Affordable & Low-Income Housing in Cape Coral, FL 33909
2 affordable buildings in 33909 · 27 more within 10 mi
Cape Coral, FL 33909 has 2 income-restricted buildings: 2 tax credit and 1 senior. 27 more are listed within 10 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 33909
No buildings in 33909 match this filter.
Nearby
The 20 closest of 27 in nearby ZIPs. Pick a ZIP below to see all of them.
Pine Echo
9872 Poplar Grove Ln, N Fort Myers, FL 33903
4.5 mi away
92 units · 1–3 BR
- Apply through Lee County Housing Authority
Barrett Park
9251 Westcreek Cir, N Fort Myers, FL 33903
4.7 mi away
50 units · 3 BR
- Apply through Lee County Housing Authority
Jean Devereaux Apartments
431 Monterey Street North, Ft Myers, FL 33903
4.8 mi away
14 units · 1–2 BR · People with disabilities
Hatton B. Rogers Apartments
4250 Hatton Rogers Ln, North Fort Myers, FL 33903
5.3 mi away
54 units · 1 BR
Park Villas
4200 Hatton Rogers Lane, North Fort Myers, FL 33903
5.4 mi away
16 units · 15 income-restricted · 1–2 BR · People with disabilities
Pines Apartment
4029 Pines Way, North Fort Myers, FL 33917
5.6 mi away
14 units · 1–2 BR · People with disabilities
Palm Harbor Apartments
1081 Palm Ave, North Fort Myers, FL 33903
6.1 mi away
81 units · 80 income-restricted · Studio–1 BR
Royal Palm Gardens
2909 Blount St, Fort Myers, FL 33916
8.7 mi away
80 units · 75 income-restricted · 1–3 BR
Avalon Apts
2452 Stella St, Fort Myers, FL 33901
9 mi away
14 units
- Affordability period may have ended — call to confirm
East Pointe Place
3501 Dale St, Fort Myers, FL 33916
9.3 mi away
86 units · 1–3 BR
- Apply through Housing Authority of the City of Fort Myers
Broadway Place
2129 Earl Rd, Fort Myers, FL 33901
9.5 mi away
12 units · 1–2 BR · People with disabilities
Renaussance Preserve Family - Phase II
4210 Romeo Ln Apt 101, Fort Myers, FL 33916
9.6 mi away
96 units · 1–4+ BR
- Apply through Housing Authority of the City of Fort Myers
- Residents waited about 4 months to move in (HUD, Oct 2026)
Renaissance Preserve Family - Phase III
4210 Capulet Ln Apt 101, Fort Myers, FL 33916
9.7 mi away
66 units · 1–3 BR
- Apply through Housing Authority of the City of Fort Myers
- Residents waited about 12 months to move in (HUD, Oct 2026)
Sandpiper Run
2075 Collier Ave, Fort Myers, FL 33901
9.7 mi away
119 units · 59 income-restricted · 1 BR
Renaissance Preserve - Senior
4221 Othello Ln, Ft Myers, FL 33916
9.8 mi away
120 units · 1–2 BR
- Apply through Housing Authority of the City of Fort Myers
- Residents waited about 7 months to move in (HUD, Oct 2026)
- Most residents are 62 or older
Phase IV-B
4231 Machiavelli Ln Apt 101, Fort Myers, FL 33916
9.9 mi away
50 units · 1–3 BR
- Apply through Housing Authority of the City of Fort Myers
- Residents waited about 4 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
Phase IV - A
4236 Capulet Ln Apt 101, Fort Myers, FL 33916
9.9 mi away
16 units · 2–3 BR
- Apply through Housing Authority of the City of Fort Myers
- Residents waited about 13 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
No nearby buildings match this filter.
Rents and income limits in 33909
- Fair market rent, 2 bedrooms
- $2,040/mo
- Income needed to pay it at 30% of income
- $81,600/yr
- Renters in 33909 paying 30% or more of income on rent
- 72%
Income limits (2026)
Cape Coral-Fort Myers, FL area · median family income $105,700. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $23,600 | $39,300 | $62,950 |
| 2 | $27,000 | $44,950 | $71,900 |
| 3 | $30,350 | $50,500 | $80,950 |
| 4 | $33,700 | $56,200 | $89,900 |
| 5 | $38,680 | $60,700 | $97,100 |
| 6 | $44,360 | $65,200 | $104,300 |
| 7 | $50,040 | $69,700 | $111,500 |
| 8 | $55,720 | $74,200 | $118,700 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 33909 | Wider area |
|---|---|---|
| Studio | $1,730 | $1,555 |
| 1 bedroom | $1,740 | $1,564 |
| 2 bedrooms | $2,040 | $1,835 |
| 3 bedrooms | $2,640 | $2,373 |
| 4 bedrooms | $2,910 | $2,615 |
Wider area = Cape Coral-Fort Myers, FL. Two-bedroom fair market rents in 8 nearby ZIPs range from $1,770 (33903) to $2,340 (33993).
Census figures for 33909 (2020–2024 average): median rent $1,902. Median household income $73,053. 30% of homes are rented. 72% of renters pay 30% or more of their income on rent, and 42% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 33909's fair market rent.
Estimate your Section 8 rent share for 33909Frequently Asked Questions
Is there Section 8 housing in Cape Coral, FL 33909?
Yes — this directory lists income-restricted buildings in Cape Coral, FL 33909, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Cape Coral, FL 33909 have openings?
These lists for Cape Coral, FL 33909 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Cape Coral, FL 33909?
Use the phone number on each building card in Cape Coral, FL 33909. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Cape Coral, FL 33909?
In Cape Coral, FL 33909, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 33909?
This directory lists 2 income-restricted buildings in Cape Coral, FL 33909. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 33909?
Yes — this page also lists 27 income-restricted buildings in ZIP codes near Cape Coral, FL 33909 (within about 10 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Cape Coral, FL 33909?
Most income-restricted buildings in Cape Coral, FL 33909 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $39,300, and $56,200 for a 4-person household. Public housing can go up to 80% ($62,950 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Cape Coral, FL 33909?
For many programs in Cape Coral, FL 33909, the 2026 HUD very low-income (50%) limit is $39,300 a year for 1 person and $56,200 for 4 people. The low-income (80%) limit is $62,950 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Cape Coral, FL 33909?
There is no single waiting list for Cape Coral, FL 33909. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Cape Coral, FL 33909?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists tax-credit apartments in Cape Coral, FL 33909. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Cape Coral, FL 33909?
In public housing and most Section 8 in Cape Coral, FL 33909, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Cape Coral, FL 33909 is $2,040 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Cape Coral, FL 33909?
A Housing Choice Voucher is not automatically accepted at every building in Cape Coral, FL 33909. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Cape Coral, FL 33909?
Yes — this directory flags senior (often 62+) buildings in Cape Coral, FL 33909. Use the Seniors filter on the list. Age rules vary; call to confirm.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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