Affordable & Low-Income Housing in Albany, NY 12207
7 affordable buildings in 12207 · 53 more within 6 mi
Albany, NY 12207 has 7 income-restricted buildings: 3 tax credit, 2 public housing, 2 Section 8, and 1 senior. 53 more are listed within 6 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 12207
Skyline Garden Apartments
123 Livingston Ave, Albany, NY 12207
189 units · 131 income-restricted · 1–3 BR
Ida Yarbrough Phase II
69 Tyler Trice Ter, Albany, NY 12207
76 units · 8 income-restricted
- Apply through Albany Housing Authority
Ida Yarbrough Homes Redevelopment
800 Manning Blvd, Albany, NY 12207
61 units · 45 income-restricted · 2–3 BR
- Apply through Albany Housing Authority
- Residents waited about 70 months to move in (HUD, Oct 2026)
Clinton Avenue Historic
321 Clinton Avenue, Albany, NY 12207
210 units · 187 income-restricted · Studio–3 BR
No buildings in 12207 match this filter.
Nearby
The 20 closest of 53 in nearby ZIPs. Pick a ZIP below to see all of them.
Albany Housing Authority
252 North Pearl Street, Albany, NY 12202
0.3 mi away
384 units · 381 income-restricted · Studio–4+ BR
- Several buildings — call for addresses
Arbor Hill 3B
155 Clinton Ave, Albany, NY 12210
0.4 mi away
23 units · 1–4+ BR
- Apply through Albany Housing Authority
- Residents waited about 80 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
Arbor Hill Homes
100 1st St, Albany, NY 12210
0.5 mi away
54 units · 1–3 BR
- Apply through Albany Housing Authority
- Residents waited about 65 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
Idlewild Terrace
110 Second St, Albany, NY 12210
0.5 mi away
30 units · 1 BR · People with disabilities
Robert Whalen Homes
275 Colonie St, Albany, NY 12210
0.6 mi away
124 units · 1–3 BR
- Apply through Albany Housing Authority
- Residents waited about 69 months to move in (HUD, Oct 2026)
Ida Yarbrough Homes Redevelopment - Phase II
543-545 Lark Drive, Albany, NY 12210
0.6 mi away
76 units · 64 income-restricted · 1–4+ BR · People experiencing homelessness
- Several buildings — call for addresses
Sheridan Hollow Village 1
221 Sheridan Avenue, Albany, NY 12210
0.7 mi away
57 units · 47 income-restricted · 1–4+ BR · People with disabilities
287 Orange St
287 Orange St, Albany, NY 12210
0.7 mi away
2 units · 1–2 BR
- Affordability period may have ended — call to confirm
289 Orange St
289 Orange St, Albany, NY 12210
0.7 mi away
3 units · 1–3 BR
- Affordability period may have ended — call to confirm
Mayor Warden Apts
1511 1st St, Rensselaer, NY 12144
0.7 mi away
146 units · 1–3 BR
- Apply through Rensselaer Housing Authority
- Residents waited about 16 months to move in (HUD, Oct 2026)
Robinson Square Apts
325 Hamilton St, Albany, NY 12210
0.8 mi away
116 units · 115 income-restricted · Studio–4+ BR
Ida Yarbrough Homes Redevelopment
9 Harriet Myers Mews, Albany, NY 12209
0.9 mi away
61 units · 2–4+ BR · People with disabilities
- Several buildings — call for addresses
Capital Hill
41 Trinity Pl, Albany, NY 12202
0.9 mi away
1 unit · 1 BR
- Affordability period may have ended — call to confirm
Historic Pastures Mansions
68 Westerlo St, Albany, NY 12202
0.9 mi away
152 units · 150 income-restricted · 1–4+ BR
Capitol Hill Affordable Housing
45 Trinity Pl, Albany, NY 12202
0.9 mi away
3 units · 1–3 BR
- Affordability period may have ended — call to confirm
Townsend Park Homes
45 Central Ave, Albany, NY 12206
0.9 mi away
156 units · 1 BR
- Apply through Albany Housing Authority
- Residents waited about 61 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
No nearby buildings match this filter.
Rents and income limits in 12207
- Fair market rent, 2 bedrooms
- $1,970/mo
- Income needed to pay it at 30% of income
- $78,800/yr
- Renters in 12207 paying 30% or more of income on rent
- 48%
Income limits (2026)
Albany-Schenectady-Troy, NY area · median family income $123,100. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $25,900 | $43,100 | $68,950 |
| 2 | $29,600 | $49,250 | $78,800 |
| 3 | $33,300 | $55,400 | $88,650 |
| 4 | $36,950 | $61,550 | $98,500 |
| 5 | $39,950 | $66,500 | $106,400 |
| 6 | $44,360 | $71,400 | $114,300 |
| 7 | $50,040 | $76,350 | $122,150 |
| 8 | $55,720 | $81,250 | $130,050 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 12207 | Wider area |
|---|---|---|
| Studio | $1,420 | $1,238 |
| 1 bedroom | $1,640 | $1,425 |
| 2 bedrooms | $1,970 | $1,711 |
| 3 bedrooms | $2,350 | $2,039 |
| 4 bedrooms | $2,590 | $2,249 |
Wider area = Albany-Schenectady-Troy, NY. Two-bedroom fair market rents in 12 nearby ZIPs range from $1,540 (12202) to $2,570 (12222).
Census figures for 12207 (2020–2024 average): median rent $1,331. Median household income $58,998. 96% of homes are rented. 48% of renters pay 30% or more of their income on rent, and 14% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 12207's fair market rent.
Estimate your Section 8 rent share for 12207Frequently Asked Questions
Is there Section 8 housing in Albany, NY 12207?
Yes — this directory lists income-restricted buildings in Albany, NY 12207, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Albany, NY 12207 have openings?
These lists for Albany, NY 12207 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Albany, NY 12207?
Use the phone number on each building card in Albany, NY 12207. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Albany, NY 12207?
In Albany, NY 12207, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 12207?
This directory lists 7 income-restricted buildings in Albany, NY 12207. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 12207?
Yes — this page also lists 53 income-restricted buildings in ZIP codes near Albany, NY 12207 (within about 6 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Albany, NY 12207?
Most income-restricted buildings in Albany, NY 12207 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $43,100, and $61,550 for a 4-person household. Public housing can go up to 80% ($68,950 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Albany, NY 12207?
For many programs in Albany, NY 12207, the 2026 HUD very low-income (50%) limit is $43,100 a year for 1 person and $61,550 for 4 people. The low-income (80%) limit is $68,950 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Albany, NY 12207?
There is no single waiting list for Albany, NY 12207. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Albany, NY 12207?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists public housing, project-based Section 8, tax-credit apartments in Albany, NY 12207. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Albany, NY 12207?
In public housing and most Section 8 in Albany, NY 12207, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Albany, NY 12207 is $1,970 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Albany, NY 12207?
A Housing Choice Voucher is not automatically accepted at every building in Albany, NY 12207. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Albany, NY 12207?
Yes — this directory flags senior (often 62+) buildings in Albany, NY 12207. Use the Seniors filter on the list. Age rules vary; call to confirm.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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