Affordable & Low-Income Housing in Mount Saint Joseph, OH 45051
No income-restricted buildings are listed in 45051 — here are the closest ones.
No income-restricted buildings are listed in Mount Saint Joseph, OH 45051. 53 income-restricted buildings are listed nearby (within about 7 miles). These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 45051
The 20 closest of 53 in nearby ZIPs. Pick a ZIP below to see all of them.
Acquisition-Rehab
36 Anderson Ferry Rd, Cincinnati, OH 45238
2.3 mi away
177 units · 1–3 BR
- Apply through Cincinnati Metropolitan Housing Authority
- Residents waited about 34 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
Acquisition-Rehab
1322 Le Mar Dr, Cincinnati, OH 45238
2.7 mi away
143 units · 1–3 BR
- Apply through Cincinnati Metropolitan Housing Authority
- Residents waited about 18 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
Antioch Manor
3710 Westmont Dr, Cincinnati, OH 45205
4.7 mi away
25 units · 24 income-restricted · 1–2 BR · People with disabilities
Elberon Garden Apts
529 Elberon Ave, Cincinnati, OH 45205
4.7 mi away
66 units
- Affordability period may have ended — call to confirm
The Elberon
3414 West 8th Street, Cincinnati, OH 45205
4.8 mi away
33 units · 4 income-restricted · 1 BR
Woodview of Cincinnati
2399 Harrison Ave, Cincinnati, OH 45211
4.9 mi away
8 units · 1–2 BR · People with disabilities
Acquisition-Rehab
2329 Harrison Ave, Cincinnati, OH 45211
4.9 mi away
102 units · 1–3 BR
- Apply through Cincinnati Metropolitan Housing Authority
- Residents waited about 11 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
Purcell
1022 Purcell Ave, Cincinnati, OH 45205
4.9 mi away
4 units
- Affordability period may have ended — call to confirm
Senior Chateau on the Hill
750 Grand Ave., Cincinnati, OH 45205
5.1 mi away
185 units · 184 income-restricted · 1 BR
No nearby buildings match this filter.
Rents and income limits in 45051
- Fair market rent, 2 bedrooms
- $1,270/mo
- Income needed to pay it at 30% of income
- $50,800/yr
Income limits (2026)
Cincinnati, OH-KY-IN area · median family income $109,900. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $23,100 | $38,500 | $61,550 |
| 2 | $26,400 | $44,000 | $70,350 |
| 3 | $29,700 | $49,500 | $79,150 |
| 4 | $33,000 | $54,950 | $87,900 |
| 5 | $38,680 | $59,350 | $94,950 |
| 6 | $44,360 | $63,750 | $102,000 |
| 7 | $50,040 | $68,150 | $109,000 |
| 8 | $55,720 | $72,550 | $116,050 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 45051 | Wider area |
|---|---|---|
| Studio | $930 | $1,052 |
| 1 bedroom | $990 | $1,128 |
| 2 bedrooms | $1,270 | $1,442 |
| 3 bedrooms | $1,670 | $1,897 |
| 4 bedrooms | $1,890 | $2,141 |
Wider area = Cincinnati, OH-KY-IN. Two-bedroom fair market rents in 12 nearby ZIPs range from $1,090 (45001) to $1,830 (41048).
Census figures for 45051 (2020–2024 average): Median household income $66,932. 77% of homes are rented.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 45051's fair market rent.
Estimate your Section 8 rent share for 45051Frequently Asked Questions
Is there Section 8 housing in Mount Saint Joseph, OH 45051?
Yes — this directory lists income-restricted buildings in Mount Saint Joseph, OH 45051, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Mount Saint Joseph, OH 45051 have openings?
These lists for Mount Saint Joseph, OH 45051 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Mount Saint Joseph, OH 45051?
Use the phone number on each building card in Mount Saint Joseph, OH 45051. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Mount Saint Joseph, OH 45051?
In Mount Saint Joseph, OH 45051, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 45051?
No income-restricted buildings are listed in ZIP 45051 right now. 53 nearby buildings are shown on this page. Call to confirm openings.
Is there affordable housing near 45051?
Yes — this page also lists 53 income-restricted buildings in ZIP codes near Mount Saint Joseph, OH 45051 (within about 7 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Mount Saint Joseph, OH 45051?
Most income-restricted buildings in Mount Saint Joseph, OH 45051 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $38,500, and $54,950 for a 4-person household. Public housing can go up to 80% ($61,550 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Mount Saint Joseph, OH 45051?
For many programs in Mount Saint Joseph, OH 45051, the 2026 HUD very low-income (50%) limit is $38,500 a year for 1 person and $54,950 for 4 people. The low-income (80%) limit is $61,550 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Mount Saint Joseph, OH 45051?
There is no single waiting list for Mount Saint Joseph, OH 45051. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Mount Saint Joseph, OH 45051?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Mount Saint Joseph, OH 45051?
In public housing and most Section 8 in Mount Saint Joseph, OH 45051, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Mount Saint Joseph, OH 45051 is $1,270 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Mount Saint Joseph, OH 45051?
A Housing Choice Voucher is not automatically accepted at every building in Mount Saint Joseph, OH 45051. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Mount Saint Joseph, OH 45051?
This page may still list buildings in Mount Saint Joseph, OH 45051 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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