordable buildings in 54902 · 25 more within 9 mi
Oshkosh, WI 54902 has 8 income-restricted buildings: 1 tax credit, 7 Section 8, and 4 senior. 25 more are listed within 9 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 54902
Gilead II
622 W 5th Ave, Oshkosh, WI 54902
9 units · 8 income-restricted · 1 BR · People with disabilities
Home Opportunities Inc
619 W Ninth Ave, Oshkosh, WI 54902
2 units · 4+ BR
- Affordability period may have ended — call to confirm
No buildings in 54902 match this filter.
Nearby
The 20 closest of 25 in nearby ZIPs. Pick a ZIP below to see all of them.
Court Tower One
100 Court St Apt 611, Oshkosh, WI 54901
4.7 mi away
51 units · 1–2 BR
- Apply through Housing Authority of the City of Oshkosh, WI
- Residents waited about 17 months to move in (HUD, Oct 2026)
Court Tower Two
100 Court St, Oshkosh, WI 54901
4.7 mi away
53 units · Studio–2 BR
- Apply through Housing Authority of the City of Oshkosh, WI
- Residents waited about 21 months to move in (HUD, Oct 2026)
The Rivers- Phase II
455 Marion Rd, Oshkosh, WI 54901
4.9 mi away
40 units · 17 income-restricted · 1–2 BR
Cumberland Redevelopment, Phase 2, LLC
1130-1144 Cumberland Trail, Oshkosh, WI 54904
4.9 mi away
40 units · 2 income-restricted · 2–3 BR
The Rivers Senior Living
475 Marion Rd, Oshkosh, WI 54901
4.9 mi away
60 units · 9 income-restricted · 1–2 BR
Cumberland Redevelopment, Phase 1, LLC
1000-1014 Cumberland Trail, Oshkosh, WI 54904
4.9 mi away
32 units · 2 income-restricted · 2–3 BR
Raulf Place
530 N Main St, Oshkosh, WI 54901
5.1 mi away
104 units · 1–2 BR
- Apply through Housing Authority of the City of Oshkosh, WI
- Residents waited about 9 months to move in (HUD, Oct 2026)
Division Street Apts
545 Division St, Oshkosh, WI 54901
5.1 mi away
23 units · 11 income-restricted · 1–2 BR
- Affordability period may have ended — call to confirm
618 E Pkwy Ave
618 E Pkwy Ave, Oshkosh, WI 54901
5.2 mi away
1 unit · 4+ BR
- Affordability period may have ended — call to confirm
Advocap Project #4
219 Oxford Ave, Oshkosh, WI 54901
5.3 mi away
1 unit · 4+ BR
- Affordability period may have ended — call to confirm
Irving Place Apts
645 Division St, Oshkosh, WI 54901
5.3 mi away
24 units · 16 income-restricted · 1–2 BR
Willo Apartments
202 E Tennessee Ave, Oshkosh, WI 54901
6 mi away
12 units · 2 BR · People with disabilities
Waite Rug Place
300 E Custer Ave, Oshkosh, WI 54901
6.1 mi away
28 units · 1–2 BR
- Apply through Housing Authority of the City of Oshkosh, WI
- Residents waited about 54 months to move in (HUD, Oct 2026)
Fair Acres Townhomes
1835 N Main St, Oshkosh, WI 54901
6.4 mi away
55 units · 12 income-restricted · 2–3 BR
Clarity Care
930 Mallard Avenue, Oshkosh, WI 54901
6.7 mi away
16 units · 2 BR · People with disabilities
No nearby buildings match this filter.
Rents and income limits in 54902
- Fair market rent, 2 bedrooms
- $1,090/mo
- Income needed to pay it at 30% of income
- $43,600/yr
- Renters in 54902 paying 30% or more of income on rent
- 48%
Income limits (2026)
Oshkosh-Neenah, WI area · median family income $100,500. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $21,150 | $35,200 | $56,300 |
| 2 | $24,150 | $40,200 | $64,350 |
| 3 | $27,320 | $45,250 | $72,400 |
| 4 | $33,000 | $50,250 | $80,400 |
| 5 | $38,680 | $54,300 | $86,850 |
| 6 | $44,360 | $58,300 | $93,300 |
| 7 | $50,040 | $62,350 | $99,700 |
| 8 | $55,720 | $66,350 | $106,150 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 54902 | Wider area |
|---|---|---|
| Studio | $830 | $909 |
| 1 bedroom | $850 | $936 |
| 2 bedrooms | $1,090 | $1,195 |
| 3 bedrooms | $1,470 | $1,609 |
| 4 bedrooms | $1,500 | $1,646 |
Wider area = Oshkosh-Neenah, WI. Two-bedroom fair market rents in 5 nearby ZIPs range from $1,160 (54932) to $1,460 (54979).
Census figures for 54902 (2020–2024 average): median rent $896. Median household income $65,612. 38% of homes are rented. 48% of renters pay 30% or more of their income on rent, and 24% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 54902's fair market rent.
Estimate your Section 8 rent share for 54902Frequently Asked Questions
Is there Section 8 housing in Oshkosh, WI 54902?
Yes — this directory lists income-restricted buildings in Oshkosh, WI 54902, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Oshkosh, WI 54902 have openings?
These lists for Oshkosh, WI 54902 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Oshkosh, WI 54902?
Use the phone number on each building card in Oshkosh, WI 54902. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Oshkosh, WI 54902?
In Oshkosh, WI 54902, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 54902?
This directory lists 8 income-restricted buildings in Oshkosh, WI 54902. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 54902?
Yes — this page also lists 25 income-restricted buildings in ZIP codes near Oshkosh, WI 54902 (within about 9 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Oshkosh, WI 54902?
Most income-restricted buildings in Oshkosh, WI 54902 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $35,200, and $50,250 for a 4-person household. Public housing can go up to 80% ($56,300 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Oshkosh, WI 54902?
For many programs in Oshkosh, WI 54902, the 2026 HUD very low-income (50%) limit is $35,200 a year for 1 person and $50,250 for 4 people. The low-income (80%) limit is $56,300 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Oshkosh, WI 54902?
There is no single waiting list for Oshkosh, WI 54902. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Oshkosh, WI 54902?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists project-based Section 8, tax-credit apartments in Oshkosh, WI 54902. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Oshkosh, WI 54902?
In public housing and most Section 8 in Oshkosh, WI 54902, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Oshkosh, WI 54902 is $1,090 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Oshkosh, WI 54902?
A Housing Choice Voucher is not automatically accepted at every building in Oshkosh, WI 54902. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Oshkosh, WI 54902?
Yes — this directory flags senior (often 62+) buildings in Oshkosh, WI 54902. Use the Seniors filter on the list. Age rules vary; call to confirm.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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