Affordable & Low-Income Housing in Earl, NC 28038
1 affordable building in 28038 · 41 more within 10 mi
Earl, NC 28038 has 1 income-restricted building: 1 tax credit. 41 more are listed within 10 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 28038
No buildings in 28038 match this filter.
Nearby
The 20 closest of 41 in nearby ZIPs. Pick a ZIP below to see all of them.
Clr Apts
2045 Green Oak Dr, Shelby, NC 28152
3.7 mi away
1 unit
- Affordability period may have ended — call to confirm
Clr Apts
117 Byrd Dr, Shelby, NC 28152
3.9 mi away
1 unit
- Affordability period may have ended — call to confirm
Clr Apts
1609 Eaves Rd, Shelby, NC 28152
4.7 mi away
1 unit
- Affordability period may have ended — call to confirm
Laurel Hill Apartments aka Darwood North, LLC
1526 Eaves Rd, Shelby, NC 28152
4.9 mi away
100 units · 1–3 BR
Blacksburg Terrace
208 W. Carolina St., Blacksburg, SC 29702
5.3 mi away
32 units · 1 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Mulberry Ridge Apts
200 West Carolina, Blacksburg, SC 29702
5.3 mi away
24 units · 1–2 BR
- 2 vacant units reported (Oct 2026) — call to confirm
Bridges St Apts
1116 Bridges St, Shelby, NC 28152
5.3 mi away
2 units · 3 BR
- Affordability period may have ended — call to confirm
Cambridge Commons
120 Textile Street 1012 S Washington Street, Shelby, NC 28152
5.5 mi away
80 units
- Affordability period may have ended — call to confirm
Residence
219 W Shannonhouse St, Shelby, NC 28152
5.5 mi away
1 unit
- Affordability period may have ended — call to confirm
Green Oaks Apts
100 Persimmon Dr, Grover, NC 28073
5.5 mi away
24 units · 1–2 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Residence
212 W Shannonhouse St, Shelby, NC 28152
5.6 mi away
1 unit
- Affordability period may have ended — call to confirm
Residence
222 Putnam St, Shelby, NC 28152
5.6 mi away
1 unit
- Affordability period may have ended — call to confirm
Charles Place
715 Dellinger Rd, Shelby, NC 28152
5.6 mi away
40 units · 1 BR
- Affordability period may have ended — call to confirm
Chestnut Hills Apartments
206 Clairborne Street, Blacksburg, SC 29702
5.6 mi away
40 units · 2–3 BR
- 5 vacant units reported (Oct 2026) — call to confirm
CAC OF Cleveland County #2
831 Charles Road, Shelby, NC 28152
5.6 mi away
10 units · 1 BR · People with disabilities
Clr Apts
1007 Wilmouth St, Shelby, NC 28152
5.7 mi away
1 unit
- Affordability period may have ended — call to confirm
College St Apts
200 Fridy St, Blacksburg, SC 29702
5.7 mi away
224 units · 1–3 BR
- Apply through Sc Regional Housing Authority No 1
- Residents waited about 14 months to move in (HUD, Oct 2026)
No nearby buildings match this filter.
Rents and income limits in 28038
- Fair market rent, 2 bedrooms
- $1,010/mo
- Income needed to pay it at 30% of income
- $40,400/yr
Income limits (2026)
Cleveland County, NC area · median family income $82,800. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $17,400 | $29,000 | $46,400 |
| 2 | $21,640 | $33,150 | $53,000 |
| 3 | $27,320 | $37,300 | $59,650 |
| 4 | $33,000 | $41,400 | $66,250 |
| 5 | $38,680 | $44,750 | $71,550 |
| 6 | $44,360 | $48,050 | $76,850 |
| 7 | $50,040 | $51,350 | $82,150 |
| 8 | $54,650 | $54,650 | $87,450 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 28038 | Wider area |
|---|---|---|
| Studio | $850 | $854 |
| 1 bedroom | $860 | $859 |
| 2 bedrooms | $1,010 | $1,014 |
| 3 bedrooms | $1,400 | $1,404 |
| 4 bedrooms | $1,420 | $1,424 |
Wider area = Cleveland County, NC. Two-bedroom fair market rents in 5 nearby ZIPs range from $1,010 (29702) to $1,050 (28086).
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures). Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 28038's fair market rent.
Estimate your Section 8 rent share for 28038Frequently Asked Questions
Is there Section 8 housing in Earl, NC 28038?
Yes — this directory lists income-restricted buildings in Earl, NC 28038, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Earl, NC 28038 have openings?
These lists for Earl, NC 28038 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Earl, NC 28038?
Use the phone number on each building card in Earl, NC 28038. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Earl, NC 28038?
In Earl, NC 28038, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 28038?
This directory lists 1 income-restricted building in Earl, NC 28038. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 28038?
Yes — this page also lists 41 income-restricted buildings in ZIP codes near Earl, NC 28038 (within about 10 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Earl, NC 28038?
Most income-restricted buildings in Earl, NC 28038 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $29,000, and $41,400 for a 4-person household. Public housing can go up to 80% ($46,400 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Earl, NC 28038?
For many programs in Earl, NC 28038, the 2026 HUD very low-income (50%) limit is $29,000 a year for 1 person and $41,400 for 4 people. The low-income (80%) limit is $46,400 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Earl, NC 28038?
There is no single waiting list for Earl, NC 28038. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Earl, NC 28038?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists tax-credit apartments in Earl, NC 28038. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Earl, NC 28038?
In public housing and most Section 8 in Earl, NC 28038, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Earl, NC 28038 is $1,010 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Earl, NC 28038?
A Housing Choice Voucher is not automatically accepted at every building in Earl, NC 28038. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Earl, NC 28038?
This page may still list buildings in Earl, NC 28038 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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