Affordable & Low-Income Housing in Live Oak, FL 32060
1 affordable building in 32060 · 7 more within 15 mi
Live Oak, FL 32060 has 1 income-restricted building: 1 tax credit, 1 senior, and 1 usda rural. 7 more are listed within 15 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 32060
Meadows Apts
1600 SE Helvenston St, Live Oak, FL 32060
87 units · 1–3 BR
- 7 vacant units reported (Oct 2026) — call to confirm
No buildings in 32060 match this filter.
Nearby
Village Oaks Apartments
201 NORTHWEST DRIVE bldg 200, Live Oak, FL 32064
2.4 mi away
32 units · 1–4+ BR
- 1 vacant unit reported (Oct 2026) — call to confirm
McMullen Heights
604 Webb Dr NE, Live Oak, FL 32064
4.3 mi away
104 units · 1–3 BR
- Apply through Housing Authority of the City of Live Oak
- Residents waited about 8 months to move in (HUD, Oct 2026)
Dowling House
23740 Park Center Dr., Live Oak, FL 32064
12.5 mi away
79 units · 31 income-restricted · Studio–1 BR · People with disabilities
Carter House
23760 Park Center Dr, Live Oak, FL 32064
12.5 mi away
100 units · 99 income-restricted · 1–2 BR · People with disabilities
No nearby buildings match this filter.
Rents and income limits in 32060
- Fair market rent, 2 bedrooms
- $1,000/mo
- Income needed to pay it at 30% of income
- $40,000/yr
- Renters in 32060 paying 30% or more of income on rent
- 28%
Income limits (2026)
Suwannee County, FL area · median family income $68,100. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $16,450 | $27,400 | $43,850 |
| 2 | $21,640 | $31,350 | $50,100 |
| 3 | $27,320 | $35,250 | $56,350 |
| 4 | $33,000 | $39,150 | $62,600 |
| 5 | $38,680 | $42,250 | $67,650 |
| 6 | $44,360 | $45,400 | $72,650 |
| 7 | $48,550 | $48,550 | $77,650 |
| 8 | $51,700 | $51,700 | $82,650 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 32060 | Wider area |
|---|---|---|
| Studio | $880 | $871 |
| 1 bedroom | $920 | $912 |
| 2 bedrooms | $1,000 | $999 |
| 3 bedrooms | $1,340 | $1,336 |
| 4 bedrooms | $1,420 | $1,416 |
Wider area = Suwannee County, FL. Two-bedroom fair market rents in 4 nearby ZIPs range from $980 (32059) to $1,190 (32094).
Census figures for 32060 (2020–2024 average): median rent $846. Median household income $57,510. 19% of homes are rented. 28% of renters pay 30% or more of their income on rent, and 13% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 32060's fair market rent.
Estimate your Section 8 rent share for 32060Frequently Asked Questions
Is there Section 8 housing in Live Oak, FL 32060?
Yes — this directory lists income-restricted buildings in Live Oak, FL 32060, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Live Oak, FL 32060 have openings?
These lists for Live Oak, FL 32060 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Live Oak, FL 32060?
Use the phone number on each building card in Live Oak, FL 32060. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Live Oak, FL 32060?
In Live Oak, FL 32060, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 32060?
This directory lists 1 income-restricted building in Live Oak, FL 32060. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 32060?
Yes — this page also lists 7 income-restricted buildings in ZIP codes near Live Oak, FL 32060 (within about 15 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Live Oak, FL 32060?
Most income-restricted buildings in Live Oak, FL 32060 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $27,400, and $39,150 for a 4-person household. Public housing can go up to 80% ($43,850 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Live Oak, FL 32060?
For many programs in Live Oak, FL 32060, the 2026 HUD very low-income (50%) limit is $27,400 a year for 1 person and $39,150 for 4 people. The low-income (80%) limit is $43,850 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Live Oak, FL 32060?
There is no single waiting list for Live Oak, FL 32060. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Live Oak, FL 32060?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists tax-credit apartments in Live Oak, FL 32060. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Live Oak, FL 32060?
In public housing and most Section 8 in Live Oak, FL 32060, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Live Oak, FL 32060 is $1,000 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Live Oak, FL 32060?
A Housing Choice Voucher is not automatically accepted at every building in Live Oak, FL 32060. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Live Oak, FL 32060?
Yes — this directory flags senior (often 62+) buildings in Live Oak, FL 32060. Use the Seniors filter on the list. Age rules vary; call to confirm.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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