Affordable & Low-Income Housing in Fort Gaines, GA 39851
3 affordable buildings in 39851 · 4 more within 13 mi
Fort Gaines, GA 39851 has 3 income-restricted buildings: 1 tax credit, 1 public housing, 1 Section 8, 1 senior, and 2 usda rural. 4 more are listed within 13 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 39851
Pepper Ridge Two Apartments
105 A Hancock Street, Fort Gaines, GA 39851
36 units · 1–3 BR
- 4 vacant units reported (Oct 2026) — call to confirm
Walter F George
Fort Gaines, GA 39851
24 units · 1–3 BR
- Apply through Housing Authority of the City of Fort Gaines
- Residents waited about 20 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
Greenwood Village Apartments
409 Jefferson St E, Fort Gaines, GA 39851
24 units · 1–2 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
No buildings in 39851 match this filter.
Nearby
Abbeville Housing Auth
196 Ash Dr Apt 2, Abbeville, AL 36310
15.7 mi away
40 units · 1–3 BR
- Apply through Abbeville Housing Authority
- Residents waited about 9 months to move in (HUD, Oct 2026)
Abbewood Apartments
402 1/2 Dothan Rd, Abbeville, AL 36310
16.1 mi away
32 units · 1–2 BR
- 3 vacant units reported (Oct 2026) — call to confirm
Deerrun Apartments
599 Ozark Rd, Abbeville, AL 36310
17.3 mi away
35 units · 1–2 BR
- 6 vacant units reported (Oct 2026) — call to confirm
No nearby buildings match this filter.
Rents and income limits in 39851
- Fair market rent, 2 bedrooms
- $1,050/mo
- Income needed to pay it at 30% of income
- $42,000/yr
- Renters in 39851 paying 30% or more of income on rent
- 28%
Income limits (2026)
Clay County, GA area · median family income $77,200. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $16,250 | $27,050 | $43,250 |
| 2 | $21,640 | $30,900 | $49,400 |
| 3 | $27,320 | $34,750 | $55,600 |
| 4 | $33,000 | $38,600 | $61,750 |
| 5 | $38,680 | $41,700 | $66,700 |
| 6 | $44,360 | $44,800 | $71,650 |
| 7 | $47,900 | $47,900 | $76,600 |
| 8 | $51,000 | $51,000 | $81,550 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 39851 | Wider area |
|---|---|---|
| Studio | $840 | $798 |
| 1 bedroom | $840 | $803 |
| 2 bedrooms | $1,050 | $1,002 |
| 3 bedrooms | $1,310 | $1,246 |
| 4 bedrooms | $1,520 | $1,446 |
Wider area = Clay County, GA. Two-bedroom fair market rents in 4 nearby ZIPs range from $920 (36310) to $1,030 (39824).
Census figures for 39851 (2020–2024 average): median rent $541. Median household income $48,382. 28% of homes are rented. 28% of renters pay 30% or more of their income on rent, and 4% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 39851's fair market rent.
Estimate your Section 8 rent share for 39851Frequently Asked Questions
Is there Section 8 housing in Fort Gaines, GA 39851?
Yes — this directory lists income-restricted buildings in Fort Gaines, GA 39851, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Fort Gaines, GA 39851 have openings?
These lists for Fort Gaines, GA 39851 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Fort Gaines, GA 39851?
Use the phone number on each building card in Fort Gaines, GA 39851. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Fort Gaines, GA 39851?
In Fort Gaines, GA 39851, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 39851?
This directory lists 3 income-restricted buildings in Fort Gaines, GA 39851. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 39851?
Yes — this page also lists 4 income-restricted buildings in ZIP codes near Fort Gaines, GA 39851 (within about 13 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Fort Gaines, GA 39851?
Most income-restricted buildings in Fort Gaines, GA 39851 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $27,050, and $38,600 for a 4-person household. Public housing can go up to 80% ($43,250 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Fort Gaines, GA 39851?
For many programs in Fort Gaines, GA 39851, the 2026 HUD very low-income (50%) limit is $27,050 a year for 1 person and $38,600 for 4 people. The low-income (80%) limit is $43,250 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Fort Gaines, GA 39851?
There is no single waiting list for Fort Gaines, GA 39851. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Fort Gaines, GA 39851?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists public housing, project-based Section 8, tax-credit apartments in Fort Gaines, GA 39851. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Fort Gaines, GA 39851?
In public housing and most Section 8 in Fort Gaines, GA 39851, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Fort Gaines, GA 39851 is $1,050 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Fort Gaines, GA 39851?
A Housing Choice Voucher is not automatically accepted at every building in Fort Gaines, GA 39851. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Fort Gaines, GA 39851?
Yes — this directory flags senior (often 62+) buildings in Fort Gaines, GA 39851. Use the Seniors filter on the list. Age rules vary; call to confirm.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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