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Terrace Apts — Income-Restricted Housing in North Bergen, NJ 07047

6800 Columbia Ave, North Bergen, NJ 07047

Public housing

252 units · 1–2 BR

Housing authority: (201) 868-8605Directions

How to apply

  1. Apply through North Bergen Housing Authority. They run this development and take applications.
  2. Call the housing authority at (201) 868-8605.
  3. These records do not show openings — call to confirm vacancies and waiting lists.

At this building

Bedrooms (estimated)
251 1 bedroom · 1 2 bedrooms
Average tenant rent
$432/mo

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This buildingNearby

Nearby income-restricted buildings

Rents and income limits in 07047

Fair market rent, 2 bedrooms
$3,030/mo
Income needed to pay it at 30% of income
$121,200/yr
Renters in 07047 paying 30% or more of income on rent
55%

Income limits (2026)

Jersey City, NJ area · median family income $110,100. Your household's yearly income before taxes must be at or below the limit.

PeopleExtremely low 30%Very low 50%Low 80%
1$30,950$51,550$82,550
2$35,400$58,950$94,350
3$39,800$66,300$106,150
4$44,200$73,700$117,900
5$47,750$79,600$127,350
6$51,300$85,500$136,800
7$54,850$91,400$146,200
8$58,350$97,250$155,650

Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.

Fair market rents (2027)

HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.

Size07047Wider area
Studio$2,670$2,462
1 bedroom$2,730$2,514
2 bedrooms$3,030$2,792
3 bedrooms$3,680$3,392
4 bedrooms$4,320$3,976

Wider area = Jersey City, NJ. Two-bedroom fair market rents in 12 nearby ZIPs range from $2,120 (07022) to $4,460 (10024).

Census figures for 07047 (2020–2024 average): median rent $1,781. Median household income $78,911. 58% of homes are rented. 55% of renters pay 30% or more of their income on rent, and 29% pay half or more.

Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.

Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.

Estimate your Section 8 rent share

Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 07047's fair market rent.

Estimate your Section 8 rent share for 07047

Frequently Asked Questions

How do I apply to Terrace Apts?

Apply through North Bergen Housing Authority, which runs Terrace Apts. Call (201) 868-8605. Do not treat a walk-up at the building as the application. These records do not show openings.

Is Terrace Apts Section 8 housing?

Terrace Apts is public housing, not a project-based Section 8 contract. Apply with the housing authority. A Housing Choice Voucher is a separate program.

How many units are at Terrace Apts?

Public records list 252 units at Terrace Apts in North Bergen, NJ 07047. That is a building size, not a count of open apartments.

Are there other affordable apartments near Terrace Apts?

Yes — this page lists other income-restricted buildings in 07047 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.

People Also Ask

How do I get into Terrace Apts?

Call the number on this page and ask about the waiting list or how to apply at Terrace Apts in North Bergen, NJ 07047. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.

How do I qualify for affordable housing in North Bergen, NJ 07047?

Most income-restricted buildings in North Bergen, NJ 07047 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $51,550, and $73,700 for a 4-person household. Public housing can go up to 80% ($82,550 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.

What is the income limit for low-income housing in North Bergen, NJ 07047?

For many programs in North Bergen, NJ 07047, the 2026 HUD very low-income (50%) limit is $51,550 a year for 1 person and $73,700 for 4 people. The low-income (80%) limit is $82,550 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.

How much rent do you pay for low-income housing in North Bergen, NJ 07047?

In public housing and most Section 8 in North Bergen, NJ 07047, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near North Bergen, NJ 07047 is $3,030 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.

Does Terrace Apts take Section 8 vouchers?

This file does not say that Terrace Apts has a project-based Section 8 contract. Some landlords in North Bergen, NJ 07047 accept Housing Choice Vouchers; you have to ask. Apply for a voucher with the housing authority, then call Terrace Apts.

Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction. To add a different building, use the suggestion rubric.