Affordable & Low-Income Housing in Cincinnati, OH 45203
9 affordable buildings in 45203 · 176 more within 3 mi
Cincinnati, OH 45203 has 9 income-restricted buildings: 6 tax credit, 4 public housing, 2 Section 8, and 2 senior. 176 more are listed within 3 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 45203
The Arts Apartments at Music Hall
879 Ezzard Charles, Cincinnati, OH 45203
252 units · 248 income-restricted · 1–3 BR
Hope VI, Phase 2 - Lincoln Court
713 Elizabeth St, Cincinnati, OH 45203
114 units · 56 income-restricted · 1–3 BR
- Apply through Cincinnati Metropolitan Housing Authority
- Residents waited about 21 months to move in (HUD, Oct 2026)
HOPE VI, Phase 4 - LINCOLN COURT
713 Clark St, Cincinnati, OH 45203
91 units · 63 income-restricted · 1–3 BR
- Apply through Cincinnati Metropolitan Housing Authority
- Residents waited about 29 months to move in (HUD, Oct 2026)
Hope VI, Phase 3 - Lincoln Court
720 Chestnut St, Cincinnati, OH 45203
58 units · 40 income-restricted · 1–3 BR
- Apply through Cincinnati Metropolitan Housing Authority
Hope VI, Phase 1 - Lincoln Court
1202 Linn St, Cincinnati, OH 45203
54 units · 1–4+ BR
- Apply through Cincinnati Metropolitan Housing Authority
- Residents waited about 6 months to move in (HUD, Oct 2026)
No buildings in 45203 match this filter.
Nearby
The 20 closest of 176 in nearby ZIPs. Pick a ZIP below to see all of them.
Hope VI, Phase 1 - Laurel Homes
1429 Jones St, Cincinnati, OH 45214
0.5 mi away
148 units · 62 income-restricted · 1–3 BR
- Apply through Cincinnati Metropolitan Housing Authority
- Residents waited about 22 months to move in (HUD, Oct 2026)
Laurel Homes Phase V
1519 Jones St, Cincinnati, OH 45214
0.6 mi away
106 units · 53 income-restricted · 1–3 BR
- Apply through Cincinnati Metropolitan Housing Authority
- Residents waited about 33 months to move in (HUD, Oct 2026)
HOPE VI, Phase 2 - LAUREL HOMES
513 Derrick Turnbow Ave, Cincinnati, OH 45214
0.6 mi away
56 units · 35 income-restricted · 1–3 BR
- Apply through Cincinnati Metropolitan Housing Authority
Sutter View Apartments
1088 W Liberty St, Cincinnati, OH 45214
0.6 mi away
114 units · 86 income-restricted · 1–4+ BR
Hope VI - Laurel IV
517 David St, Cincinnati, OH 45214
0.7 mi away
59 units · 1–4+ BR
- Apply through Cincinnati Metropolitan Housing Authority
Stanley Rowe Multifamily
585 W Liberty St, Cincinnati, OH 45214
0.7 mi away
195 units · 1–3 BR
- Apply through Cincinnati Metropolitan Housing Authority
- Residents waited about 11 months to move in (HUD, Oct 2026)
Stanley Rowe Hi-Rise Towers
1621 Linn St, Cincinnati, OH 45214
0.7 mi away
355 units · 1–2 BR
- Apply through Cincinnati Metropolitan Housing Authority
- Residents waited about 17 months to move in (HUD, Oct 2026)
Sands Senior Apartments
940 Poplar Street, Cincinnati, OH 45214
0.7 mi away
58 units · 7 income-restricted · 1 BR
Freeman Court
1830 Freeman Ave, Cincinnati, OH 45214
0.8 mi away
21 units
- Affordability period may have ended — call to confirm
Central YMCA
1111 Elm St, Cincinnati, OH 45202
0.8 mi away
65 units · 15 income-restricted · 1 BR
- Apply through Cincinnati Metropolitan Housing Authority
- Residents waited about 10 months to move in (HUD, Oct 2026)
Central Parkway Towers
1105 Elm St, Cincinnati, OH 45202
0.8 mi away
225 units
- Affordability period may have ended — call to confirm
No nearby buildings match this filter.
Rents and income limits in 45203
- Fair market rent, 2 bedrooms
- $1,200/mo
- Income needed to pay it at 30% of income
- $48,000/yr
- Renters in 45203 paying 30% or more of income on rent
- 65%
Income limits (2026)
Cincinnati, OH-KY-IN area · median family income $109,900. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $23,100 | $38,500 | $61,550 |
| 2 | $26,400 | $44,000 | $70,350 |
| 3 | $29,700 | $49,500 | $79,150 |
| 4 | $33,000 | $54,950 | $87,900 |
| 5 | $38,680 | $59,350 | $94,950 |
| 6 | $44,360 | $63,750 | $102,000 |
| 7 | $50,040 | $68,150 | $109,000 |
| 8 | $55,720 | $72,550 | $116,050 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 45203 | Wider area |
|---|---|---|
| Studio | $880 | $1,052 |
| 1 bedroom | $940 | $1,128 |
| 2 bedrooms | $1,200 | $1,442 |
| 3 bedrooms | $1,580 | $1,897 |
| 4 bedrooms | $1,780 | $2,141 |
Wider area = Cincinnati, OH-KY-IN. Two-bedroom fair market rents in 12 nearby ZIPs range from $1,120 (45204) to $2,160 (45202).
Census figures for 45203 (2020–2024 average): median rent $724. Median household income $21,973 (uncertain estimate). 77% of homes are rented. 65% of renters pay 30% or more of their income on rent, and 29% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 45203's fair market rent.
Estimate your Section 8 rent share for 45203Frequently Asked Questions
Is there Section 8 housing in Cincinnati, OH 45203?
Yes — this directory lists income-restricted buildings in Cincinnati, OH 45203, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Cincinnati, OH 45203 have openings?
These lists for Cincinnati, OH 45203 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Cincinnati, OH 45203?
Use the phone number on each building card in Cincinnati, OH 45203. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Cincinnati, OH 45203?
In Cincinnati, OH 45203, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 45203?
This directory lists 9 income-restricted buildings in Cincinnati, OH 45203. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 45203?
Yes — this page also lists 176 income-restricted buildings in ZIP codes near Cincinnati, OH 45203 (within about 3 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Cincinnati, OH 45203?
Most income-restricted buildings in Cincinnati, OH 45203 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $38,500, and $54,950 for a 4-person household. Public housing can go up to 80% ($61,550 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Cincinnati, OH 45203?
For many programs in Cincinnati, OH 45203, the 2026 HUD very low-income (50%) limit is $38,500 a year for 1 person and $54,950 for 4 people. The low-income (80%) limit is $61,550 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Cincinnati, OH 45203?
There is no single waiting list for Cincinnati, OH 45203. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Cincinnati, OH 45203?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists public housing, project-based Section 8, tax-credit apartments in Cincinnati, OH 45203. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Cincinnati, OH 45203?
In public housing and most Section 8 in Cincinnati, OH 45203, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Cincinnati, OH 45203 is $1,200 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Cincinnati, OH 45203?
A Housing Choice Voucher is not automatically accepted at every building in Cincinnati, OH 45203. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Cincinnati, OH 45203?
Yes — this directory flags senior (often 62+) buildings in Cincinnati, OH 45203. Use the Seniors filter on the list. Age rules vary; call to confirm.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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