Affordable & Low-Income Housing in Waterford, MI 48328
3 affordable buildings in 48328 · 44 more within 7 mi
Waterford, MI 48328 has 3 income-restricted buildings: 1 tax credit, 3 Section 8, and 2 senior. 44 more are listed within 7 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 48328
Waterford Meadows
834 W. Alpha Parkway, Waterford Township, MI 48328
200 units · 1–3 BR · People with disabilities
SPRINGHILL#2
4941 Reynolds Court, Waterford Township, MI 48328
22 units · 1 BR · People with disabilities
No buildings in 48328 match this filter.
Nearby
The 20 closest of 44 in nearby ZIPs. Pick a ZIP below to see all of them.
Lockwood of Waterford
1407 Skipper Dr, Waterford, MI 48327
1.5 mi away
126 units · 51 income-restricted · 1–2 BR
- Affordability period may have ended — call to confirm
Fairmont Farms Cooperative I
436 W Fairmount Ave, Pontiac, MI 48340
2.7 mi away
130 units · 112 income-restricted · 1–3 BR
Pontiac Plains Apartments
483 W Columbia Ave, Pontiac, MI 48340
2.7 mi away
24 units · 23 income-restricted · 1 BR · People with disabilities
Walton Park Manor Cooperative 1 & 2
30-41 Karen Ct 2, Pontiac, MI 48340
2.8 mi away
179 units · 100 income-restricted · 1–3 BR
Elmhaven Manor
600 W Walton Blvd, Pontiac, MI 48340
2.9 mi away
138 units · 62 income-restricted · 1–2 BR
McDonald Senior Apartments
370 Baldwin Avenue, Pontiac, MI 48342
3.3 mi away
50 units · 49 income-restricted · 1 BR
Waterford West Apts
7380 Arbor Trail, Waterford, MI 48327
3.4 mi away
148 units · 147 income-restricted · 1–3 BR
- Affordability period may have ended — call to confirm
The Crossing at Auburn Hills I
601 Seville Blvd, Pontiac, MI 48340
3.6 mi away
144 units · 2–3 BR
- Affordability period may have ended — call to confirm
The Crossing at Auburn Hills II
201 Kent, Pontiac, MI 48340
3.7 mi away
48 units · 2–3 BR
- Affordability period may have ended — call to confirm
Crystal Lake Apts (Pontiac)
880 Golf Dr, Pontiac, MI 48341
3.7 mi away
144 units · 29 income-restricted · 1–2 BR
Woodlake Hills
1301 Woodlake Ln, Pontiac, MI 48340
3.7 mi away
72 units · 1–2 BR
- Affordability period may have ended — call to confirm
Whispering Woods Apts
1450 Whispering Woods Dr., Waterford Township, MI 48327
3.7 mi away
193 units · 192 income-restricted · 1–3 BR · People with disabilities
American House Oakland
1915 Baldwin Ave, Pontiac, MI 48340
3.9 mi away
160 units · 33 income-restricted · 1–2 BR
No nearby buildings match this filter.
Rents and income limits in 48328
- Fair market rent, 2 bedrooms
- $1,300/mo
- Income needed to pay it at 30% of income
- $52,000/yr
- Renters in 48328 paying 30% or more of income on rent
- 51%
Income limits (2026)
Detroit-Warren-Livonia, MI area · median family income $104,800. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $22,050 | $36,700 | $58,700 |
| 2 | $25,200 | $41,950 | $67,100 |
| 3 | $28,350 | $47,200 | $75,500 |
| 4 | $33,000 | $52,400 | $83,850 |
| 5 | $38,680 | $56,600 | $90,600 |
| 6 | $44,360 | $60,800 | $97,300 |
| 7 | $50,040 | $65,000 | $104,000 |
| 8 | $55,720 | $69,200 | $110,700 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 48328 | Wider area |
|---|---|---|
| Studio | $930 | $1,047 |
| 1 bedroom | $1,040 | $1,167 |
| 2 bedrooms | $1,300 | $1,459 |
| 3 bedrooms | $1,580 | $1,777 |
| 4 bedrooms | $1,720 | $1,929 |
Wider area = Detroit-Warren-Livonia, MI. Two-bedroom fair market rents in 12 nearby ZIPs range from $1,160 (48341) to $2,190 (48302).
Census figures for 48328 (2020–2024 average): median rent $1,102. Median household income $72,299. 33% of homes are rented. 51% of renters pay 30% or more of their income on rent, and 28% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 48328's fair market rent.
Estimate your Section 8 rent share for 48328Frequently Asked Questions
Is there Section 8 housing in Waterford, MI 48328?
Yes — this directory lists income-restricted buildings in Waterford, MI 48328, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Waterford, MI 48328 have openings?
These lists for Waterford, MI 48328 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Waterford, MI 48328?
Use the phone number on each building card in Waterford, MI 48328. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Waterford, MI 48328?
In Waterford, MI 48328, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 48328?
This directory lists 3 income-restricted buildings in Waterford, MI 48328. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 48328?
Yes — this page also lists 44 income-restricted buildings in ZIP codes near Waterford, MI 48328 (within about 7 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Waterford, MI 48328?
Most income-restricted buildings in Waterford, MI 48328 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $36,700, and $52,400 for a 4-person household. Public housing can go up to 80% ($58,700 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Waterford, MI 48328?
For many programs in Waterford, MI 48328, the 2026 HUD very low-income (50%) limit is $36,700 a year for 1 person and $52,400 for 4 people. The low-income (80%) limit is $58,700 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Waterford, MI 48328?
There is no single waiting list for Waterford, MI 48328. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Waterford, MI 48328?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists project-based Section 8, tax-credit apartments in Waterford, MI 48328. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Waterford, MI 48328?
In public housing and most Section 8 in Waterford, MI 48328, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Waterford, MI 48328 is $1,300 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Waterford, MI 48328?
A Housing Choice Voucher is not automatically accepted at every building in Waterford, MI 48328. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Waterford, MI 48328?
Yes — this directory flags senior (often 62+) buildings in Waterford, MI 48328. Use the Seniors filter on the list. Age rules vary; call to confirm.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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