Affordable & Low-Income Housing in Clayton, NJ 08312
4 affordable buildings in 08312 · 43 more within 9 mi
Clayton, NJ 08312 has 4 income-restricted buildings: 3 tax credit, 1 senior, and 1 usda rural. 43 more are listed within 9 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 08312
Clayton Providence House #684
865 N Delsea Dr, Clayton, NJ 08312
103 units
- Affordability period may have ended — call to confirm
No buildings in 08312 match this filter.
Nearby
The 20 closest of 43 in nearby ZIPs. Pick a ZIP below to see all of them.
205-219 South Main Street
205 South Main Street, Glassboro, NJ 08028
2.9 mi away
5 units
- Affordability period may have ended — call to confirm
Glassboro Supervised Apartments
32 Reading St, Glassboro, NJ 08028
3.1 mi away
6 units · 1 BR · People with disabilities
MSAA Manor
20 S Main St, Glassboro, NJ 08028
3.2 mi away
41 units · 40 income-restricted · Studio–1 BR · People with disabilities
Hollybush Gardens I
121-132 Hollybush Garden, Glassboro, NJ 08028
3.2 mi away
252 units · 227 income-restricted · 1–3 BR
Justin Commons a/K/a Scotland Commons
111-134 Justin Commons, Williamstown, NJ 08094
3.3 mi away
132 units
- Affordability period may have ended — call to confirm
Justin Commons a/K/a Scotland Commons
1276 Glassboro Road, Monroe Township, NJ 08094
3.3 mi away
132 units
Lincoln Blvd Senior Phase I #1819 (fka Lincoln Boulevard Senior Phase I)
400 Roland Avenue, Glassboro, NJ 08028
3.4 mi away
65 units · 64 income-restricted · 1–2 BR · People with disabilities
Lincoln Boulevard Senior Phase I
737 Lincoln Blvd, Glassboro Boro, NJ 08028
3.5 mi away
65 units · 58 income-restricted
Whitney Crescent
7101 Crescent Court, Glassboro, NJ 08028
3.6 mi away
80 units · 79 income-restricted · 2–3 BR
The Mews at St Mary
750 Blue Bell Rd, Williamstown, NJ 08094
5.1 mi away
75 units · 5 income-restricted · 1 BR
Carino Park
100 Chestnut St, Williamstown, NJ 08094
5.2 mi away
100 units · 1 BR
- Apply through Gloucester County Housing Authority
- Residents waited about 77 months to move in (HUD, Oct 2026)
The Mews at St Mary
32 Carroll Ave, Williamstown, NJ 08094
5.2 mi away
75 units · 42 income-restricted · 1 BR
204-1 scattered sites
1 Walnut Ave, Pitman, NJ 08071
5.7 mi away
62 units · 2–3 BR
- Apply through Gloucester County Housing Authority
- Several buildings — call for addresses
Tamerlane Apartment
501 Chews Landing Rd, Sicklerville, NJ 08081
6.4 mi away
195 units · 1–3 BR
- 2 vacant units reported (Oct 2026) — call to confirm
Edgewood Acres
439 Church Rd, Sicklerville, NJ 08081
7.2 mi away
186 units · 1–2 BR
- 2 vacant units reported (Oct 2026) — call to confirm
Fox Hollow Ltd
10 Desmond Run, Sicklerville, NJ 08081
7.3 mi away
22 units · 2 BR
- 4 vacant units reported (Oct 2026) — call to confirm
No nearby buildings match this filter.
Rents and income limits in 08312
- Fair market rent, 2 bedrooms
- $1,600/mo
- Income needed to pay it at 30% of income
- $64,000/yr
- Renters in 08312 paying 30% or more of income on rent
- 49%
Income limits (2026)
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area · median family income $122,700. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $25,800 | $42,950 | $68,750 |
| 2 | $29,450 | $49,100 | $78,550 |
| 3 | $33,150 | $55,250 | $88,350 |
| 4 | $36,800 | $61,350 | $98,150 |
| 5 | $39,750 | $66,300 | $106,050 |
| 6 | $44,360 | $71,200 | $113,900 |
| 7 | $50,040 | $76,100 | $121,750 |
| 8 | $55,720 | $81,000 | $129,600 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 08312 | Wider area |
|---|---|---|
| Studio | $1,240 | $1,438 |
| 1 bedroom | $1,340 | $1,558 |
| 2 bedrooms | $1,600 | $1,860 |
| 3 bedrooms | $1,910 | $2,216 |
| 4 bedrooms | $2,100 | $2,445 |
Wider area = Philadelphia-Camden-Wilmington, PA-NJ-DE-MD. Two-bedroom fair market rents in 12 nearby ZIPs range from $1,560 (08062) to $2,200 (08080).
Census figures for 08312 (2020–2024 average): median rent $1,246. Median household income $89,294. 20% of homes are rented. 49% of renters pay 30% or more of their income on rent, and 29% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 08312's fair market rent.
Estimate your Section 8 rent share for 08312Frequently Asked Questions
Is there Section 8 housing in Clayton, NJ 08312?
Yes — this directory lists income-restricted buildings in Clayton, NJ 08312, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Clayton, NJ 08312 have openings?
These lists for Clayton, NJ 08312 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Clayton, NJ 08312?
Use the phone number on each building card in Clayton, NJ 08312. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Clayton, NJ 08312?
In Clayton, NJ 08312, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 08312?
This directory lists 4 income-restricted buildings in Clayton, NJ 08312. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 08312?
Yes — this page also lists 43 income-restricted buildings in ZIP codes near Clayton, NJ 08312 (within about 9 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Clayton, NJ 08312?
Most income-restricted buildings in Clayton, NJ 08312 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $42,950, and $61,350 for a 4-person household. Public housing can go up to 80% ($68,750 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Clayton, NJ 08312?
For many programs in Clayton, NJ 08312, the 2026 HUD very low-income (50%) limit is $42,950 a year for 1 person and $61,350 for 4 people. The low-income (80%) limit is $68,750 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Clayton, NJ 08312?
There is no single waiting list for Clayton, NJ 08312. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Clayton, NJ 08312?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists tax-credit apartments in Clayton, NJ 08312. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Clayton, NJ 08312?
In public housing and most Section 8 in Clayton, NJ 08312, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Clayton, NJ 08312 is $1,600 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Clayton, NJ 08312?
A Housing Choice Voucher is not automatically accepted at every building in Clayton, NJ 08312. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Clayton, NJ 08312?
Yes — this directory flags senior (often 62+) buildings in Clayton, NJ 08312. Use the Seniors filter on the list. Age rules vary; call to confirm.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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