CAC OF Cleveland County #2 — Income-Restricted Housing in Shelby, NC 28152
831 Charles Road, Shelby, NC 28152
10 units · 1 BR · People with disabilities
Leasing office: (704) 482-3370Directions
How to apply
- Call the leasing office at (704) 482-3370 to ask about applying, vacancies, and waiting lists.
- These records do not show openings — call to confirm vacancies and waiting lists.
At this building
- Opened
- 2002
- Bedrooms
- 10 1 bedroom
- HUD inspection
- HUD inspection score: 98/100 (Mar 2025) HUD inspects subsidized buildings on a 0–100 scale. This is a snapshot, not a pass/fail grade.
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Nearby income-restricted buildings
Charles Place
715 Dellinger Rd, Shelby, NC 28152
0.1 mi away
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- Affordability period may have ended — call to confirm
Arc/Hds Cleveland Co Gh
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0.4 mi away
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Clr Apts
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0.9 mi away
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- Affordability period may have ended — call to confirm
Residence
219 W Shannonhouse St, Shelby, NC 28152
0.9 mi away
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- Affordability period may have ended — call to confirm
Residence
212 W Shannonhouse St, Shelby, NC 28152
1 mi away
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- Affordability period may have ended — call to confirm
Residence
222 Putnam St, Shelby, NC 28152
1 mi away
1 unit
- Affordability period may have ended — call to confirm
Residence
223 Broad St, Shelby, NC 28152
1 mi away
2 units
- Affordability period may have ended — call to confirm
Rents and income limits in 28152
- Fair market rent, 2 bedrooms
- $1,040/mo
- Income needed to pay it at 30% of income
- $41,600/yr
- Renters in 28152 paying 30% or more of income on rent
- 50%
Income limits (2026)
Cleveland County, NC area · median family income $82,800. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $17,400 | $29,000 | $46,400 |
| 2 | $21,640 | $33,150 | $53,000 |
| 3 | $27,320 | $37,300 | $59,650 |
| 4 | $33,000 | $41,400 | $66,250 |
| 5 | $38,680 | $44,750 | $71,550 |
| 6 | $44,360 | $48,050 | $76,850 |
| 7 | $50,040 | $51,350 | $82,150 |
| 8 | $54,650 | $54,650 | $87,450 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 28152 | Wider area |
|---|---|---|
| Studio | $880 | $854 |
| 1 bedroom | $880 | $859 |
| 2 bedrooms | $1,040 | $1,014 |
| 3 bedrooms | $1,440 | $1,404 |
| 4 bedrooms | $1,460 | $1,424 |
Wider area = Cleveland County, NC. Two-bedroom fair market rents in 5 nearby ZIPs range from $1,010 (28114) to $1,040 (28150).
Census figures for 28152 (2020–2024 average): median rent $973. Median household income $57,806. 34% of homes are rented. 50% of renters pay 30% or more of their income on rent, and 26% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 28152's fair market rent.
Estimate your Section 8 rent share for 28152Frequently Asked Questions
How do I apply to CAC OF Cleveland County #2?
Call (704) 482-3370 and ask about applying, vacancies, and waiting lists at CAC OF Cleveland County #2 in Shelby, NC 28152. These records do not show openings.
Is CAC OF Cleveland County #2 Section 8 housing?
CAC OF Cleveland County #2 is listed with a HUD-assisted or project-based Section 8 contract. The subsidy stays with the apartment. A Housing Choice Voucher is different — you apply with the housing authority. Confirm the program when you call.
How many units are at CAC OF Cleveland County #2?
Public records list 10 units at CAC OF Cleveland County #2 in Shelby, NC 28152. That is a building size, not a count of open apartments.
Are there other affordable apartments near CAC OF Cleveland County #2?
Yes — this page lists other income-restricted buildings in 28152 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.
People Also Ask
How do I get into CAC OF Cleveland County #2?
Call the number on this page and ask about the waiting list or how to apply at CAC OF Cleveland County #2 in Shelby, NC 28152. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.
How do I qualify for affordable housing in Shelby, NC 28152?
Most income-restricted buildings in Shelby, NC 28152 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $29,000, and $41,400 for a 4-person household. Public housing can go up to 80% ($46,400 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Shelby, NC 28152?
For many programs in Shelby, NC 28152, the 2026 HUD very low-income (50%) limit is $29,000 a year for 1 person and $41,400 for 4 people. The low-income (80%) limit is $46,400 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How much rent do you pay for low-income housing in Shelby, NC 28152?
In public housing and most Section 8 in Shelby, NC 28152, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Shelby, NC 28152 is $1,040 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Does CAC OF Cleveland County #2 take Section 8 vouchers?
CAC OF Cleveland County #2 is listed with project-based Section 8 or HUD assistance — the subsidy is on the unit, so you usually apply at the building rather than bringing a tenant voucher. Ask when you call whether they also accept Housing Choice Vouchers.
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction. To add a different building, use the suggestion rubric.