Affordable & Low-Income Housing in Tennessee Ridge, TN 37178
No income-restricted buildings are listed in 37178 — here are the closest ones.
No income-restricted buildings are listed in Tennessee Ridge, TN 37178. 5 income-restricted buildings are listed nearby (within about 10 miles). These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 37178
Griffin Ridge Expansion
22 Griffin Ln, Erin, TN 37061
4.5 mi away
59 units · 1–3 BR
- Apply through Erin Housing Authority
- Residents waited about 20 months to move in (HUD, Oct 2026)
Shamrock Apartments
11 Shamrock Drive, Erin, TN 37061
7.4 mi away
42 units · 1–2 BR
- 2 vacant units reported (Oct 2026) — call to confirm
Colonial House Apartments
215 16 Thomas Ave, Cumberland City, TN 37050
9.6 mi away
27 units · 1–2 BR
- 3 vacant units reported (Oct 2026) — call to confirm
Ridgecrest Apts Sherwood Management
200 Forge Road, Dover, TN 37058
10.9 mi away
26 units · 1–2 BR
- 3 vacant units reported (Oct 2026) — call to confirm
Cambridge Apts
118 Cambridge Ct, Dover, TN 37058
10.9 mi away
48 units · 1–2 BR · People with disabilities
- 1 vacant unit reported (Oct 2026) — call to confirm
Allen Group Home
100 Airport Rd, Waverly, TN 37185
15.4 mi away
9 units · 8 income-restricted · 1 BR · People with disabilities
Waverly Residential Services
200 Airport Rd, Waverly, TN 37185
15.4 mi away
9 units · 8 income-restricted · Studio · People with disabilities
Brookside
210 E Richland Ave, Waverly, TN 37185
16.2 mi away
8 units
- Apply through Waverly Housing Authority
Carroll Street Residential
215 Carroll St, Waverly, TN 37185
16.4 mi away
4 units · 1 BR · People with disabilities
Briarwood Apts
116 Guy Barnett Dr, Waverly, TN 37185
16.4 mi away
48 units · 1–3 BR · People with disabilities
Whispering Oaks Apartments
Nonprofit Housing Corporation, Waverly, TN 37185
18.6 mi away
64 units · 1–2 BR
- 4 vacant units reported (Oct 2026) — call to confirm
No nearby buildings match this filter.
Rents and income limits in 37178
- Fair market rent, 2 bedrooms
- $1,010/mo
- Income needed to pay it at 30% of income
- $40,400/yr
- Renters in 37178 paying 30% or more of income on rent
- 35%
Income limits (2026)
Houston County, TN area · median family income $82,900. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $17,400 | $29,050 | $46,450 |
| 2 | $21,640 | $33,200 | $53,050 |
| 3 | $27,320 | $37,350 | $59,700 |
| 4 | $33,000 | $41,450 | $66,300 |
| 5 | $38,680 | $44,800 | $71,650 |
| 6 | $44,360 | $48,100 | $76,950 |
| 7 | $50,040 | $51,400 | $82,250 |
| 8 | $54,750 | $54,750 | $87,550 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 37178 | Wider area |
|---|---|---|
| Studio | $740 | $761 |
| 1 bedroom | $810 | $787 |
| 2 bedrooms | $1,010 | $995 |
| 3 bedrooms | $1,370 | $1,363 |
| 4 bedrooms | $1,650 | $1,636 |
Wider area = Houston County, TN. Two-bedroom fair market rents in 4 nearby ZIPs range from $1,010 (37058) to $1,220 (37050).
Census figures for 37178 (2020–2024 average): median rent $1,042. Median household income $72,692. 7% of homes are rented. 35% of renters pay 30% or more of their income on rent, and 35% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 37178's fair market rent.
Estimate your Section 8 rent share for 37178Frequently Asked Questions
Is there Section 8 housing in Tennessee Ridge, TN 37178?
Yes — this directory lists income-restricted buildings in Tennessee Ridge, TN 37178, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Tennessee Ridge, TN 37178 have openings?
These lists for Tennessee Ridge, TN 37178 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Tennessee Ridge, TN 37178?
Use the phone number on each building card in Tennessee Ridge, TN 37178. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Tennessee Ridge, TN 37178?
In Tennessee Ridge, TN 37178, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 37178?
No income-restricted buildings are listed in ZIP 37178 right now. 5 nearby buildings are shown on this page. Call to confirm openings.
Is there affordable housing near 37178?
Yes — this page also lists 5 income-restricted buildings in ZIP codes near Tennessee Ridge, TN 37178 (within about 10 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Tennessee Ridge, TN 37178?
Most income-restricted buildings in Tennessee Ridge, TN 37178 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $29,050, and $41,450 for a 4-person household. Public housing can go up to 80% ($46,450 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Tennessee Ridge, TN 37178?
For many programs in Tennessee Ridge, TN 37178, the 2026 HUD very low-income (50%) limit is $29,050 a year for 1 person and $41,450 for 4 people. The low-income (80%) limit is $46,450 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Tennessee Ridge, TN 37178?
There is no single waiting list for Tennessee Ridge, TN 37178. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Tennessee Ridge, TN 37178?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Tennessee Ridge, TN 37178?
In public housing and most Section 8 in Tennessee Ridge, TN 37178, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Tennessee Ridge, TN 37178 is $1,010 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Tennessee Ridge, TN 37178?
A Housing Choice Voucher is not automatically accepted at every building in Tennessee Ridge, TN 37178. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Tennessee Ridge, TN 37178?
This page may still list buildings in Tennessee Ridge, TN 37178 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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