Affordable & Low-Income Housing in Rensselaer, NY 12144
6 affordable buildings in 12144 · 54 more within 6 mi
Rensselaer, NY 12144 has 6 income-restricted buildings: 3 tax credit, 1 public housing, 4 Section 8, and 4 senior. 54 more are listed within 6 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 12144
Mayor Warden Apts
1511 1st St, Rensselaer, NY 12144
146 units · 1–3 BR
- Apply through Rensselaer Housing Authority
- Residents waited about 16 months to move in (HUD, Oct 2026)
Branson Manor Senior Apartments
3 Grandview Dr, Rensselaer, NY 12144
50 units · 49 income-restricted · 1 BR · People with disabilities
Greenbush Village Apts.
25 Crotchet Mountain Way, Rensselaer, NY 12144
24 units · 1–2 BR · People with disabilities
St Anthony on-the-Hudson
1 St Anthony Ln, Rensselaer, NY 12144
63 units · 49 income-restricted · 1–2 BR
No buildings in 12144 match this filter.
Nearby
The 20 closest of 54 in nearby ZIPs. Pick a ZIP below to see all of them.
Historic Pastures Mansions
68 Westerlo St, Albany, NY 12202
2.2 mi away
152 units · 150 income-restricted · 1–4+ BR
Steamboat Square
298C S Pearl St, Albany, NY 12202
2.2 mi away
30 units · 2–3 BR
- Apply through Albany Housing Authority
South End Phase III
365 S Pearl St, Albany, NY 12202
2.2 mi away
56 units · 52 income-restricted · 1–4+ BR · People with disabilities
- Apply through Albany Housing Authority
- Residents waited about 78 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
Capitol Hill Affordable Housing
45 Trinity Pl, Albany, NY 12202
2.3 mi away
3 units · 1–3 BR
- Affordability period may have ended — call to confirm
Capital Hill
41 Trinity Pl, Albany, NY 12202
2.3 mi away
1 unit · 1 BR
- Affordability period may have ended — call to confirm
South Mall Towers
99 S Pearl St, Albany, NY 12207
2.3 mi away
348 units · 322 income-restricted · Studio–2 BR
Waldorf Residence
29 Maiden Ln, Albany, NY 12207
2.3 mi away
46 units · Studio · People experiencing homelessness
27 Catherine St
27 Catherine St, Albany, NY 12202
2.3 mi away
2 units · 2 BR
- Affordability period may have ended — call to confirm
Lincoln Park Homes
1 Lincoln Sq, Albany, NY 12202
2.4 mi away
196 units
- Apply through Albany Housing Authority
Barn Raisers Family Housing
87 Third Ave, Albany, NY 12202
2.4 mi away
8 units · 7 income-restricted · 1–3 BR
Ezra Prentice Homes Redevelopment LLC
625A S Pearl St, Albany, NY 12202
2.4 mi away
176 units · 1–3 BR
- Apply through Albany Housing Authority
- Residents waited about 92 months to move in (HUD, Oct 2026)
South Pearl Street Apts
646 S Pearl St, Albany, NY 12202
2.4 mi away
11 units · 10 income-restricted · 1–2 BR · People with disabilities
Nutgrove Garden Apartments
Albany, NY 12202
2.5 mi away
92 units · 56 income-restricted · 1–2 BR
- Apply through Albany Housing Authority
- Residents waited about 122 months to move in (HUD, Oct 2026)
Cohoes Falls Apartments
744 Broadway, Albany, NY 12207
2.5 mi away
66 units · 64 income-restricted · 1–3 BR
Albany Housing Authority
252 North Pearl Street, Albany, NY 12202
2.7 mi away
384 units · 381 income-restricted · Studio–4+ BR
- Several buildings — call for addresses
Ida Yarbrough Phase II
69 Tyler Trice Ter, Albany, NY 12207
2.8 mi away
76 units · 8 income-restricted
- Apply through Albany Housing Authority
No nearby buildings match this filter.
Rents and income limits in 12144
- Fair market rent, 2 bedrooms
- $1,970/mo
- Income needed to pay it at 30% of income
- $78,800/yr
- Renters in 12144 paying 30% or more of income on rent
- 37%
Income limits (2026)
Albany-Schenectady-Troy, NY area · median family income $123,100. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $25,900 | $43,100 | $68,950 |
| 2 | $29,600 | $49,250 | $78,800 |
| 3 | $33,300 | $55,400 | $88,650 |
| 4 | $36,950 | $61,550 | $98,500 |
| 5 | $39,950 | $66,500 | $106,400 |
| 6 | $44,360 | $71,400 | $114,300 |
| 7 | $50,040 | $76,350 | $122,150 |
| 8 | $55,720 | $81,250 | $130,050 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 12144 | Wider area |
|---|---|---|
| Studio | $1,420 | $1,238 |
| 1 bedroom | $1,640 | $1,425 |
| 2 bedrooms | $1,970 | $1,711 |
| 3 bedrooms | $2,350 | $2,039 |
| 4 bedrooms | $2,590 | $2,249 |
Wider area = Albany-Schenectady-Troy, NY. Two-bedroom fair market rents in 12 nearby ZIPs range from $1,540 (12202) to $2,320 (12061).
Census figures for 12144 (2020–2024 average): median rent $1,366. Median household income $90,738. 41% of homes are rented. 37% of renters pay 30% or more of their income on rent, and 15% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 12144's fair market rent.
Estimate your Section 8 rent share for 12144Frequently Asked Questions
Is there Section 8 housing in Rensselaer, NY 12144?
Yes — this directory lists income-restricted buildings in Rensselaer, NY 12144, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Rensselaer, NY 12144 have openings?
These lists for Rensselaer, NY 12144 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Rensselaer, NY 12144?
Use the phone number on each building card in Rensselaer, NY 12144. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Rensselaer, NY 12144?
In Rensselaer, NY 12144, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 12144?
This directory lists 6 income-restricted buildings in Rensselaer, NY 12144. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 12144?
Yes — this page also lists 54 income-restricted buildings in ZIP codes near Rensselaer, NY 12144 (within about 6 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Rensselaer, NY 12144?
Most income-restricted buildings in Rensselaer, NY 12144 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $43,100, and $61,550 for a 4-person household. Public housing can go up to 80% ($68,950 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Rensselaer, NY 12144?
For many programs in Rensselaer, NY 12144, the 2026 HUD very low-income (50%) limit is $43,100 a year for 1 person and $61,550 for 4 people. The low-income (80%) limit is $68,950 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Rensselaer, NY 12144?
There is no single waiting list for Rensselaer, NY 12144. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Rensselaer, NY 12144?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists public housing, project-based Section 8, tax-credit apartments in Rensselaer, NY 12144. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Rensselaer, NY 12144?
In public housing and most Section 8 in Rensselaer, NY 12144, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Rensselaer, NY 12144 is $1,970 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Rensselaer, NY 12144?
A Housing Choice Voucher is not automatically accepted at every building in Rensselaer, NY 12144. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Rensselaer, NY 12144?
Yes — this directory flags senior (often 62+) buildings in Rensselaer, NY 12144. Use the Seniors filter on the list. Age rules vary; call to confirm.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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