Affordable & Low-Income Housing in Madisonville, KY 42431
9 affordable buildings in 42431 · 1 more within 10 mi
Madisonville, KY 42431 has 9 income-restricted buildings: 3 tax credit, 1 public housing, 2 Section 8, 1 senior, and 3 usda rural. 1 more is listed within 10 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 42431
Old Browning Springs
205 Branch St, Madisonville, KY 42431
186 units · 1–3 BR
- Apply through Housing Authority of Madisonville
- Residents waited about 8 months to move in (HUD, Oct 2026)
Cross Creek Apartments
1505 Island Ford Rd, Madisonville, KY 42431
129 units · 128 income-restricted · 1–3 BR
Arbors of Madisonville
652 S Kentucky Ave, Madisonville, KY 42431
100 units · 70 income-restricted · 1–3 BR
Madisonville Apts
1300 Eastside Ln, Madisonville, KY 42431
60 units · 1–2 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Wiman Gardens a/K/a Kington Gardens
N/E Corner of Intersection of W. Noel and Wiman, Madisonville, KY 42431
52 units · 1–3 BR
No buildings in 42431 match this filter.
Nearby
Quail Run Apartments
Partridge Dr, Earlington, KY 42410
4.9 mi away
48 units · 1–3 BR
- 6 vacant units reported (Oct 2026) — call to confirm
No nearby buildings match this filter.
Rents and income limits in 42431
- Fair market rent, 2 bedrooms
- $980/mo
- Income needed to pay it at 30% of income
- $39,200/yr
- Renters in 42431 paying 30% or more of income on rent
- 48%
Income limits (2026)
Hopkins County, KY area · median family income $74,600. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $15,960 | $26,150 | $41,800 |
| 2 | $21,640 | $29,850 | $47,800 |
| 3 | $27,320 | $33,600 | $53,750 |
| 4 | $33,000 | $37,300 | $59,700 |
| 5 | $38,680 | $40,300 | $64,500 |
| 6 | $43,300 | $43,300 | $69,300 |
| 7 | $46,300 | $46,300 | $74,050 |
| 8 | $49,250 | $49,250 | $78,850 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 42431 | Wider area |
|---|---|---|
| Studio | $720 | $701 |
| 1 bedroom | $750 | $733 |
| 2 bedrooms | $980 | $959 |
| 3 bedrooms | $1,280 | $1,249 |
| 4 bedrooms | $1,440 | $1,405 |
Wider area = Hopkins County, KY. Two-bedroom fair market rents in 5 nearby ZIPs range from $910 (42440) to $980 (42436).
Census figures for 42431 (2020–2024 average): median rent $850. Median household income $54,905. 34% of homes are rented. 48% of renters pay 30% or more of their income on rent, and 24% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 42431's fair market rent.
Estimate your Section 8 rent share for 42431Frequently Asked Questions
Is there Section 8 housing in Madisonville, KY 42431?
Yes — this directory lists income-restricted buildings in Madisonville, KY 42431, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Madisonville, KY 42431 have openings?
These lists for Madisonville, KY 42431 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Madisonville, KY 42431?
Use the phone number on each building card in Madisonville, KY 42431. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Madisonville, KY 42431?
In Madisonville, KY 42431, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 42431?
This directory lists 9 income-restricted buildings in Madisonville, KY 42431. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 42431?
Yes — this page also lists 1 income-restricted building in ZIP codes near Madisonville, KY 42431 (within about 10 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Madisonville, KY 42431?
Most income-restricted buildings in Madisonville, KY 42431 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $26,150, and $37,300 for a 4-person household. Public housing can go up to 80% ($41,800 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Madisonville, KY 42431?
For many programs in Madisonville, KY 42431, the 2026 HUD very low-income (50%) limit is $26,150 a year for 1 person and $37,300 for 4 people. The low-income (80%) limit is $41,800 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Madisonville, KY 42431?
There is no single waiting list for Madisonville, KY 42431. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Madisonville, KY 42431?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists public housing, project-based Section 8, tax-credit apartments in Madisonville, KY 42431. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Madisonville, KY 42431?
In public housing and most Section 8 in Madisonville, KY 42431, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Madisonville, KY 42431 is $980 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Madisonville, KY 42431?
A Housing Choice Voucher is not automatically accepted at every building in Madisonville, KY 42431. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Madisonville, KY 42431?
Yes — this directory flags senior (often 62+) buildings in Madisonville, KY 42431. Use the Seniors filter on the list. Age rules vary; call to confirm.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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