White Oak Apartments — Income-Restricted Housing in Shelbyville, KY 40066
Sycamore Dr., Cynthiana, KY 40066
24 units · 1–2 BR
- Affordability period may have ended — call to confirm
How to apply
- No phone is listed. Try visiting the property or asking the city housing office how to apply.
- These records do not show openings — call to confirm vacancies and waiting lists.
At this building
- Opened
- 1995
- Income limit
- 50% AMI
- Bedrooms
- 8 1 bedroom · 16 2 bedrooms
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Nearby income-restricted buildings
Pembroke Apartments
W. Cherry St., Pembroke, KY 40066
0 mi away
24 units · 1–2 BR
- Affordability period may have ended — call to confirm
Pembroke Senior Apartments
E. Cherry St., Pembroke, KY 40066
0 mi away
16 units · 1–2 BR
- Affordability period may have ended — call to confirm
Robynwood Heights
Robynwood Dr., Cynthiana, KY 40066
0 mi away
24 units · 1–2 BR
- Affordability period may have ended — call to confirm
Albany Center Apartments
Clear St., Albany, KY 40066
57 mi away
24 units · 1–2 BR
- Affordability period may have ended — call to confirm
French Quarters-Shelby
Clifton Ct., Shelbyville, KY 40066
57 mi away
2 units · 3 BR
- Affordability period may have ended — call to confirm
Wells Hill Apartments
Wells Hill Rd., West Liberty, KY 40066
57 mi away
32 units · 1–2 BR
- Affordability period may have ended — call to confirm
Rents and income limits in 40066
- Fair market rent, 2 bedrooms
- $1,150/mo
- Income needed to pay it at 30% of income
- $46,000/yr
Income limits (2026)
Shelby County, KY area · median family income $104,900. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $22,050 | $36,750 | $58,750 |
| 2 | $25,200 | $42,000 | $67,150 |
| 3 | $28,350 | $47,250 | $75,550 |
| 4 | $33,000 | $52,450 | $83,900 |
| 5 | $38,680 | $56,650 | $90,650 |
| 6 | $44,360 | $60,850 | $97,350 |
| 7 | $50,040 | $65,050 | $104,050 |
| 8 | $55,720 | $69,250 | $110,750 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 40066 | Wider area |
|---|---|---|
| Studio | $870 | $873 |
| 1 bedroom | $1,000 | $998 |
| 2 bedrooms | $1,150 | $1,149 |
| 3 bedrooms | $1,370 | $1,369 |
| 4 bedrooms | $1,690 | $1,692 |
Wider area = Shelby County, KY. Two-bedroom fair market rents in 4 nearby ZIPs range from $1,150 (40022) to $1,390 (40067).
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures). Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 40066's fair market rent.
Estimate your Section 8 rent share for 40066Frequently Asked Questions
How do I apply to White Oak Apartments?
No phone is listed for White Oak Apartments. Try the city housing office or, for USDA rural properties, USDA's Multifamily Housing search. These records do not show openings.
Is White Oak Apartments Section 8 housing?
White Oak Apartments is listed as income-restricted housing in Shelbyville, KY 40066 (lihtc). It is not labeled as project-based Section 8 in this file. Call to ask which programs they run.
How many units are at White Oak Apartments?
Public records list 24 units at White Oak Apartments in Shelbyville, KY 40066. That is a building size, not a count of open apartments.
Are there other affordable apartments near White Oak Apartments?
Yes — this page lists other income-restricted buildings in 40066 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.
People Also Ask
How do I get into White Oak Apartments?
Call the number on this page and ask about the waiting list or how to apply at White Oak Apartments in Shelbyville, KY 40066. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.
How do I qualify for affordable housing in Shelbyville, KY 40066?
Most income-restricted buildings in Shelbyville, KY 40066 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $36,750, and $52,450 for a 4-person household. Public housing can go up to 80% ($58,750 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Shelbyville, KY 40066?
For many programs in Shelbyville, KY 40066, the 2026 HUD very low-income (50%) limit is $36,750 a year for 1 person and $52,450 for 4 people. The low-income (80%) limit is $58,750 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How much rent do you pay for low-income housing in Shelbyville, KY 40066?
In public housing and most Section 8 in Shelbyville, KY 40066, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Shelbyville, KY 40066 is $1,150 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Does White Oak Apartments take Section 8 vouchers?
This file does not say that White Oak Apartments has a project-based Section 8 contract. Some landlords in Shelbyville, KY 40066 accept Housing Choice Vouchers; you have to ask. Apply for a voucher with the housing authority, then call White Oak Apartments.
Sources: HUD LIHTC database, 2024 (released Apr 2026); USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction. To add a different building, use the suggestion rubric.