Affordable & Low-Income Housing in Beaver Island, MI 49782
1 affordable building in 49782 · 8 more within 28 mi
Beaver Island, MI 49782 has 1 income-restricted building: 1 senior and 1 usda rural. 8 more are listed within 28 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 49782
No buildings in 49782 match this filter.
Nearby
Lake Harbor Apts
537 Petoskey Ave, Charlevoix, MI 49720
24.9 mi away
24 units · 1–2 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Pine River Place
210 W Garfield Ave Apt 111, Charlevoix, MI 49720
25.2 mi away
62 units · 1–2 BR
- Apply through Charlevoix Housing Commission
- Residents waited about 6 months to move in (HUD, Oct 2026)
Pine Cove Apts
1001 May St, Charlevoix, MI 49720
25.7 mi away
94 units · 83 income-restricted · 1–4+ BR
Wah Wahs Noo Da Ke
3728 Heynig Road, Harbor Springs, MI 49740
28.6 mi away
12 units · 2 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Village of Hillside East
309 W Main St, Harbor Springs, MI 49740
29.6 mi away
32 units · 24 income-restricted · 1–2 BR
Village of Hillside West
311 W Main Street, Harbor Springs, MI 49740
29.6 mi away
17 units · 16 income-restricted · 1 BR
No nearby buildings match this filter.
Rents and income limits in 49782
- Fair market rent, 2 bedrooms
- $1,070/mo
- Income needed to pay it at 30% of income
- $42,800/yr
Income limits (2026)
Charlevoix County, MI area · median family income $97,400. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $20,450 | $34,100 | $54,550 |
| 2 | $23,400 | $39,000 | $62,350 |
| 3 | $27,320 | $43,850 | $70,150 |
| 4 | $33,000 | $48,700 | $77,900 |
| 5 | $38,680 | $52,600 | $84,150 |
| 6 | $44,360 | $56,500 | $90,400 |
| 7 | $50,040 | $60,400 | $96,600 |
| 8 | $55,720 | $64,300 | $102,850 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 49782 | Wider area |
|---|---|---|
| Studio | $760 | $798 |
| 1 bedroom | $820 | $855 |
| 2 bedrooms | $1,070 | $1,119 |
| 3 bedrooms | $1,480 | $1,549 |
| 4 bedrooms | $1,550 | $1,619 |
Wider area = Charlevoix County, MI. Two-bedroom fair market rents in 2 nearby ZIPs range from $1,190 (49720) to $1,380 (49740).
Census figures for 49782 (2020–2024 average): median rent $875. Median household income $75,938. 7% of homes are rented.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 49782's fair market rent.
Estimate your Section 8 rent share for 49782Frequently Asked Questions
Is there Section 8 housing in Beaver Island, MI 49782?
Yes — this directory lists income-restricted buildings in Beaver Island, MI 49782, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Beaver Island, MI 49782 have openings?
These lists for Beaver Island, MI 49782 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Beaver Island, MI 49782?
Use the phone number on each building card in Beaver Island, MI 49782. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Beaver Island, MI 49782?
In Beaver Island, MI 49782, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 49782?
This directory lists 1 income-restricted building in Beaver Island, MI 49782. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 49782?
Yes — this page also lists 8 income-restricted buildings in ZIP codes near Beaver Island, MI 49782 (within about 28 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Beaver Island, MI 49782?
Most income-restricted buildings in Beaver Island, MI 49782 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $34,100, and $48,700 for a 4-person household. Public housing can go up to 80% ($54,550 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Beaver Island, MI 49782?
For many programs in Beaver Island, MI 49782, the 2026 HUD very low-income (50%) limit is $34,100 a year for 1 person and $48,700 for 4 people. The low-income (80%) limit is $54,550 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Beaver Island, MI 49782?
There is no single waiting list for Beaver Island, MI 49782. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Beaver Island, MI 49782?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Beaver Island, MI 49782?
In public housing and most Section 8 in Beaver Island, MI 49782, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Beaver Island, MI 49782 is $1,070 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Beaver Island, MI 49782?
A Housing Choice Voucher is not automatically accepted at every building in Beaver Island, MI 49782. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Beaver Island, MI 49782?
Yes — this directory flags senior (often 62+) buildings in Beaver Island, MI 49782. Use the Seniors filter on the list. Age rules vary; call to confirm.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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