Lone Oak Apts — Income-Restricted Housing in Graham, TX 76450
1512 Carolina St, Graham, TX 76450
64 units · 1–3 BR
- 4 vacant units reported (Oct 2026) — call to confirm
How to apply
- Managed by Swan Mgmt Co. USDA does not publish a phone number for this property.
- Find contact info on USDA's Multifamily Housing programs page.
- These records do not show openings — call to confirm vacancies and waiting lists.
At this building
- Opened
- 1997
- Bedrooms
- 24 1 bedroom · 36 2 bedrooms · 4 3 bedrooms
- USDA rental assistance
- 62 units (tenant pays about 30% of income)
- Managed by
- Swan Mgmt Co
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Nearby income-restricted buildings
Oakview Apts
2010 Lindy Drive, Graham, TX 76450
0.7 mi away
40 units · 1–2 BR
- 4 vacant units reported (Oct 2026) — call to confirm
Bryson Place Apts
Bryson, TX 76427
11 mi away
16 units · 1–2 BR
- Affordability period may have ended — call to confirm
Unnamed
215 Harrison Ave, Newcastle, TX 76372
11.7 mi away
16 units · 1–2 BR
- Apply through Housing Authority of Newcastle
- Residents waited about 24 months to move in (HUD, Oct 2026)
Tower
701 N College St, Bryson, TX 76427
12.4 mi away
14 units · 2–3 BR
- Apply through Housing Authority of Bryson
- Residents waited about 2 months to move in (HUD, Oct 2026)
Pecan Hill Apts
400 E Dempsey St, Bryson, TX 76427
12.5 mi away
16 units · 1–2 BR
- 2 vacant units reported (Oct 2026) — call to confirm
Rents and income limits in 76450
- Fair market rent, 2 bedrooms
- $1,130/mo
- Income needed to pay it at 30% of income
- $45,200/yr
- Renters in 76450 paying 30% or more of income on rent
- 51%
Income limits (2026)
Young County, TX area · median family income $91,000. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $19,150 | $31,850 | $51,000 |
| 2 | $21,850 | $36,400 | $58,250 |
| 3 | $27,320 | $40,950 | $65,550 |
| 4 | $33,000 | $45,500 | $72,800 |
| 5 | $38,680 | $49,150 | $78,650 |
| 6 | $44,360 | $52,800 | $84,450 |
| 7 | $50,040 | $56,450 | $90,300 |
| 8 | $55,720 | $60,100 | $96,100 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 76450 | Wider area |
|---|---|---|
| Studio | $860 | $800 |
| 1 bedroom | $870 | $805 |
| 2 bedrooms | $1,130 | $1,053 |
| 3 bedrooms | $1,560 | $1,458 |
| 4 bedrooms | $1,630 | $1,517 |
Wider area = Young County, TX. Two-bedroom fair market rents in 4 nearby ZIPs range from $1,010 (76372) to $1,100 (76481).
Census figures for 76450 (2020–2024 average): median rent $956. Median household income $75,258. 23% of homes are rented. 51% of renters pay 30% or more of their income on rent, and 32% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 76450's fair market rent.
Estimate your Section 8 rent share for 76450Frequently Asked Questions
How do I apply to Lone Oak Apts?
No phone is listed for Lone Oak Apts. Try the city housing office or, for USDA rural properties, USDA's Multifamily Housing search. These records do not show openings.
Is Lone Oak Apts Section 8 housing?
Lone Oak Apts is listed as income-restricted housing in Graham, TX 76450 (lihtc, usda). It is not labeled as project-based Section 8 in this file. Call to ask which programs they run.
How many units are at Lone Oak Apts?
Public records list 64 units at Lone Oak Apts in Graham, TX 76450. That is a building size, not a count of open apartments.
Are there other affordable apartments near Lone Oak Apts?
Yes — this page lists other income-restricted buildings in 76450 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.
People Also Ask
How do I get into Lone Oak Apts?
Call the number on this page and ask about the waiting list or how to apply at Lone Oak Apts in Graham, TX 76450. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.
How do I qualify for affordable housing in Graham, TX 76450?
Most income-restricted buildings in Graham, TX 76450 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $31,850, and $45,500 for a 4-person household. Public housing can go up to 80% ($51,000 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Graham, TX 76450?
For many programs in Graham, TX 76450, the 2026 HUD very low-income (50%) limit is $31,850 a year for 1 person and $45,500 for 4 people. The low-income (80%) limit is $51,000 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How much rent do you pay for low-income housing in Graham, TX 76450?
In public housing and most Section 8 in Graham, TX 76450, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Graham, TX 76450 is $1,130 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Does Lone Oak Apts take Section 8 vouchers?
This file does not say that Lone Oak Apts has a project-based Section 8 contract. Some landlords in Graham, TX 76450 accept Housing Choice Vouchers; you have to ask. Apply for a voucher with the housing authority, then call Lone Oak Apts.
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction.