Affordable & Low-Income Housing in North Bergen, NJ 07047
11 affordable buildings in 07047 · 108 more within 3 mi
North Bergen, NJ 07047 has 11 income-restricted buildings: 2 tax credit, 4 public housing, and 5 Section 8. 108 more are listed within 3 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 07047
Cullum Tws
6299 Grand Ave, North Bergen, NJ 07047
308 units · 1–2 BR
- Apply through North Bergen Housing Authority
- Residents waited about 28 months to move in (HUD, Oct 2026)
- Most residents are 62 or older
Westview Towers
6115 Granton Ave, North Bergen, NJ 07047
297 units · 296 income-restricted · Studio–2 BR
Lawler Tws
6131 Grand Ave, North Bergen, NJ 07047
253 units · 1–3 BR
- Apply through North Bergen Housing Authority
- Residents waited about 44 months to move in (HUD, Oct 2026)
- Most residents are 62 or older
Terrace Apts
6800 Columbia Ave, North Bergen, NJ 07047
252 units · 1–2 BR
- Apply through North Bergen Housing Authority
- Residents waited about 34 months to move in (HUD, Oct 2026)
- Most residents are 62 or older
Meadow View
5801 Meadowview Ave, North Bergen, NJ 07047
172 units · 1–3 BR
- Apply through North Bergen Housing Authority
- Residents waited about 18 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
Granton Gardens
6300-6310 Liberty Ave, North Bergen, NJ 07047
156 units · 155 income-restricted · 1–3 BR
New Floral Gardens 1-B
2601-2607 Newkirk Ave, North Bergen, NJ 07047
145 units · 141 income-restricted · 1–4+ BR
New Floral Gardens II
2615 - 2635 Kennedy Blvd, North Bergen, NJ 07047
115 units · 113 income-restricted · Studio–2 BR
New Floral Gardens I-a
2502 Cottage Ave, North Bergen, NJ 07047
91 units · 89 income-restricted · Studio–4+ BR
No buildings in 07047 match this filter.
Nearby
The 20 closest of 108 in nearby ZIPs. Pick a ZIP below to see all of them.
Fillmore Towers - Litc #624
6100 Adams St, West New York, NJ 07093
0.4 mi away
108 units · 83 income-restricted
Kennedy Towers II (aka West New York Senior Housing)
434 62nd Street, West New York, NJ 07093
0.6 mi away
70 units
- Affordability period may have ended — call to confirm
Kennedy Towers II (aka West New York Senior Housing)
432-440 62nd Street, West New York Town, NJ 07093
0.6 mi away
70 units
- Affordability period may have ended — call to confirm
Fillmore Towers / Madison + Dewey
6005 Fillmore Avenue, West New York Town, NJ 07093
0.8 mi away
108 units · 83 income-restricted
West New York Housing - Fillmore
6005 Fillmore Pl, West New York, NJ 07093
0.8 mi away
108 units · 83 income-restricted · 1–2 BR
- Affordability period may have ended — call to confirm
Fillmore Tower #624
6003 Fillmore Pl # 6017, West New York, NJ 07093
0.8 mi away
108 units
- Affordability period may have ended — call to confirm
West New York Housing - Madison + Dewey
6308 Dewey Avenue, West New York Town, NJ 07093
0.9 mi away
69 units · 3–4+ BR
The Willows at Park Pointe
6601 Park Avenue, West New York, NJ 07093
1.1 mi away
59 units
- Affordability period may have ended — call to confirm
Horizon Heights
116-118 49th Street, Union City / West New Yor, NJ 07087
1.1 mi away
52 units · 51 income-restricted
- Affordability period may have ended — call to confirm
Parkview Towers
5101 Park Ave, West New York, NJ 07093
1.1 mi away
688 units · 684 income-restricted · Studio–2 BR
Hillside Terr 1
634 39th St, Union City, NJ 07087
1.1 mi away
147 units · 1–3 BR
- Apply through Union City Housing Authority
- Residents waited about 46 months to move in (HUD, Oct 2026)
The Union City Renaissance - Litc #609
3911 Kennedy Blvd, Union City, NJ 07087
1.2 mi away
37 units · 36 income-restricted
Hillside Terr 2
3901 Kennedy Blvd, Union City, NJ 07087
1.2 mi away
111 units · 1–3 BR
- Apply through Union City Housing Authority
- Residents waited about 114 months to move in (HUD, Oct 2026)
Jos P Macaluso Tws
7005 Boulevard E, Guttenberg, NJ 07093
1.3 mi away
249 units · 1–3 BR
- Apply through Guttenberg Housing Authority
- Residents waited about 43 months to move in (HUD, Oct 2026)
The Palisades #611
3900-391 4 Palisade Ave, Union City, NJ 07087
1.3 mi away
41 units
- Affordability period may have ended — call to confirm
Senior Citizens
3700 Palisade Ave, Union City, NJ 07087
1.4 mi away
101 units · 1 BR
- Apply through Union City Housing Authority
- Residents waited about 96 months to move in (HUD, Oct 2026)
- Most residents are 62 or older
No nearby buildings match this filter.
Rents and income limits in 07047
- Fair market rent, 2 bedrooms
- $3,030/mo
- Income needed to pay it at 30% of income
- $121,200/yr
- Renters in 07047 paying 30% or more of income on rent
- 55%
Income limits (2026)
Jersey City, NJ area · median family income $110,100. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $30,950 | $51,550 | $82,550 |
| 2 | $35,400 | $58,950 | $94,350 |
| 3 | $39,800 | $66,300 | $106,150 |
| 4 | $44,200 | $73,700 | $117,900 |
| 5 | $47,750 | $79,600 | $127,350 |
| 6 | $51,300 | $85,500 | $136,800 |
| 7 | $54,850 | $91,400 | $146,200 |
| 8 | $58,350 | $97,250 | $155,650 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 07047 | Wider area |
|---|---|---|
| Studio | $2,670 | $2,462 |
| 1 bedroom | $2,730 | $2,514 |
| 2 bedrooms | $3,030 | $2,792 |
| 3 bedrooms | $3,680 | $3,392 |
| 4 bedrooms | $4,320 | $3,976 |
Wider area = Jersey City, NJ. Two-bedroom fair market rents in 12 nearby ZIPs range from $2,120 (07022) to $4,460 (10024).
Census figures for 07047 (2020–2024 average): median rent $1,781. Median household income $78,911. 58% of homes are rented. 55% of renters pay 30% or more of their income on rent, and 29% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 07047's fair market rent.
Estimate your Section 8 rent share for 07047Frequently Asked Questions
Is there Section 8 housing in North Bergen, NJ 07047?
Yes — this directory lists income-restricted buildings in North Bergen, NJ 07047, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in North Bergen, NJ 07047 have openings?
These lists for North Bergen, NJ 07047 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in North Bergen, NJ 07047?
Use the phone number on each building card in North Bergen, NJ 07047. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in North Bergen, NJ 07047?
In North Bergen, NJ 07047, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 07047?
This directory lists 11 income-restricted buildings in North Bergen, NJ 07047. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 07047?
Yes — this page also lists 108 income-restricted buildings in ZIP codes near North Bergen, NJ 07047 (within about 3 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in North Bergen, NJ 07047?
Most income-restricted buildings in North Bergen, NJ 07047 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $51,550, and $73,700 for a 4-person household. Public housing can go up to 80% ($82,550 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in North Bergen, NJ 07047?
For many programs in North Bergen, NJ 07047, the 2026 HUD very low-income (50%) limit is $51,550 a year for 1 person and $73,700 for 4 people. The low-income (80%) limit is $82,550 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in North Bergen, NJ 07047?
There is no single waiting list for North Bergen, NJ 07047. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in North Bergen, NJ 07047?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists public housing, project-based Section 8, tax-credit apartments in North Bergen, NJ 07047. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in North Bergen, NJ 07047?
In public housing and most Section 8 in North Bergen, NJ 07047, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near North Bergen, NJ 07047 is $3,030 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in North Bergen, NJ 07047?
A Housing Choice Voucher is not automatically accepted at every building in North Bergen, NJ 07047. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in North Bergen, NJ 07047?
This page may still list buildings in North Bergen, NJ 07047 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
Map loads here…
This ZIPNearbyOpen a pin for the building name.