Affordable & Low-Income Housing in Cottondale, AL 35453
No income-restricted buildings are listed in 35453 — here are the closest ones.
No income-restricted buildings are listed in Cottondale, AL 35453. 18 income-restricted buildings are listed nearby (within about 10 miles). These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 35453
Crescent East
4921 2nd St E, Tuscaloosa, AL 35404
6.7 mi away
182 units · 1–3 BR
- Apply through Ha Tuscaloosa
- Residents waited about 14 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
Jackson II Apartments
3831 26th Ave E., Tuscaloosa, AL 35405
7.6 mi away
90 units · 28 income-restricted · 2–3 BR
- Apply through Ha Tuscaloosa
- Residents waited about 1 month to move in (HUD, Oct 2026)
Chateau Apts
3202 University Blvd E, Tuscaloosa, AL 35404
7.7 mi away
30 units · 1–2 BR
- Affordability period may have ended — call to confirm
Chastain Manor
381 34th Ave E, Tuscaloosa, AL 35404
7.7 mi away
56 units · 1–2 BR · People with disabilities
Pine Cone Apartments
2101 44th St E Apt 21, Tuscaloosa, AL 35405
7.9 mi away
48 units · 1–2 BR · People with disabilities
- Apply through Ha Tuscaloosa
- Several buildings — call for addresses
- Most residents are 62 or older
Brownstone #2
4 Juanita Dr, Tuscaloosa, AL 35404
8 mi away
7 units · 2 BR
- Affordability period may have ended — call to confirm
McConnell Hills
4620 18th Ave E, Tuscaloosa, AL 35405
8.1 mi away
100 units · 1–4+ BR · People with disabilities
Forrester Gardens
1350 37th St E, Tuscaloosa, AL 35405
8.3 mi away
152 units · 82 income-restricted · 2–3 BR
Forrester Gardens
1350 James I Harrison Jr Pkwy E, Tuscaloosa, AL 35405
8.4 mi away
152 units · 145 income-restricted · 2–3 BR
Somerville Apartments fka Rosa Gardens
5701 McFarland Boulevard East, Tuscaloosa, AL 35405
8.7 mi away
50 units · 2 BR
Hallmark Garden Parkway
815 Garden Pkwy, Tuscaloosa, AL 35405
8.9 mi away
92 units · 1–3 BR · People with disabilities
Tuscaloosa South
245 37th St E, Tuscaloosa, AL 35405
9.3 mi away
22 units · 2 BR
- Affordability period may have ended — call to confirm
Branscomb
565 61st St Apt A, Tuscaloosa, AL 35405
9.8 mi away
96 units · 2–3 BR
- Apply through Ha Tuscaloosa
- Residents waited about 11 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
Winding Creek Apts
6802 Old Greensboro Rd, Tuscaloosa, AL 35405
10.1 mi away
80 units · 1–3 BR
- Affordability period may have ended — call to confirm
Chestnut Trace
9801 Old Greensboro Rd, Tuscaloosa, AL 35405
11.1 mi away
212 units · 2–3 BR · People with disabilities
No nearby buildings match this filter.
Rents and income limits in 35453
- Fair market rent, 2 bedrooms
- $1,100/mo
- Income needed to pay it at 30% of income
- $44,000/yr
- Renters in 35453 paying 30% or more of income on rent
- 42%
Income limits (2026)
Tuscaloosa, AL area · median family income $93,000. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $19,550 | $32,550 | $52,100 |
| 2 | $22,350 | $37,200 | $59,550 |
| 3 | $27,320 | $41,850 | $67,000 |
| 4 | $33,000 | $46,500 | $74,400 |
| 5 | $38,680 | $50,250 | $80,400 |
| 6 | $44,360 | $53,950 | $86,350 |
| 7 | $50,040 | $57,700 | $92,300 |
| 8 | $55,720 | $61,400 | $98,250 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 35453 | Wider area |
|---|---|---|
| Studio | $920 | $970 |
| 1 bedroom | $920 | $975 |
| 2 bedrooms | $1,100 | $1,165 |
| 3 bedrooms | $1,390 | $1,470 |
| 4 bedrooms | $1,450 | $1,531 |
Wider area = Tuscaloosa, AL. Two-bedroom fair market rents in 4 nearby ZIPs range from $1,090 (35490) to $1,280 (35405).
Census figures for 35453 (2020–2024 average): median rent $1,003. Median household income $68,533. 13% of homes are rented. 42% of renters pay 30% or more of their income on rent, and 13% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 35453's fair market rent.
Estimate your Section 8 rent share for 35453Frequently Asked Questions
Is there Section 8 housing in Cottondale, AL 35453?
Yes — this directory lists income-restricted buildings in Cottondale, AL 35453, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Cottondale, AL 35453 have openings?
These lists for Cottondale, AL 35453 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Cottondale, AL 35453?
Use the phone number on each building card in Cottondale, AL 35453. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Cottondale, AL 35453?
In Cottondale, AL 35453, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 35453?
No income-restricted buildings are listed in ZIP 35453 right now. 18 nearby buildings are shown on this page. Call to confirm openings.
Is there affordable housing near 35453?
Yes — this page also lists 18 income-restricted buildings in ZIP codes near Cottondale, AL 35453 (within about 10 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Cottondale, AL 35453?
Most income-restricted buildings in Cottondale, AL 35453 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $32,550, and $46,500 for a 4-person household. Public housing can go up to 80% ($52,100 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Cottondale, AL 35453?
For many programs in Cottondale, AL 35453, the 2026 HUD very low-income (50%) limit is $32,550 a year for 1 person and $46,500 for 4 people. The low-income (80%) limit is $52,100 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Cottondale, AL 35453?
There is no single waiting list for Cottondale, AL 35453. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Cottondale, AL 35453?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Cottondale, AL 35453?
In public housing and most Section 8 in Cottondale, AL 35453, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Cottondale, AL 35453 is $1,100 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Cottondale, AL 35453?
A Housing Choice Voucher is not automatically accepted at every building in Cottondale, AL 35453. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Cottondale, AL 35453?
This page may still list buildings in Cottondale, AL 35453 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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