Affordable & Low-Income Housing in Elkton, MD 21921
20 affordable buildings in 21921 · 33 more within 10 mi
Elkton, MD 21921 has 20 income-restricted buildings: 15 tax credit, 1 public housing, 3 Section 8, 4 senior, and 2 usda rural. 33 more are listed within 10 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 21921
Willows at Windsor Village
150 E Main St, Elkton, MD 21921
100 units · 75 income-restricted · Studio–4+ BR · People with disabilities
Rudy Park (aka Sheffield)
103 Rudy Park Dr, Elkton, MD 21921
50 units
- Apply through Elkton Housing Authority
Five Rivers Homes
216 East Main Street, Elkton, MD 21921
8 units · Studio–1 BR · People with disabilities
Willows at Windsor Village and Birchwood
300-352 Friendship Road and, Elkton, MD 21921
100 units · Studio–4+ BR · People with disabilities
Gardens at Chesapeake
1000 Abbott Dr, Elkton, MD 21921
98 units · 1–2 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Willows at Rudy Park
100 - 315 Rudy Park, Elkton, MD 21921
68 units · 61 income-restricted · 1–3 BR · People with disabilities
Springford Gardens
1 Whitehall Circle Road, Elkton, MD 21921
38 units · 1–3 BR
- 2 vacant units reported (Oct 2026) — call to confirm
Elk Chase II
Elk Chase Dr, Elkton, MD 21921
66 units · 1–3 BR
- Affordability period may have ended — call to confirm
Elk Chase I
1 Elk Chase Dr, Elkton, MD 21921
60 units · 2–3 BR
- Affordability period may have ended — call to confirm
Springford Gardens
Route 213 & Whitehall Rd, Elkton, MD 21921
38 units · 1–3 BR
- Affordability period may have ended — call to confirm
Foxridge Manor I
100 Abbott Dr, Elkton, MD 21921
35 units · 34 income-restricted
- Affordability period may have ended — call to confirm
Foxridge Manor II
600 Abbott Dr, Elkton, MD 21921
24 units
- Affordability period may have ended — call to confirm
No buildings in 21921 match this filter.
Nearby
The 20 closest of 33 in nearby ZIPs. Pick a ZIP below to see all of them.
Cedar Hill Apts. [aka] North Bay Apts
29 43 Cedar Hill Cir Odd, North East, MD 21901
4.6 mi away
76 units
Cedar Hill Apartments
13-27 Cedar Hill Cir, North East, MD 21901
4.6 mi away
77 units · 76 income-restricted · 2–4+ BR
Elk River Manor
301 Elk River Manor Dr, North East, MD 21901
4.8 mi away
80 units · 1–2 BR
- 6 vacant units reported (Oct 2026) — call to confirm
Elk River Manor III
800 River Manor Dr, North East, MD 21901
6.5 mi away
24 units · 23 income-restricted
- Affordability period may have ended — call to confirm
AMC HSG aka WOODMONT GARDEN APTS.
19 Country Club DR, Newark, DE 19711
6.8 mi away
16 units · 15 income-restricted · Studio–2 BR · People with disabilities
Canal Town Village
463 Hemphill St, Chesapeake City, MD 21915
6.9 mi away
30 units · 1 BR
- Affordability period may have ended — call to confirm
Canal Town Village
100 Grayson Avenue, Chesapeake City, MD 21915
7.2 mi away
30 units · 1 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
No nearby buildings match this filter.
Rents and income limits in 21921
- Fair market rent, 2 bedrooms
- $1,820/mo
- Income needed to pay it at 30% of income
- $72,800/yr
- Renters in 21921 paying 30% or more of income on rent
- 59%
Income limits (2026)
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area · median family income $122,700. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $25,800 | $42,950 | $68,750 |
| 2 | $29,450 | $49,100 | $78,550 |
| 3 | $33,150 | $55,250 | $88,350 |
| 4 | $36,800 | $61,350 | $98,150 |
| 5 | $39,750 | $66,300 | $106,050 |
| 6 | $44,360 | $71,200 | $113,900 |
| 7 | $50,040 | $76,100 | $121,750 |
| 8 | $55,720 | $81,000 | $129,600 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 21921 | Wider area |
|---|---|---|
| Studio | $1,410 | $1,438 |
| 1 bedroom | $1,520 | $1,558 |
| 2 bedrooms | $1,820 | $1,860 |
| 3 bedrooms | $2,170 | $2,216 |
| 4 bedrooms | $2,390 | $2,445 |
Wider area = Philadelphia-Camden-Wilmington, PA-NJ-DE-MD. Two-bedroom fair market rents in 11 nearby ZIPs range from $1,230 (21915) to $2,270 (19701).
Census figures for 21921 (2020–2024 average): median rent $1,421. Median household income $85,775. 30% of homes are rented. 59% of renters pay 30% or more of their income on rent, and 29% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 21921's fair market rent.
Estimate your Section 8 rent share for 21921Frequently Asked Questions
Is there Section 8 housing in Elkton, MD 21921?
Yes — this directory lists income-restricted buildings in Elkton, MD 21921, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Elkton, MD 21921 have openings?
These lists for Elkton, MD 21921 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Elkton, MD 21921?
Use the phone number on each building card in Elkton, MD 21921. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Elkton, MD 21921?
In Elkton, MD 21921, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 21921?
This directory lists 20 income-restricted buildings in Elkton, MD 21921. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 21921?
Yes — this page also lists 33 income-restricted buildings in ZIP codes near Elkton, MD 21921 (within about 10 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Elkton, MD 21921?
Most income-restricted buildings in Elkton, MD 21921 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $42,950, and $61,350 for a 4-person household. Public housing can go up to 80% ($68,750 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Elkton, MD 21921?
For many programs in Elkton, MD 21921, the 2026 HUD very low-income (50%) limit is $42,950 a year for 1 person and $61,350 for 4 people. The low-income (80%) limit is $68,750 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Elkton, MD 21921?
There is no single waiting list for Elkton, MD 21921. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Elkton, MD 21921?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists public housing, project-based Section 8, tax-credit apartments in Elkton, MD 21921. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Elkton, MD 21921?
In public housing and most Section 8 in Elkton, MD 21921, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Elkton, MD 21921 is $1,820 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Elkton, MD 21921?
A Housing Choice Voucher is not automatically accepted at every building in Elkton, MD 21921. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Elkton, MD 21921?
Yes — this directory flags senior (often 62+) buildings in Elkton, MD 21921. Use the Seniors filter on the list. Age rules vary; call to confirm.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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