Affordable & Low-Income Housing in Lula, MS 38644
1 affordable building in 38644 · 17 more within 11 mi
Lula, MS 38644 has 1 income-restricted building: 1 tax credit, 1 senior, and 1 usda rural. 17 more are listed within 11 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 38644
No buildings in 38644 match this filter.
Nearby
Lead-Bayou-Apts
1350 Moon Lake Rd, Dundee, MS 38626
5.5 mi away
47 units · 46 income-restricted · 1–2 BR
Cypress View Estates
1350 Moon Lake Rd, Dundee, MS 38626
5.5 mi away
24 units · 1–3 BR
- Affordability period may have ended — call to confirm
W J Jones Villa LP
670 E 2nd St, Coahoma, MS 38617
6.8 mi away
14 units · 1–3 BR · People with disabilities
- 1 vacant unit reported (Oct 2026) — call to confirm
Coldwater River II LP
400 Coldwater River Rd, Jonestown, MS 38639
9.5 mi away
24 units · 2–3 BR
- 4 vacant units reported (Oct 2026) — call to confirm
Eld Hsg Inc Jonestown
Second & Ganong, Jonestown, MS 38639
9.7 mi away
16 units · 1–2 BR
- 3 vacant units reported (Oct 2026) — call to confirm
Jonestown Manor II LP
281 Church St, Jonestown, MS 38639
9.7 mi away
28 units · 1–2 BR
- 2 vacant units reported (Oct 2026) — call to confirm
Friars Point Village, L. P.
501 Wright St, Friars Point, MS 38631
10.9 mi away
28 units · 2–3 BR
- 4 vacant units reported (Oct 2026) — call to confirm
Henry-Martin Gardens
112 Friars Point Hwy. 61 Rd., Friars Point, MS 38631
10.9 mi away
24 units · Studio–1 BR
Levee Apts
1600 Sheriff S Rd, Friars Point, MS 38631
10.9 mi away
24 units · 3 BR · People with disabilities
Levee Apts II
381 S St, Friars Point, MS 38631
10.9 mi away
24 units · 22 income-restricted · 2–3 BR · People with disabilities
- Affordability period may have ended — call to confirm
Friars Point Hsg De Lapaula's Villa
701 Yates St, Friars Point, MS 38631
11 mi away
50 units · 1–3 BR
- 23 vacant units reported (Oct 2026) — call to confirm
Yates Street II LP
701 Yates St, Friars Point, MS 38631
11 mi away
24 units · 2 BR
- 2 vacant units reported (Oct 2026) — call to confirm
Levee Apartments II
1600 Sheriff Ridge Avenue, Friars Point, MS 38631
11.5 mi away
24 units · 23 income-restricted · 2–3 BR · People with disabilities
No nearby buildings match this filter.
Rents and income limits in 38644
- Fair market rent, 2 bedrooms
- $910/mo
- Income needed to pay it at 30% of income
- $36,400/yr
Income limits (2026)
Coahoma County, MS area · median family income $49,300. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $15,960 | $25,200 | $40,350 |
| 2 | $21,640 | $28,800 | $46,100 |
| 3 | $27,320 | $32,400 | $51,850 |
| 4 | $33,000 | $36,000 | $57,600 |
| 5 | $38,680 | $38,900 | $62,250 |
| 6 | $41,800 | $41,800 | $66,850 |
| 7 | $44,650 | $44,650 | $71,450 |
| 8 | $47,550 | $47,550 | $76,050 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 38644 | Wider area |
|---|---|---|
| Studio | $750 | $751 |
| 1 bedroom | $780 | $780 |
| 2 bedrooms | $910 | $905 |
| 3 bedrooms | $1,250 | $1,253 |
| 4 bedrooms | $1,450 | $1,451 |
Wider area = Coahoma County, MS. Two-bedroom fair market rents in 4 nearby ZIPs range from $910 (38617) to $1,070 (38626).
Census figures for 38644 (2020–2024 average): 56% of homes are rented.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 38644's fair market rent.
Estimate your Section 8 rent share for 38644Frequently Asked Questions
Is there Section 8 housing in Lula, MS 38644?
Yes — this directory lists income-restricted buildings in Lula, MS 38644, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Lula, MS 38644 have openings?
These lists for Lula, MS 38644 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Lula, MS 38644?
Use the phone number on each building card in Lula, MS 38644. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Lula, MS 38644?
In Lula, MS 38644, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 38644?
This directory lists 1 income-restricted building in Lula, MS 38644. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 38644?
Yes — this page also lists 17 income-restricted buildings in ZIP codes near Lula, MS 38644 (within about 11 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Lula, MS 38644?
Most income-restricted buildings in Lula, MS 38644 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $25,200, and $36,000 for a 4-person household. Public housing can go up to 80% ($40,350 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Lula, MS 38644?
For many programs in Lula, MS 38644, the 2026 HUD very low-income (50%) limit is $25,200 a year for 1 person and $36,000 for 4 people. The low-income (80%) limit is $40,350 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Lula, MS 38644?
There is no single waiting list for Lula, MS 38644. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Lula, MS 38644?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists tax-credit apartments in Lula, MS 38644. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Lula, MS 38644?
In public housing and most Section 8 in Lula, MS 38644, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Lula, MS 38644 is $910 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Lula, MS 38644?
A Housing Choice Voucher is not automatically accepted at every building in Lula, MS 38644. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Lula, MS 38644?
Yes — this directory flags senior (often 62+) buildings in Lula, MS 38644. Use the Seniors filter on the list. Age rules vary; call to confirm.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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