GATEWAY CROSSING - Phase 1 — Income-Restricted Housing in Hagerstown, MD 21740
181 Ross St, Hagerstown, MD 21740
83 units · 1–4+ BR · People with disabilities
- Apply through Hagerstown Housing Authority
- Residents waited about 16 months to move in (HUD, Oct 2026)
Housing authority: (301) 733-6911Directions
How to apply
- Apply through Hagerstown Housing Authority. They run this development and take applications.
- Call the housing authority at (301) 733-6911.
- These records do not show openings — call to confirm vacancies and waiting lists.
At this building
- Opened
- 2003
- Income limit
- 60% AMI
- Bedrooms (estimated)
- 14 1 bedroom · 30 2 bedrooms · 33 3 bedrooms · 6 4+ bedrooms
- Average tenant rent
- $486/mo
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Nearby income-restricted buildings
GATEWAY CROSSING - Phase 3
802 Lanvale St, Hagerstown, MD 21740
0.1 mi away
77 units · 1–3 BR
- Apply through Hagerstown Housing Authority
- Residents waited about 39 months to move in (HUD, Oct 2026)
GATEWAY CROSSING - Phase 2
310 Buena Vista Ave, Hagerstown, MD 21740
0.2 mi away
45 units · 1–3 BR
- Apply through Hagerstown Housing Authority
- Residents waited about 40 months to move in (HUD, Oct 2026)
GATEWAY CROSSING - Phase 4
1203 W Washington St, Hagerstown, MD 21740
0.4 mi away
85 units · 1–4+ BR
- Apply through Hagerstown Housing Authority
- Residents waited about 61 months to move in (HUD, Oct 2026)
Walnut Towers
12 S Walnut St, Hagerstown, MD 21740
0.6 mi away
150 units · 1–2 BR
- Apply through Hagerstown Housing Authority
- Residents waited about 17 months to move in (HUD, Oct 2026)
C. W. Brooks
45 W Baltimore St, Hagerstown, MD 21740
0.9 mi away
60 units · 1 BR
- Apply through Hagerstown Housing Authority
- Residents waited about 19 months to move in (HUD, Oct 2026)
- Most residents are 62 or older
Frederick Manor
130 W North Ave, Hagerstown, MD 21740
0.9 mi away
244 units · 1–3 BR
- Apply through Hagerstown Housing Authority
- Residents waited about 41 months to move in (HUD, Oct 2026)
North Potomac Street
35 N Potomac St, Hagerstown, MD 21740
0.9 mi away
4 units
- Affordability period may have ended — call to confirm
Rents and income limits in 21740
- Fair market rent, 2 bedrooms
- $1,260/mo
- Income needed to pay it at 30% of income
- $50,400/yr
- Renters in 21740 paying 30% or more of income on rent
- 49%
Income limits (2026)
Hagerstown, MD area · median family income $105,100. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $21,650 | $36,050 | $57,700 |
| 2 | $24,750 | $41,200 | $65,950 |
| 3 | $27,850 | $46,350 | $74,200 |
| 4 | $33,000 | $51,500 | $82,400 |
| 5 | $38,680 | $55,650 | $89,000 |
| 6 | $44,360 | $59,750 | $95,600 |
| 7 | $50,040 | $63,900 | $102,200 |
| 8 | $55,720 | $68,000 | $108,800 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 21740 | Wider area |
|---|---|---|
| Studio | $880 | $894 |
| 1 bedroom | $960 | $982 |
| 2 bedrooms | $1,260 | $1,284 |
| 3 bedrooms | $1,680 | $1,714 |
| 4 bedrooms | $1,890 | $1,923 |
Wider area = Hagerstown, MD. Two-bedroom fair market rents in 11 nearby ZIPs range from $1,140 (21734) to $1,480 (21742).
Census figures for 21740 (2020–2024 average): median rent $1,080. Median household income $62,873. 45% of homes are rented. 49% of renters pay 30% or more of their income on rent, and 26% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 21740's fair market rent.
Estimate your Section 8 rent share for 21740Frequently Asked Questions
How do I apply to GATEWAY CROSSING - Phase 1?
Apply through Hagerstown Housing Authority, which runs GATEWAY CROSSING - Phase 1. Call (301) 733-6911. Do not treat a walk-up at the building as the application. These records do not show openings.
Is GATEWAY CROSSING - Phase 1 Section 8 housing?
GATEWAY CROSSING - Phase 1 is public housing, not a project-based Section 8 contract. Apply with the housing authority. A Housing Choice Voucher is a separate program.
How many units are at GATEWAY CROSSING - Phase 1?
Public records list 83 units at GATEWAY CROSSING - Phase 1 in Hagerstown, MD 21740. That is a building size, not a count of open apartments.
Are there other affordable apartments near GATEWAY CROSSING - Phase 1?
Yes — this page lists other income-restricted buildings in 21740 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.
People Also Ask
How do I get into GATEWAY CROSSING - Phase 1?
Call the number on this page and ask about the waiting list or how to apply at GATEWAY CROSSING - Phase 1 in Hagerstown, MD 21740. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.
How do I qualify for affordable housing in Hagerstown, MD 21740?
Most income-restricted buildings in Hagerstown, MD 21740 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $36,050, and $51,500 for a 4-person household. Public housing can go up to 80% ($57,700 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Hagerstown, MD 21740?
For many programs in Hagerstown, MD 21740, the 2026 HUD very low-income (50%) limit is $36,050 a year for 1 person and $51,500 for 4 people. The low-income (80%) limit is $57,700 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How much rent do you pay for low-income housing in Hagerstown, MD 21740?
In public housing and most Section 8 in Hagerstown, MD 21740, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Hagerstown, MD 21740 is $1,260 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Does GATEWAY CROSSING - Phase 1 take Section 8 vouchers?
This file does not say that GATEWAY CROSSING - Phase 1 has a project-based Section 8 contract. Some landlords in Hagerstown, MD 21740 accept Housing Choice Vouchers; you have to ask. Apply for a voucher with the housing authority, then call GATEWAY CROSSING - Phase 1.
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction.