Affordable & Low-Income Housing in Russell Springs, KY 42642

Most income-restricted buildings in Russell Springs, KY 42642 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $25,200, and $35,950 for a 4-person household. Public housing can go up to 80% ($40,250 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.

For many programs in Russell Springs, KY 42642, the 2026 HUD very low-income (50%) limit is $25,200 a year for 1 person and $35,950 for 4 people. The low-income (80%) limit is $40,250 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.

There is no single waiting list for Russell Springs, KY 42642. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.

Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists project-based Section 8, tax-credit apartments in Russell Springs, KY 42642. Estimate voucher rent share with the Section 8 calculator.

In public housing and most Section 8 in Russell Springs, KY 42642, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Russell Springs, KY 42642 is $920 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.

A Housing Choice Voucher is not automatically accepted at every building in Russell Springs, KY 42642. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.

Yes — this directory flags senior (often 62+) buildings in Russell Springs, KY 42642. Use the Seniors filter on the list. Age rules vary; call to confirm.