Walnut Towers — Income-Restricted Housing in Hagerstown, MD 21740
12 S Walnut St, Hagerstown, MD 21740
150 units · 1–2 BR
- Apply through Hagerstown Housing Authority
- Residents waited about 17 months to move in (HUD, Oct 2026)
Housing authority: (301) 733-6911Directions
How to apply
- Apply through Hagerstown Housing Authority. They run this development and take applications.
- Call the housing authority at (301) 733-6911.
- These records do not show openings — call to confirm vacancies and waiting lists.
At this building
- Bedrooms (estimated)
- 149 1 bedroom · 1 2 bedrooms
- Average tenant rent
- $368/mo
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Nearby income-restricted buildings
C. W. Brooks
45 W Baltimore St, Hagerstown, MD 21740
0.3 mi away
60 units · 1 BR
- Apply through Hagerstown Housing Authority
- Residents waited about 19 months to move in (HUD, Oct 2026)
- Most residents are 62 or older
North Potomac Street
35 N Potomac St, Hagerstown, MD 21740
0.3 mi away
4 units
- Affordability period may have ended — call to confirm
Elizabeth Court
55 East Washington Street, Hagerstown, MD 21740
0.4 mi away
111 units · 110 income-restricted · 1 BR · People with disabilities
Potomac Towers
11 W Baltimore St, Hagerstown, MD 21740
0.4 mi away
326 units · 1–2 BR
- Apply through Hagerstown Housing Authority
- Residents waited about 21 months to move in (HUD, Oct 2026)
West Bethel Street Apts
134 Bethel St, Hagerstown, MD 21740
0.4 mi away
9 units · 5 income-restricted
- Affordability period may have ended — call to confirm
Rents and income limits in 21740
- Fair market rent, 2 bedrooms
- $1,260/mo
- Income needed to pay it at 30% of income
- $50,400/yr
- Renters in 21740 paying 30% or more of income on rent
- 49%
Income limits (2026)
Hagerstown, MD area · median family income $105,100. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $21,650 | $36,050 | $57,700 |
| 2 | $24,750 | $41,200 | $65,950 |
| 3 | $27,850 | $46,350 | $74,200 |
| 4 | $33,000 | $51,500 | $82,400 |
| 5 | $38,680 | $55,650 | $89,000 |
| 6 | $44,360 | $59,750 | $95,600 |
| 7 | $50,040 | $63,900 | $102,200 |
| 8 | $55,720 | $68,000 | $108,800 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 21740 | Wider area |
|---|---|---|
| Studio | $880 | $894 |
| 1 bedroom | $960 | $982 |
| 2 bedrooms | $1,260 | $1,284 |
| 3 bedrooms | $1,680 | $1,714 |
| 4 bedrooms | $1,890 | $1,923 |
Wider area = Hagerstown, MD. Two-bedroom fair market rents in 11 nearby ZIPs range from $1,140 (21734) to $1,480 (21742).
Census figures for 21740 (2020–2024 average): median rent $1,080. Median household income $62,873. 45% of homes are rented. 49% of renters pay 30% or more of their income on rent, and 26% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 21740's fair market rent.
Estimate your Section 8 rent share for 21740Frequently Asked Questions
How do I apply to Walnut Towers?
Apply through Hagerstown Housing Authority, which runs Walnut Towers. Call (301) 733-6911. Do not treat a walk-up at the building as the application. These records do not show openings.
Is Walnut Towers Section 8 housing?
Walnut Towers is public housing, not a project-based Section 8 contract. Apply with the housing authority. A Housing Choice Voucher is a separate program.
How many units are at Walnut Towers?
Public records list 150 units at Walnut Towers in Hagerstown, MD 21740. That is a building size, not a count of open apartments.
Are there other affordable apartments near Walnut Towers?
Yes — this page lists other income-restricted buildings in 21740 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.
People Also Ask
How do I get into Walnut Towers?
Call the number on this page and ask about the waiting list or how to apply at Walnut Towers in Hagerstown, MD 21740. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.
How do I qualify for affordable housing in Hagerstown, MD 21740?
Most income-restricted buildings in Hagerstown, MD 21740 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $36,050, and $51,500 for a 4-person household. Public housing can go up to 80% ($57,700 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Hagerstown, MD 21740?
For many programs in Hagerstown, MD 21740, the 2026 HUD very low-income (50%) limit is $36,050 a year for 1 person and $51,500 for 4 people. The low-income (80%) limit is $57,700 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How much rent do you pay for low-income housing in Hagerstown, MD 21740?
In public housing and most Section 8 in Hagerstown, MD 21740, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Hagerstown, MD 21740 is $1,260 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Does Walnut Towers take Section 8 vouchers?
This file does not say that Walnut Towers has a project-based Section 8 contract. Some landlords in Hagerstown, MD 21740 accept Housing Choice Vouchers; you have to ask. Apply for a voucher with the housing authority, then call Walnut Towers.
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction.