Affordable & Low-Income Housing in Peapack, NJ 07977
2 affordable buildings in 07977 · 15 more within 8 mi
Peapack, NJ 07977 has 2 income-restricted buildings: 2 tax credit. 15 more are listed within 8 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 07977
Peapack and Gladstone Family Housing
101 Hamilton Court, Peapack + Gladstone Boro, NJ 07977
20 units
- Affordability period may have ended — call to confirm
No buildings in 07977 match this filter.
Nearby
Peapack + Gladstone Family Housing
85 Main Street, Gladstone, NJ 07934
0.6 mi away
20 units
- Affordability period may have ended — call to confirm
The Hills - Parkside I
5 Parkside Road, Bedminster, NJ 07921
3.8 mi away
54 units
- Affordability period may have ended — call to confirm
Cortland Condominiums
1 Cortland Lane, Bedminster, NJ 07921
4 mi away
48 units
- Affordability period may have ended — call to confirm
Carriage Pointe
12 High Pointe Way, Oldwick, NJ 08858
4.9 mi away
18 units
- Affordability period may have ended — call to confirm
Ridge Oak II
35 Lindbergh Ln, Basking Ridge, NJ 07920
5.6 mi away
40 units · 39 income-restricted · 1 BR
Ridge Oak Senior Citizens
140-146 Manchester Drive, Basking Ridge, NJ 07920
5.7 mi away
248 units · 247 income-restricted · Studio–2 BR
Heritage Manor Mendham Area Sr Hsg
1 Heritage Manor Dr, Mendham, NJ 07945
5.9 mi away
40 units · 1 BR
- 2 vacant units reported (Oct 2026) — call to confirm
Valley Brook Village
151 Knollcroft Road, Basking Ridge, NJ 07920
6 mi away
123 units · 61 income-restricted · 1–2 BR
Carriage Pointe #402
12 Highpointe Way, Old Bridge, NJ 08858
6.9 mi away
18 units
- Affordability period may have ended — call to confirm
No nearby buildings match this filter.
Rents and income limits in 07977
- Fair market rent, 2 bedrooms
- $2,750/mo
- Income needed to pay it at 30% of income
- $110,000/yr
- Renters in 07977 paying 30% or more of income on rent
- 100%
Income limits (2026)
Middlesex-Somerset-Hunterdon, NJ area · median family income $154,800. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $32,550 | $54,200 | $80,200 |
| 2 | $37,200 | $61,950 | $91,700 |
| 3 | $41,850 | $69,700 | $103,150 |
| 4 | $46,450 | $77,400 | $114,600 |
| 5 | $50,200 | $83,600 | $123,800 |
| 6 | $53,900 | $89,800 | $132,950 |
| 7 | $57,600 | $96,000 | $142,150 |
| 8 | $61,350 | $102,200 | $151,300 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 07977 | Wider area |
|---|---|---|
| Studio | $2,050 | $1,953 |
| 1 bedroom | $2,200 | $2,103 |
| 2 bedrooms | $2,750 | $2,623 |
| 3 bedrooms | $3,280 | $3,125 |
| 4 bedrooms | $3,680 | $3,508 |
Wider area = Middlesex-Somerset-Hunterdon, NJ. Two-bedroom fair market rents in 12 nearby ZIPs range from $2,370 (07830) to $3,390 (07939).
Census figures for 07977 (2020–2024 average): Median household income $150,875 (uncertain estimate). 26% of homes are rented. 100% of renters pay 30% or more of their income on rent, and 88% pay half or more.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 07977's fair market rent.
Estimate your Section 8 rent share for 07977Frequently Asked Questions
Is there Section 8 housing in Peapack, NJ 07977?
Yes — this directory lists income-restricted buildings in Peapack, NJ 07977, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Peapack, NJ 07977 have openings?
These lists for Peapack, NJ 07977 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Peapack, NJ 07977?
Use the phone number on each building card in Peapack, NJ 07977. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Peapack, NJ 07977?
In Peapack, NJ 07977, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 07977?
This directory lists 2 income-restricted buildings in Peapack, NJ 07977. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 07977?
Yes — this page also lists 15 income-restricted buildings in ZIP codes near Peapack, NJ 07977 (within about 8 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Peapack, NJ 07977?
Most income-restricted buildings in Peapack, NJ 07977 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $54,200, and $77,400 for a 4-person household. Public housing can go up to 80% ($80,200 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Peapack, NJ 07977?
For many programs in Peapack, NJ 07977, the 2026 HUD very low-income (50%) limit is $54,200 a year for 1 person and $77,400 for 4 people. The low-income (80%) limit is $80,200 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Peapack, NJ 07977?
There is no single waiting list for Peapack, NJ 07977. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Peapack, NJ 07977?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists tax-credit apartments in Peapack, NJ 07977. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Peapack, NJ 07977?
In public housing and most Section 8 in Peapack, NJ 07977, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Peapack, NJ 07977 is $2,750 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Peapack, NJ 07977?
A Housing Choice Voucher is not automatically accepted at every building in Peapack, NJ 07977. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Peapack, NJ 07977?
This page may still list buildings in Peapack, NJ 07977 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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