Gardendale Addition — Income-Restricted Housing in Owensboro, KY 42302
P.O. Box 397, Owensboro, KY 42302
8 units · 3 BR
Leasing office: (270) 683-4752Directions
How to apply
- Call the leasing office at (270) 683-4752 to ask about applying, vacancies, and waiting lists.
- These records do not show openings — call to confirm vacancies and waiting lists.
At this building
- Opened
- 1979
- Bedrooms
- 8 3 bedrooms
- HUD inspection
- HUD inspection score: 98/100 (Mar 2024) HUD inspects subsidized buildings on a 0–100 scale. This is a snapshot, not a pass/fail grade.
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Nearby income-restricted buildings
River Valley Behavioral Health
1508 Frederica St, Owensboro, KY 42301
1.1 mi away
12 units · Studio · People with disabilities
Old Hartford Hills Apartments
1305 Burlew Blvd, Owensboro, KY 42303
1.3 mi away
80 units · 79 income-restricted · 1–3 BR
Rents and income limits in 42302
- Fair market rent, 2 bedrooms
- $1,150/mo
- Income needed to pay it at 30% of income
- $46,000/yr
Income limits (2026)
Owensboro, KY area · median family income $92,100. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $19,400 | $32,250 | $51,600 |
| 2 | $22,150 | $36,850 | $59,000 |
| 3 | $27,320 | $41,450 | $66,350 |
| 4 | $33,000 | $46,050 | $73,700 |
| 5 | $38,680 | $49,750 | $79,600 |
| 6 | $44,360 | $53,450 | $85,500 |
| 7 | $50,040 | $57,150 | $91,400 |
| 8 | $55,720 | $60,800 | $97,300 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 42302 | Wider area |
|---|---|---|
| Studio | $870 | $864 |
| 1 bedroom | $880 | $870 |
| 2 bedrooms | $1,150 | $1,138 |
| 3 bedrooms | $1,520 | $1,507 |
| 4 bedrooms | $1,530 | $1,516 |
Wider area = Owensboro, KY. Two-bedroom fair market rents in 5 nearby ZIPs range from $1,010 (47635) to $1,230 (42303).
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures). Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 42302's fair market rent.
Estimate your Section 8 rent share for 42302Frequently Asked Questions
How do I apply to Gardendale Addition?
Call (270) 683-4752 and ask about applying, vacancies, and waiting lists at Gardendale Addition in Owensboro, KY 42302. These records do not show openings.
Is Gardendale Addition Section 8 housing?
Gardendale Addition is listed with a HUD-assisted or project-based Section 8 contract. The subsidy stays with the apartment. A Housing Choice Voucher is different — you apply with the housing authority. Confirm the program when you call.
How many units are at Gardendale Addition?
Public records list 8 units at Gardendale Addition in Owensboro, KY 42302. That is a building size, not a count of open apartments.
Are there other affordable apartments near Gardendale Addition?
Yes — this page lists other income-restricted buildings in 42302 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.
People Also Ask
How do I get into Gardendale Addition?
Call the number on this page and ask about the waiting list or how to apply at Gardendale Addition in Owensboro, KY 42302. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.
How do I qualify for affordable housing in Owensboro, KY 42302?
Most income-restricted buildings in Owensboro, KY 42302 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $32,250, and $46,050 for a 4-person household. Public housing can go up to 80% ($51,600 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Owensboro, KY 42302?
For many programs in Owensboro, KY 42302, the 2026 HUD very low-income (50%) limit is $32,250 a year for 1 person and $46,050 for 4 people. The low-income (80%) limit is $51,600 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How much rent do you pay for low-income housing in Owensboro, KY 42302?
In public housing and most Section 8 in Owensboro, KY 42302, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Owensboro, KY 42302 is $1,150 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Does Gardendale Addition take Section 8 vouchers?
Gardendale Addition is listed with project-based Section 8 or HUD assistance — the subsidy is on the unit, so you usually apply at the building rather than bringing a tenant voucher. Ask when you call whether they also accept Housing Choice Vouchers.
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction. To add a different building, use the suggestion rubric.